Patents by Inventor Nancy Wells

Nancy Wells has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 12664549
    Abstract: Techniques for hybrid banking can be provided for a user. For example, a system described herein can include a processor and a memory that includes instructions executable by the processor to perform operations. The operations can include receiving a request to perform a hybrid transaction from a user through at least one portable device associated with the user. The operations can also include initiating performance of the hybrid transaction based on the request and accessing information associated with the user and the hybrid transaction. The operations can further include confirming an identity of the user based on the request received from the user through the at least one portable device and the information associated with the user and the hybrid transaction. Additionally, the operations can include completing the hybrid transaction.
    Type: Grant
    Filed: August 24, 2022
    Date of Patent: June 23, 2026
    Assignee: Truist Bank
    Inventors: Stephen Gary Hess, Nancy Wells, Yadhira Haydee Arroyo
  • Patent number: 12354448
    Abstract: A method includes receiving a notification of the gesture from a sensing device, receiving an input from a user to select a banking transaction, and determining an intent of the gesture from the sensing device. Additionally, the method includes altering the banking transaction based on the input of the user and the intent of the gesture from the sensing device. The method further includes transmitting a request separate from the banking transaction based on the intent of the gesture.
    Type: Grant
    Filed: October 16, 2023
    Date of Patent: July 8, 2025
    Assignee: Truist Bank
    Inventors: Yadhira Haydee Arroyo, Stephen Gary Hess, Nancy Wells, LaTonja Barlow, Sarah Katherine Nash, Alex Heath Misiaszek
  • Publication number: 20240070670
    Abstract: Techniques for hybrid banking can be provided for a user. For example, a system described herein can include a processor and a memory that includes instructions executable by the processor to perform operations. The operations can include receiving a request to perform a hybrid transaction from a user through at least one portable device associated with the user. The operations can also include initiating performance of the hybrid transaction based on the request and accessing information associated with the user and the hybrid transaction. The operations can further include confirming an identity of the user based on the request received from the user through the at least one portable device and the information associated with the user and the hybrid transaction. Additionally, the operations can include completing the hybrid transaction.
    Type: Application
    Filed: August 24, 2022
    Publication date: February 29, 2024
    Applicant: Truist Bank
    Inventors: Stephen Gary Hess, Nancy Wells, Yadhira Haydee Arroyo
  • Publication number: 20240038030
    Abstract: A method includes receiving a notification of the gesture from a sensing device, receiving an input from a user to select a banking transaction, and determining an intent of the gesture from the sensing device. Additionally, the method includes altering the banking transaction based on the input of the user and the intent of the gesture from the sensing device. The method further includes transmitting a request separate from the banking transaction based on the intent of the gesture.
    Type: Application
    Filed: October 16, 2023
    Publication date: February 1, 2024
    Applicant: Truist Bank
    Inventors: Yadhira Haydee Arroyo, Stephen Gary Hess, Nancy Wells, LaTonja Barlow, Sarah Katherine Nash, Alex Heath Misiaszek
  • Publication number: 20230419321
    Abstract: A computer-implemented method includes receiving a request to initiate a modified security profile for a payment card. Additionally, the method may involve initiating the modified security profile for the payment card. The method may further involve receiving a request from a point of sale device to authorize a transaction by the payment card with the modified security profile. Moreover, the method may involve determining the transaction is not authorized by the modified security profile. Further, the method may involve transmitting a notification to the point of sales device to reject the transaction.
    Type: Application
    Filed: June 23, 2022
    Publication date: December 28, 2023
    Applicant: Truist Bank
    Inventors: Yadhira Haydee Arroyo, Stephen Gary Hess, Nancy Wells, LaTonja Barlow, Sarah Katherine Nash, Alex Heath Misiaszek
  • Patent number: 11823536
    Abstract: A method includes receiving a notification of the gesture from a sensing device, receiving an input from a user to select a banking transaction, and determining an intent of the gesture from the sensing device. Additionally, the method includes altering the banking transaction based on the input of the user and the intent of the gesture from the sensing device. The method further includes transmitting a request separate from the banking transaction based on the intent of the gesture.
    Type: Grant
    Filed: June 23, 2022
    Date of Patent: November 21, 2023
    Assignee: Truist Bank
    Inventors: Yadhira Haydee Arroyo, Stephen Gary Hess, Nancy Wells, LaTonja Barlow, Sarah Katherine Nash, Alex Heath Misiaszek