Patents by Inventor Naga Adapala

Naga Adapala has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240161182
    Abstract: A provider institution computing system includes a customer database structured to retrievably store information relating to a customer of an originator institution associated with an originator computing system and a transaction processing circuit coupled to the customer database.
    Type: Application
    Filed: January 23, 2024
    Publication date: May 16, 2024
    Applicant: Wells Fargo Bank, N.A.
    Inventors: Naga Adapala, Kristin K. Koppelman, Carine P. Gursky, Gregg R. Napoli, Sushil Kumar Vyas
  • Patent number: 11928728
    Abstract: A provider institution computing system includes a customer database storing customer information, a network interface circuit structured to enable an exchange of information over a network, and a transaction circuit generating trackable transaction requests.
    Type: Grant
    Filed: September 6, 2022
    Date of Patent: March 12, 2024
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Naga Adapala, Kristin K. Koppelman, Carine P. Gursky, Gregg R. Napoli, Sushil Kumar Vyas
  • Patent number: 11907933
    Abstract: A system, method, and computer-readable storage media for performing a transaction for a customer of a financial institution using math-based currency (MBC), the system comprising a permissioned ledger banking system comprising a transaction circuit comprising a transaction processor and a transaction memory, an account mapping circuit comprising an account mapping processor and an account mapping memory, and an MBC account database comprising an MBC account of the customer, a fiat banking system comprising an account management circuit and a customer fiat accounts database, and the permissioned ledger banking system and the fiat banking system are connected via a communications network, wherein the account management circuit comprises an account management processor and an account management memory storing executable account management instructions that when executed by the account management processor causes the account management processor to perform steps of storing a fiat account of the customer in the c
    Type: Grant
    Filed: January 30, 2023
    Date of Patent: February 20, 2024
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Naga Adapala, Kevin D. Bouey, Judd Holroyde, Aravind Krishnasamy, Bipin M. Sahni, Nishant Usapkar
  • Patent number: 11568388
    Abstract: A method, system, and apparatus for performing a transaction for a customer having a fiat account with a financial institution. The method includes receiving a transaction request from the customer, the transaction request including a request to transfer a first amount of fiat currency to a receiving account held at a partner financial institution; determining a second amount of math-based currency (“MBC”) corresponding to the first amount of fiat currency, wherein the MBC is held in an MBC wallet account; transmitting the second amount of MBC to a partner financial institution computing system of the partner financial institution via a permissioned blockchain system; updating the MBC wallet account to reflect the transaction; debiting a fiat account balance associated with the fiat account of the customer by the first amount; and transferring fiat currency between the financial institution and the partner financial institution to settle a plurality of transactions.
    Type: Grant
    Filed: September 21, 2016
    Date of Patent: January 31, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Naga Adapala, Kevin D. Bouey, Judd Holroyde, Aravind Krishnasamy, Bipin M. Sahni, Nishant Usapkar
  • Patent number: 11526933
    Abstract: Systems and methods relating to generating trackable transaction requests are disclosed. A financial institution computing system includes a customer database storing financial information and tracking information, a network interface circuit enabling the financial institution computing system to exchange information over a network, and a transaction circuit generating trackable transaction requests across a plurality of financial institutions. The transaction circuit receives financial information from an originator computing system over the network and generates a corresponding transaction request including a transaction identification code. The transaction request is transmitted to a correspondent institution over the network and tracking information is received from at least one correspondent institution. The tracking information is provided to the originator computing system the transaction circuit settles the transaction request.
    Type: Grant
    Filed: December 20, 2016
    Date of Patent: December 13, 2022
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Naga Adapala, Kristin K. Koppelman, Carine P. Gursky, Gregg R. Napoli, Sushil Kumar Vyas
  • Publication number: 20210365920
    Abstract: A method comprises receiving, by one or more processors of a computing device and from one or more third-party servers, a request to transfer funds from a first financial account to a second financial account. The request is associated with a user account of the one or more third-party servers and comprises a plurality of parameters. The method comprises selecting, by the one or more processors and based on at least a subset of the plurality of parameters and financial-network data, a financial network, of a plurality of financial networks, over which to transfer the funds. The subset of the plurality of parameters comprises at least one of a cost priority parameter and a speed priority parameter. The financial-network data includes data associated with the plurality of financial networks. The method further comprises initiating, by the one or more processors, transfer of the funds over the selected financial network.
    Type: Application
    Filed: September 19, 2016
    Publication date: November 25, 2021
    Inventors: Naga Adapala, Stephen Godfrey, Michael P. Skelley, Elise M. Chapman, Satish Kumar Sura Venkata, Jatinder Pal Singh
  • Publication number: 20210019738
    Abstract: Systems and methods to perform a foreign exchange transaction between a buyer and a seller associated with an exchange network includes a request management circuit configured to receive an exchange request comprising a requested currency amount associated with a buyer, identify one or more exchange proposals comprising a second currency amount associated with one or more sellers, and perform the foreign exchange transaction based, at least in part, on the one or more exchange proposals, wherein funds from a repository associated with the exchange request are transferred to a repository associated with the one or more exchange proposals.
    Type: Application
    Filed: February 5, 2016
    Publication date: January 21, 2021
    Inventors: Kristin K. Koppelman, Carine P. Gursky, Naga Adapala, Gregg R. Napoli, Sushil Kumar Vyas