Patents by Inventor Nandhinidevi Ragupathiraj

Nandhinidevi Ragupathiraj has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Dynamic offers on accounts
    Patent number: 10839366
    Abstract: The payment information may include the offers that are available on each of the plurality of payment accounts that are available to a user. In some embodiments, the payment accounts may be from separate issuers. The offers may be communicated to a user or a use may set preferences for a ranking scheme to be used and the best offer may be automatically applied by selecting to use the payment device related to the best offer.
    Type: Grant
    Filed: September 26, 2018
    Date of Patent: November 17, 2020
    Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
    Inventors: Daya Venkatesan, Nandhinidevi Ragupathiraj, Mohanraj Ragupathiraj
  • DYNAMIC OFFERS ON ACCOUNTS
    Publication number: 20200097941
    Abstract: The payment information may include the offers that are available on each of the plurality of payment accounts that are available to a user. In some embodiments, the payment accounts may be from separate issuers. The offers may be communicated to a user or a use may set preferences for a ranking scheme to be used and the best offer may be automatically applied by selecting to use the payment device related to the best offer.
    Type: Application
    Filed: September 26, 2018
    Publication date: March 26, 2020
    Inventors: Daya Venkatesan, Nandhinidevi Ragupathiraj, Mohanraj Ragupathiraj