Abstract: An exercise vest to exercise and tone targeted muscles of the upper body including a vest body having a zippered front side and a shoulder portion engageable to the rear side proximal the top side for arm hole size adjustment. A removable, washable liner is provided. Exercise resistance bands interchangeably clip onto a plurality of D-rings strategically disposed on each of the front and rear sides. Length-adjustable chest straps secure the right and left portions together and properly position the vest body for use. At least one side strap is disposed across a vertical channel disposed between each arm hole and a bottom side of the vest body, to adjust the width of the vest body to a user's chest size. A belt slidingly engaging belt loops secures the vest body in a proper position on the user and prevents the vest body from sliding upwardly during use.