Patents by Inventor Morgan J. Grainger

Morgan J. Grainger has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11922408
    Abstract: A system for provisioning credentials onto an electronic device is provided. The system may include a payment network subsystem, a service provider subsystem, a primary user device, and a secondary user device. The user may select a particular payment card to provision onto the secondary user device by providing an input at the primary user device. A broker module running on the service provider subsystem may then transfer a disabled pass to the secondary user device. Concurrently, the payment network subsystem may direct a trusted service manager module on the service provider subsystem to write credential information onto a secure element within the secondary user device. Once the secure element has been updated, the broker module may provide an activated pass to the secondary user device so that the secondary user device can be used to perform NFC-based financial transactions at a merchant terminal.
    Type: Grant
    Filed: April 23, 2021
    Date of Patent: March 5, 2024
    Assignee: Apple Inc.
    Inventors: Jeremy T. Brown, George R. Dicker, Glen W. Steele, Morgan J. Grainger, Zachary A. Rosen
  • Publication number: 20230269097
    Abstract: A first user device may be used to request provisioning of a secure credential on a second user device. A provisioning system may facilitate the provisioning in a manner that ensures security and privacy of the requesting parties. The provisioning requests may be made using an application on the first user device such as a third-party application or using a web application via a browser. The credential may be added to a digital wallet on the second user device. The credential may be useable by the second user device to perform one or more contactless transactions.
    Type: Application
    Filed: January 31, 2023
    Publication date: August 24, 2023
    Applicant: Apple Inc.
    Inventors: Morgan J. Grainger, Russell Fenenga, Brandon K. Leventhal, Sourabh Dugar
  • Publication number: 20230269098
    Abstract: A first user device may be used to request provisioning of a secure credential on a second user device. A provisioning system may facilitate the provisioning in a manner that ensures security and privacy of the requesting parties. The provisioning requests may be made using an application on the first user device such as a third-party application or using a web application via a browser. The credential may be added to a digital wallet on the second user device. The credential may be useable by the second user device to perform one or more contactless transactions.
    Type: Application
    Filed: January 31, 2023
    Publication date: August 24, 2023
    Applicant: Apple Inc.
    Inventors: Morgan J. Grainger, Russell Fenenga, Brandon K. Leventhal, Sourabh Dugar
  • Patent number: 11606217
    Abstract: A first user device may be used to request provisioning of a secure credential on a second user device. A provisioning system may facilitate the provisioning in a manner that ensures security and privacy of the requesting parties. The provisioning requests may be made using an application on the first user device such as a third-party application or using a web application via a browser. The credential may be added to a digital wallet on the second user device. The credential may be useable by the second user device to perform one or more contactless transactions.
    Type: Grant
    Filed: September 24, 2020
    Date of Patent: March 14, 2023
    Assignee: Apple Inc.
    Inventors: Morgan J. Grainger, Russell Fenenga, Brandon K. Leventhal, Sourabh Dugar
  • Publication number: 20230014473
    Abstract: A first user device may be used to request provisioning of a secure credential on a second user device. A provisioning system may facilitate the provisioning in a manner that ensures security and privacy of the requesting parties. The provisioning requests may be made using an application on the first user device such as a third-party application or using a web application via a browser. The credential may be added to a digital wallet on the second user device. The credential may be useable by the second user device to perform one or more contactless transactions.
    Type: Application
    Filed: September 16, 2022
    Publication date: January 19, 2023
    Applicant: Apple Inc.
    Inventors: Morgan J. Grainger, Russell Fenenga, Brandon K. Leventhal, Sourabh Dugar
  • Publication number: 20210377056
    Abstract: A first user device may be used to request provisioning of a secure credential on a second user device. A provisioning system may facilitate the provisioning in a manner that ensures security and privacy of the requesting parties. The provisioning requests may be made using an application on the first user device such as a third-party application or using a web application via a browser. The credential may be added to a digital wallet on the second user device. The credential may be useable by the second user device to perform one or more contactless transactions.
    Type: Application
    Filed: September 24, 2020
    Publication date: December 2, 2021
    Applicant: Apple Inc.
    Inventors: Morgan J. Grainger, Russell Fenenga, Brandon K. Leventhal, Sourabh Dugar
  • Publication number: 20210241268
    Abstract: A system for provisioning credentials onto an electronic device is provided. The system may include a payment network subsystem, a service provider subsystem, a primary user device, and a secondary user device. The user may select a particular payment card to provision onto the secondary user device by providing an input at the primary user device. A broker module running on the service provider subsystem may then transfer a disabled pass to the secondary user device. Concurrently, the payment network subsystem may direct a trusted service manager module on the service provider subsystem to write credential information onto a secure element within the secondary user device. Once the secure element has been updated, the broker module may provide an activated pass to the secondary user device so that the secondary user device can be used to perform NFC-based financial transactions at a merchant terminal.
