Abstract: Disclosed is an independent user verification system and method for providing a user verification service which can be arbitrarily called by one or more applications. A verification command is received from an application. The command contains at least some information for verification by a user. The verification system presents a screen to receive a username and password from the user. The screen contains the information for verification. The verification system verifies the username and password for the application. The verification system is independent from the application, and can service several related or unrelated applications. The information for verification may comprise policy information to be agreed to by a user. The policy information may, for example, relate to information a user must agree to in order to sign-up for a new service offered by the application.