Patents by Inventor Mouna Fouillade

Mouna Fouillade has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • SYSTEMS AND METHODS TO ENABLE PAYMENTS IN THE ABSENCE OF A POINT OF SALE DEVICE
    Publication number: 20210264422
    Abstract: A method and system for processing a transaction between a merchant and a consumer using a consumer mobile device wherein the consumer mobile device is in communication with a payment processing computing device having a memory are provided. The method includes receiving merchant data associated with the merchant, receiving a consumer alias associated with the consumer, receiving, a transaction request message from the consumer mobile device, the transaction request message including a merchant identifier, a transaction amount, a device identifier associated with the consumer mobile device, and consumer verification data, retrieving the account number based on the device identifier and the consumer verification data, retrieving the merchant data based on the merchant identifier, generating an authorization request message including the account number, the transaction amount, and the merchant data, and transmitting the authorization request message over a payment network to an issuer bank.
    Type: Application
    Filed: May 11, 2021
    Publication date: August 26, 2021
    Inventors: Michael J. Friedman, Mouna Fouillade
  • SYSTEMS AND METHODS TO ENABLE PAYMENTS IN THE ABSENCE OF A POINT OF SALE DEVICE
    Publication number: 20150032623
    Abstract: A method and system for processing a transaction between a merchant and a consumer using a consumer mobile device wherein the consumer mobile device is in communication with a payment processing computing device having a memory are provided. The method includes receiving merchant data associated with the merchant, receiving a consumer alias associated with the consumer, receiving, a transaction request message from the consumer mobile device, the transaction request message including a merchant identifier, a transaction amount, a device identifier associated with the consumer mobile device, and consumer verification data, retrieving the account number based on the device identifier and the consumer verification data, retrieving the merchant data based on the merchant identifier, generating an authorization request message including the account number, the transaction amount, and the merchant data, and transmitting the authorization request message over a payment network to an issuer bank.
    Type: Application
    Filed: October 1, 2013
    Publication date: January 29, 2015
    Applicant: MasterCard International Incorporated
    Inventors: Michael J. Friedman, Mouna Fouillade