    Type: Application
    Filed: April 23, 2021
    Publication date: August 5, 2021
    Inventors: Jeremy T. Brown, George R. Dicker, Glen W. Steele, Morgan J. Grainger, Zachary A. Rosen
  • Patent number: 11017384
    Abstract: A system for provisioning credentials onto an electronic device is provided. The system may include a payment network subsystem, a service provider subsystem, a primary user device, and a secondary user device. The user may select a particular payment card to provision onto the secondary user device by providing an input at the primary user device. A broker module running on the service provider subsystem may then transfer a disabled pass to the secondary user device. Concurrently, the payment network subsystem may direct a trusted service manager module on the service provider subsystem to write credential information onto a secure element within the secondary user device. Once the secure element has been updated, the broker module may provide an activated pass to the secondary user device so that the secondary user device can be used to perform NFC-based financial transactions at a merchant terminal.
    Type: Grant
    Filed: September 2, 2014
    Date of Patent: May 25, 2021
    Assignee: Apple Inc.
    Inventors: Jeremy T. Brown, George R. Dicker, Glen W. Steele, Morgan J. Grainger, Zachary A. Rosen
  • Patent number: 10699262
    Abstract: In certain embodiments, an electronic device can include a secure element that detects a mechanical input. The mechanical input can correspond to an instruction to transmit securely stored payment information to another device and/or to release such information to an application on the device (e.g., for use in an in-app commerce transaction). This feature can inhibit or prevent unauthorized transmission of payment information. When the mechanical input is detected, payment information can be transmitted to a point of sale (POS) terminal (e.g., via near-field communication) or released to an app on the device. Further, a user can either use default payment information or interact with the device (before or after providing the mechanical input) to select appropriate payment information for a transaction. For example, the user can select between credit cards, debit cards and/or stored-value cards (e.g., transit card).
    Type: Grant
    Filed: October 11, 2019
    Date of Patent: June 30, 2020
    Assignee: Apple Inc.
    Inventors: Jeremy T. Brown, Zachary A. Rosen, Morgan J. Grainger
  • Publication number: 20200042970
    Abstract: In certain embodiments, an electronic device can include a secure element that detects a mechanical input. The mechanical input can correspond to an instruction to transmit securely stored payment information to another device and/or to release such information to an application on the device (e.g., for use in an in-app commerce transaction). This feature can inhibit or prevent unauthorized transmission of payment information. When the mechanical input is detected, payment information can be transmitted to a point of sale (POS) terminal (e.g., via near-field communication) or released to an app on the device. Further, a user can either use default payment information or interact with the device (before or after providing the mechanical input) to select appropriate payment information for a transaction. For example, the user can select between credit cards, debit cards and/or stored-value cards (e.g., transit card).
    Type: Application
    Filed: October 11, 2019
    Publication date: February 6, 2020
    Applicant: Apple Inc.
    Inventors: Jeremy T. Brown, Zachary A. Rosen, Morgan J. Grainger
  • Patent number: 10489769
    Abstract: In certain embodiments, an electronic device can include a secure element that detects a mechanical input. The mechanical input can correspond to an instruction to transmit securely stored payment information to another device and/or to release such information to an application on the device (e.g., for use in an in-app commerce transaction). This feature can inhibit or prevent unauthorized transmission of payment information. When the mechanical input is detected, payment information can be transmitted to a point of sale (POS) terminal (e.g., via near-field communication) or released to an app on the device. Further, a user can either use default payment information or interact with the device (before or after providing the mechanical input) to select appropriate payment information for a transaction. For example, the user can select between credit cards, debit cards and/or stored-value cards (e.g., transit card).
    Type: Grant
    Filed: June 15, 2017
    Date of Patent: November 26, 2019
    Assignee: Apple Inc.
    Inventors: Jeremy T. Brown, Zachary A. Rosen, Morgan J. Grainger
  • Patent number: 10223682
    Abstract: In certain embodiments, an electronic device can include a secure element that detects a mechanical input. The mechanical input can correspond to an instruction to transmit securely stored payment information to another device and/or to release such information to an application on the device (e.g., for use in an in-app commerce transaction). This feature can inhibit or prevent unauthorized transmission of payment information. When the mechanical input is detected, payment information can be transmitted to a point of sale (POS) terminal (e.g., via near-field communication) or released to an app on the device. Further, a user can either use default payment information or interact with the device (before or after providing the mechanical input) to select appropriate payment information for a transaction. For example, the user can select between credit cards, debit cards and/or stored-value cards (e.g., transit card).
