Patents by Inventor Naomi Sarah FETH

Naomi Sarah FETH has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20230110017
    Abstract: Methods and systems for facilitating photo-based estimation are described. In an aspect, a computing device is configured to receive, from the camera, a signal comprising image data. The image data may represent at least a portion of a vehicle. The computing device may also retrieve data representing a preferred scene of the vehicle and determine, based on the image data and based on the data representing the preferred scene of the vehicle, whether the image data corresponds to the preferred scene of the vehicle. The server may, when the received image data corresponds to the preferred scene of the vehicle, enable capture of the image data. The server may send, via the communications module, a signal representing the captured image data to a processing server configured to analyze the captured image data to assess vehicular damage.
    Type: Application
    Filed: December 8, 2022
    Publication date: April 13, 2023
    Applicant: The Toronto-Dominion Bank
    Inventors: Denny Devasia KURUVILLA, Esli GJINI, Sarah REEVE, Harjot Singh PANAG, Justin SETO, Naomi Sarah FETH, Anurag THAKUR
  • Patent number: 11620741
    Abstract: Methods and systems for facilitating photo-based estimation are described. In an aspect, a server is configured to receive, via the communications module from a remote computing device, a signal comprising image data obtained by the remote computing device, the image data including metadata identifying an image capture location and a time of image capture; obtain verification data, the verification data comprising sensor data received from the remote computing device and identifying a location of the remote computing device at the time of image capture; and evaluate the image data based on the verification data to verify the authenticity of the image data by comparing the image capture location in the metadata to the location of the remote computing device at the time of image capture.
    Type: Grant
    Filed: April 9, 2021
    Date of Patent: April 4, 2023
    Assignee: The Toronto-Dominion Bank
    Inventors: Denny Devasia Kuruvilla, Esli Gjini, Sarah Reeve, Harjot Singh Panag, Justin Seto, Naomi Sarah Feth, Anurag Thakur
  • Publication number: 20230014766
    Abstract: A server comprises a communications module, a processor coupled to the communications module, and a memory coupled to the processor. The memory stores processor-executable instructions which, when executed by the processor, configure the processor to receive, via the communications module and from a remote computing device, video data of a vehicle in an original state, store, in the memory, at least some of the video data of the vehicle and associate the stored video data with an account, receive, via the communications module and from the remote computing device, an indication of a claim, the indication associated with an account identifier, retrieve, using the account identifier and from the memory, the video data of the vehicle in the original state from the memory, and send, via the communications module and to the remote computing device, instructions for obtaining video data of the vehicle based on the video data of the vehicle in the original state.
    Type: Application
    Filed: September 19, 2022
    Publication date: January 19, 2023
    Applicant: The Toronto-Dominion Bank
    Inventors: Denny Devasia KURUVILLA, Esli GJINI, Sarah REEVE, Justin SETO, Naomi Sarah FETH, Anurag THAKUR, Harjot Singh PANAG
  • Patent number: 11551307
    Abstract: Methods and systems for facilitating photo-based estimation are described. In an aspect, a computing device is configured to receive, from the camera, a signal comprising image data. The image data may represent at least a portion of a vehicle. The computing device may also retrieve data representing a preferred scene of the vehicle and determine, based on the image data and based on the data representing the preferred scene of the vehicle, whether the image data corresponds to the preferred scene of the vehicle. The server may, when the received image data corresponds to the preferred scene of the vehicle, enable capture of the image data. The server may send, via the communications module, a signal representing the captured image data to a processing server configured to analyze the captured image data to assess vehicular damage.
    Type: Grant
    Filed: October 5, 2018
    Date of Patent: January 10, 2023
    Assignee: The Toronto-Dominion Bank
    Inventors: Denny Devasia Kuruvilla, Esli Gjini, Sarah Reeve, Harjot Singh Panag, Justin Seto, Naomi Sarah Feth, Anurag Thakur
  • Patent number: 11483523
    Abstract: A server comprises a communications module, a processor coupled to the communications module, and a memory coupled to the processor. The memory stores processor-executable instructions which, when executed by the processor, configure the processor to receive, via the communications module and from a remote computing device, video data of a vehicle in an original state, store, in the memory, at least some of the video data of the vehicle and associate the stored video data with an account, receive, via the communications module and from the remote computing device, an indication of a claim, the indication associated with an account identifier, retrieve, using the account identifier and from the memory, the video data of the vehicle in the original state from the memory, and send, via the communications module and to the remote computing device, instructions for obtaining video data of the vehicle based on the video data of the vehicle in the original state.
