Patents by Inventor Naiju Kavumpurath

Naiju Kavumpurath has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11651315
    Abstract: A machine-learning tool evaluates an acquirer's current portfolio and then develops a model portfolio that mathematically redistributes the effect of the current portfolio by suggesting business categories that would better serve the acquirer from a risk/reward perspective. The machine-learning tool is trained with model portfolios and then generates a suggested portfolio that incorporates the acquirer's current partners and supplements them with additional business categories that would improve the risk/reward metric. The machine-learning tool may also select specific businesses from within the suggested business categories for the acquirer to use in achieving the suggested improvement.
    Type: Grant
    Filed: March 26, 2021
    Date of Patent: May 16, 2023
    Assignee: Visa International Service Association
    Inventor: Naiju Kavumpurath
  • Patent number: 11080639
    Abstract: A machine-learning tool evaluates an acquirer's current portfolio and then develops a model portfolio that mathematically redistributes the effect of the current portfolio by suggesting business categories that would better serve the acquirer from a risk/reward perspective. The machine-learning tool is trained with model portfolios and then generates a suggested portfolio that incorporates the acquirer's current partners and supplements them with additional business categories that would improve the risk/reward metric. The machine-learning tool may also select specific businesses from within the suggested business categories for the acquirer to use in achieving the suggested improvement.
    Type: Grant
    Filed: May 29, 2018
    Date of Patent: August 3, 2021
    Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
    Inventor: Naiju Kavumpurath
  • Publication number: 20210216936
    Abstract: A machine-learning tool evaluates an acquirer's current portfolio and then develops a model portfolio that mathematically redistributes the effect of the current portfolio by suggesting business categories that would better serve the acquirer from a risk/reward perspective. The machine-learning tool is trained with model portfolios and then generates a suggested portfolio that incorporates the acquirer's current partners and supplements them with additional business categories that would improve the risk/reward metric. The machine-learning tool may also select specific businesses from within the suggested business categories for the acquirer to use in achieving the suggested improvement.
    Type: Application
    Filed: March 26, 2021
    Publication date: July 15, 2021
    Inventor: Naiju Kavumpurath
  • Publication number: 20190370716
    Abstract: A machine-learning tool evaluates an acquirer's current portfolio and then develops a model portfolio that mathematically redistributes the effect of the current portfolio by suggesting business categories that would better serve the acquirer from a risk/reward perspective. The machine-learning tool is trained with model portfolios and then generates a suggested portfolio that incorporates the acquirer's current partners and supplements them with additional business categories that would improve the risk/reward metric. The machine-learning tool may also select specific businesses from within the suggested business categories for the acquirer to use in achieving the suggested improvement.
    Type: Application
    Filed: May 29, 2018
    Publication date: December 5, 2019
    Inventor: Naiju Kavumpurath