Abstract: The present invention provides a system and method for quickly and accurately verifying the existence of vehicle insurance. According to exemplary embodiments of the present invention, a nationwide vehicle insurance database is created for storing a real-time record of all vehicle policyholders throughout the country. At the time when gasoline is purchased, the existence of a motorist's vehicle insurance is verified. When it is determined that the motorist lacks vehicle insurance, the purchase of gasoline is denied. As a result, the number of uninsured motorists can be reduced.