Patents by Inventor Nahal Agahi

Nahal Agahi has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20230298068
    Abstract: Systems and methods for obtaining non-customer lead information include authenticating a user at an ATM for a transaction via biometric information, determining that the user is a non-customer of a financial institution operating the ATM, determining that the user was a customer of the financial institution prior to becoming a non-customer, presenting an offer to the non-customer on the ATM based in part on the non-customer lead information collected from an at least one previous transaction with the user, where, responsive to the determination that the user was a customer of the financial institution operating the ATM prior to becoming a non-customer, the offer further comprises a message to the user indicative of the user being a former customer, receiving a response from the non-customer relating to the offer presented, transferring the response to the financial institution computing system.
    Type: Application
    Filed: May 24, 2023
    Publication date: September 21, 2023
    Applicant: Wells Fargo Bank, N.A.
    Inventors: Darren Goetz, Nahal Agahi, Alicia Moore, Elizabeth Schrag
  • Patent number: 11704691
    Abstract: Systems and methods for obtaining non-customer lead information include authenticating a user at an ATM for a transaction via biometric information, determining that the user is a non-customer of a financial institution operating the ATM, determining that the user was a customer of the financial institution prior to becoming a non-customer, presenting an offer to the non-customer on the ATM based in part on the non-customer lead information collected from an at least one previous transaction with the user, where, responsive to the determination that the user was a customer of the financial institution operating the ATM prior to becoming a non-customer, the offer further comprises a message to the user indicative of the user being a former customer, receiving a response from the non-customer relating to the offer presented, transferring the response to the financial institution computing system.
    Type: Grant
    Filed: July 1, 2021
    Date of Patent: July 18, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Darren Goetz, Nahal Agahi, Alicia Moore, Elizabeth Schrag
  • Patent number: 11587160
    Abstract: A method including receiving identification information for a first account holder at a financial institution, authenticating the first account holder via an automated teller machine (ATM) based on the identification information, identifying an event associated with the first account holder, including determining date information for the event, configuring a message relating to the event to be displayed to the first account holder based on the event, storing trigger configuration information comprising a time window including the date information for the event, and displaying the message to the first account holder via the ATM, the message being displayed when the first account holder accesses the ATM at a time occurring within the time window.
    Type: Grant
    Filed: February 22, 2021
    Date of Patent: February 21, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Jonathan Velline, Darren Goetz, Xuan Nguyen, Nahal Agahi
  • Patent number: 11055738
    Abstract: Systems and methods for obtaining non-customer lead information include displaying an initial screen on an ATM operated by a financial institution. The method may include authenticating the user at the ATM and determining the user is a non-customer of the financial institution operating the ATM. The method further includes presenting an offer to the non-customer on the ATM and receiving a response from the non-customer relating to the lead offer presented, wherein the response contains non-customer lead information provided by the non-customer. The method may further include transferring the response containing the non-customer lead information to the financial institution computing system.
    Type: Grant
    Filed: June 16, 2014
    Date of Patent: July 6, 2021
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Darren Goetz, Nahal Agahi, Alicia Moore, Elizabeth Schrag
  • Patent number: 10929922
    Abstract: Identification information for a first account holder at a financial institution is received. The first account holder is authenticated based on the identification information. A second account holder at the financial institution is identified as being known to the first account holder. Inputs are received from the first account holder to configure a message to be displayed to the second account holder. The message is displayed to the second account holder from the first account holder.
    Type: Grant
    Filed: November 1, 2019
    Date of Patent: February 23, 2021
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Jonathan Velline, Darren Goetz, Xuan Nguyen, Nahal Agahi
  • Patent number: 10482529
    Abstract: Identification information for a first account holder at a financial institution is received. The first account holder is authenticated based on the identification information. A second account holder at the financial institution is identified as being known to the first account holder. Inputs are received from the first account holder to configure a message to be displayed to the second account holder. The message is displayed to the second account holder from the first account holder.
    Type: Grant
    Filed: January 12, 2018
    Date of Patent: November 19, 2019
    Assignee: WELLS FARGO BANK, N.A.
    Inventors: Jonathan Velline, Darren Goetz, Xuan Nguyen, Nahal Agahi
  • Patent number: 9984411
    Abstract: Identification information for a first account holder at a financial institution is received. The first account holder is authenticated based on the identification information. A second account holder at the financial institution is identified as being known to the first account holder. Inputs are received from the first account holder to configure a message to be displayed to the second account holder. The message is displayed to the second account holder from the first account holder.
    Type: Grant
    Filed: March 21, 2016
    Date of Patent: May 29, 2018
    Assignee: WELLS FARGO BANK, N.A.
    Inventors: Jonathan Velline, Darren Goetz, Xuan Nguyen, Nahal Agahi
  • Patent number: 9292840
    Abstract: Identification information for a first account holder at a financial institution is received. The first account holder is authenticated based on the identification information. A second account holder at the financial institution is identified as being known to the first account holder. Inputs are received from the first account holder to configure a message to be displayed to the second account holder. The message is displayed to the second account holder from the first account holder.
    Type: Grant
    Filed: November 20, 2014
    Date of Patent: March 22, 2016
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Jonathan Velline, Darren Goetz, Xuan Nguyen, Nahal Agahi