Patents by Inventor Murugalakshmanan MARIAPPAN

Murugalakshmanan MARIAPPAN has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11107078
    Abstract: A computer system is configured to provide a payment card security application programming interface (API) for providing a payment card security score to a partner entity computer system. Responsive to receipt of user identification data for a card holder from the partner entity computer system via the API, the computer system retrieves payment card electronic funds transfer (EFT) transaction data records corresponding to the card holder, and determines a transaction type and security level associated for the user's transactions. The computer system generates, based on the determined security level for each of the transactions, a security score for the card holder. The partner entity computer system provides the user identification data for the card holder to the payment card security API responsive to receipt of an authorization request for a new transaction. The partner entity computer system may determine whether to approve or deny the new payment card EFT transaction based upon the security score.
    Type: Grant
    Filed: July 6, 2018
    Date of Patent: August 31, 2021
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Murugalakshmanan Mariappan, Joshua J. Baron, Todd Healy
  • Publication number: 20200013059
    Abstract: A computer system is configured to provide a payment card security application programming interface (API) for providing a payment card security score to a partner entity computer system. Responsive to receipt of user identification data for a card holder from the partner entity computer system via the API, the computer system retrieves payment card electronic funds transfer (EFT) transaction data records corresponding to the card holder, and determines a transaction type and security level associated for the user's transactions. The computer system generates, based on the determined security level for each of the transactions, a security score for the card holder. The partner entity computer system provides the user identification data for the card holder to the payment card security API responsive to receipt of an authorization request for a new transaction. The partner entity computer system may determine whether to approve or deny the new payment card EFT transaction based upon the security score.
    Type: Application
    Filed: July 6, 2018
    Publication date: January 9, 2020
    Inventors: Murugalakshmanan MARIAPPAN, Joshua J. BARON, Todd HEALY
  • Patent number: 10325348
    Abstract: A method for generating a plurality of vector images with specified dimensions includes: storing a composite image comprised of one or more base vector graphics images; receiving a data file from an external computing system, wherein the data file includes a plurality of dimensional data sets, each dimensional data set comprising at least a length and a height; parsing the received data file to identify each of the plurality of dimensional data sets and the associated length and width; generating a vector graphics image file for each of the plurality of dimensional data sets, wherein the vector graphics image file comprises an image based on the stored composite image and has dimensions based on the length and height associated with the respective dimensional data set; and transmitting the generated vector graphics image file for each of the plurality of dimensional data sets to the external computing system.
    Type: Grant
    Filed: October 24, 2017
    Date of Patent: June 18, 2019
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Joshua J. Baron, Murugalakshmanan Mariappan, Jason Eckert
  • Publication number: 20190122333
    Abstract: A method for generating a plurality of vector images with specified dimensions includes: storing a composite image comprised of one or more base vector graphics images; receiving a data file from an external computing system, wherein the data file includes a plurality of dimensional data sets, each dimensional data set comprising at least a length and a height; parsing the received data file to identify each of the plurality of dimensional data sets and the associated length and width; generating a vector graphics image file for each of the plurality of dimensional data sets, wherein the vector graphics image file comprises an image based on the stored composite image and has dimensions based on the length and height associated with the respective dimensional data set; and transmitting the generated vector graphics image file for each of the plurality of dimensional data sets to the external computing system.
    Type: Application
    Filed: October 24, 2017
    Publication date: April 25, 2019
    Applicant: Mastercard International Incorporated
    Inventors: Joshua J. BARON, Murugalakshmanan MARIAPPAN, Jason ECKERT