    Type: Grant
    Filed: June 17, 2016
    Date of Patent: March 5, 2019
    Assignee: Apple Inc.
    Inventors: Jeremy T. Brown, Zachary A. Rosen, Morgan J. Grainger
  • Publication number: 20170286938
    Abstract: In certain embodiments, an electronic device can include a secure element that detects a mechanical input. The mechanical input can correspond to an instruction to transmit securely stored payment information to another device and/or to release such information to an application on the device (e.g., for use in an in-app commerce transaction). This feature can inhibit or prevent unauthorized transmission of payment information. When the mechanical input is detected, payment information can be transmitted to a point of sale (POS) terminal (e.g., via near-field communication) or released to an app on the device. Further, a user can either use default payment information or interact with the device (before or after providing the mechanical input) to select appropriate payment information for a transaction. For example, the user can select between credit cards, debit cards and/or stored-value cards (e.g., transit card).
    Type: Application
    Filed: June 15, 2017
    Publication date: October 5, 2017
    Applicant: Apple Inc.
    Inventors: Jeremy T. Brown, Zachary A. Rosen, Morgan J. Grainger
  • Publication number: 20160300211
    Abstract: In certain embodiments, an electronic device can include a secure element that detects a mechanical input. The mechanical input can correspond to an instruction to transmit securely stored payment information to another device and/or to release such information to an application on the device (e.g., for use in an in-app commerce transaction). This feature can inhibit or prevent unauthorized transmission of payment information. When the mechanical input is detected, payment information can be transmitted to a point of sale (POS) terminal (e.g., via near-field communication) or released to an app on the device. Further, a user can either use default payment information or interact with the device (before or after providing the mechanical input) to select appropriate payment information for a transaction. For example, the user can select between credit cards, debit cards and/or stored-value cards (e.g., transit card).
    Type: Application
    Filed: June 17, 2016
    Publication date: October 13, 2016
    Applicant: Apple Inc.
    Inventors: Jeremy T. Brown, Zachary A. Rosen, Morgan J. Grainger
  • Patent number: 9400977
    Abstract: In certain embodiments, an electronic device can include a secure element that detects a mechanical input. The mechanical input can correspond to an instruction to transmit securely stored payment information to another device and/or to release such information to an application on the device (e.g., for use in an in-app commerce transaction). This feature can inhibit or prevent unauthorized transmission of payment information. When the mechanical input is detected, payment information can be transmitted to a point of sale (POS) terminal (e.g., via near-field communication) or released to an app on the device. Further, a user can either use default payment information or interact with the device (before or after providing the mechanical input) to select appropriate payment information for a transaction. For example, the user can select between credit cards, debit cards and/or stored-value cards (e.g., transit card).
    Type: Grant
    Filed: September 2, 2014
    Date of Patent: July 26, 2016
    Assignee: Apple Inc.
    Inventors: Jeremy T. Brown, Zachary A. Rosen, Morgan J. Grainger
  • Publication number: 20150348009
    Abstract: In certain embodiments, an electronic device can include a secure element that detects a mechanical input. The mechanical input can correspond to an instruction to transmit securely stored payment information to another device and/or to release such information to an application on the device (e.g., for use in an in-app commerce transaction). This feature can inhibit or prevent unauthorized transmission of payment information. When the mechanical input is detected, payment information can be transmitted to a point of sale (POS) terminal (e.g., via near-field communication) or released to an app on the device. Further, a user can either use default payment information or interact with the device (before or after providing the mechanical input) to select appropriate payment information for a transaction. For example, the user can select between credit cards, debit cards and/or stored-value cards (e.g., transit card).
    Type: Application
    Filed: September 2, 2014
    Publication date: December 3, 2015
    Applicant: APPLE INC.
    Inventors: Jeremy T. Brown, Zachary A. Rosen, Morgan J. Grainger
  • Publication number: 20150348025
    Abstract: A system for provisioning credentials onto an electronic device is provided. The system may include a payment network subsystem, a service provider subsystem, a primary user device, and a secondary user device. The user may select a particular payment card to provision onto the secondary user device by providing an input at the primary user device. A broker module running on the service provider subsystem may then transfer a disabled pass to the secondary user device. Concurrently, the payment network subsystem may direct a trusted service manager module on the service provider subsystem to write credential information onto a secure element within the secondary user device. Once the secure element has been updated, the broker module may provide an activated pass to the secondary user device so that the secondary user device can be used to perform NFC-based financial transactions at a merchant terminal.
    Type: Application
    Filed: September 2, 2014
    Publication date: December 3, 2015
    Inventors: Jeremy T. Brown, George R. Dicker, Glen W. Steele, Morgan J. Grainger, Zachary A. Rosen