Abstract: The invention is a non-cash media sheet for use in an automatic teller machine or like device, from which one or more cards can be separated from the sheet. Two of the cards are joined along a fold line, and fold into a transaction card with a thickness similar to standard transaction cards and readable by readers of standard thickness transaction cards.

Abstract: A method and apparatus for recording magnetic information on traveler's checks. The invention is directed to a method of making it easier to validate traveler's checks and to identify stolen or counterfeit traveler's checks. The method utilizes an information carrying medium, such as a magnetic "stripe," on the surface of, or embedded into, the traveler's check itself. The information carrying medium is encoded with the unique identifying code of the check. Further, a database object corresponding to the unique identifying code is stored along with check status information in a central database. At the time of encashment, the traveler's check is run through a swipe-style reader, and the unique identifying code is sent to a central database for verification. The central database returns an indication to the merchant as to whether the traveler's check is valid.