    Type: Grant
    Filed: November 26, 2019
    Date of Patent: October 25, 2022
    Assignee: The Toronto-Dominion Bank
    Inventors: Denny Devasia Kuruvilla, Esli Gjini, Sarah Reeve, Harjot Singh Panag, Justin Seto, Naomi Sarah Feth, Anurag Thakur
  • Publication number: 20220044330
    Abstract: Methods and systems for facilitating photo-based estimation are described. In an aspect, a server is configured to send via a communications module to a remote computing device a first signal comprising a chat interface. The server may receive, via the communications module and from the remote computing device, a second signal representing input received at the remote computing device through the chat interface. The server may identify an account associated with the remote computing device and retrieve policy data associated with the identified account from the data store. The server may automatically evaluate the input and policy data against predetermined criteria to determine whether a claim has a low risk level and, when the claim is determined to have a low risk level, engage a photo-based estimation module.
    Type: Application
    Filed: October 20, 2021
    Publication date: February 10, 2022
    Applicant: The Toronto-Dominion Bank
    Inventors: Denny Devasia KURUVILLA, Esli GJINI, Sarah REEVE, Harjot Singh PANAG, Justin SETO, Naomi Sarah FETH, Anurag THAKUR
  • Patent number: 11222416
    Abstract: A server comprises a communications module; a processor coupled to the communications module; and a memory coupled to the processor, the memory storing processor-executable instructions which, when executed by the processor, configure the processor to receive, via the communications module and from a remote computing device, a signal representing an indication of at least one damage location of a vehicle; generate instructions by concatenating one or more instruction sets instructing a user of the remote computing device how to obtain video data of the vehicle based on the at least one damage location and an instruction set instructing the user of the remote computing device how to obtain the video data of the vehicle to capture an identifier of the vehicle in a random order; and send, via the communications module and to the remote computing device, a signal causing the instructions to be displayed on a display of the remote computing device.
    Type: Grant
    Filed: March 11, 2021
    Date of Patent: January 11, 2022
    Assignee: The Toronto-Dominion Bank
    Inventors: Denny Devasia Kuruvilla, Esli Gjini, Sarah Reeve, Harjot Singh Panag, Justin Seto, Naomi Sarah Feth, Anurag Thakur
  • Patent number: 11182860
    Abstract: Methods and systems for facilitating photo-based estimation are described. In an aspect, a server is configured to send via a communications module to a remote computing device a first signal comprising a chat interface. The server may receive, via the communications module and from the remote computing device, a second signal representing input received at the remote computing device through the chat interface. The server may identify an account associated with the remote computing device and retrieve policy data associated with the identified account from the data store. The server may automatically evaluate the input and policy data against predetermined criteria to determine whether a claim has a low risk level and, when the claim is determined to have a low risk level, engage a photo-based estimation module.
    Type: Grant
    Filed: October 5, 2018
    Date of Patent: November 23, 2021
    Assignee: THE TORONTO-DOMINION BANK
    Inventors: Denny Devasia Kuruvilla, Esli Gjini, Sarah Reeve, Harjot Singh Panag, Justin Seto, Naomi Sarah Feth, Anurag Thakur
  • Publication number: 20210233225
    Abstract: Methods and systems for facilitating photo-based estimation are described. In an aspect, a server is configured to receive, via the communications module from a remote computing device, a signal comprising image data obtained by the remote computing device, the image data including metadata identifying an image capture location and a time of image capture; obtain verification data, the verification data comprising sensor data received from the remote computing device and identifying a location of the remote computing device at the time of image capture; and evaluate the image data based on the verification data to verify the authenticity of the image data by comparing the image capture location in the metadata to the location of the remote computing device at the time of image capture.
    Type: Application
    Filed: April 9, 2021
    Publication date: July 29, 2021
    Applicant: The Toronto-Dominion Bank
    Inventors: Denny Devasia KURUVILLA, Esli GJINI, Sarah REEVE, Harjot Singh PANAG, Justin SETO, Naomi Sarah FETH, Anurag THAKUR
  • Publication number: 20210201468
    Abstract: A server comprises a communications module; a processor coupled to the communications module; and a memory coupled to the processor, the memory storing processor-executable instructions which, when executed by the processor, configure the processor to receive, via the communications module and from a remote computing device, a signal representing an indication of at least one damage location of a vehicle; generate instructions by concatenating one or more instruction sets instructing a user of the remote computing device how to obtain video data of the vehicle based on the at least one damage location and an instruction set instructing the user of the remote computing device how to obtain the video data of the vehicle to capture an identifier of the vehicle in a random order; and send, via the communications module and to the remote computing device, a signal causing the instructions to be displayed on a display of the remote computing device.
    Type: Application
    Filed: March 11, 2021
    Publication date: July 1, 2021
    Applicant: The Toronto-Dominion Bank
    Inventors: Denny Devasia KURUVILLA, Esli GJINI, Sarah REEVE, Harjot Singh PANAG, Justin SETO, Naomi Sarah FETH, Anurag THAKUR
  • Publication number: 20210160459
    Abstract: A server comprises a communications module, a processor coupled to the communications module, and a memory coupled to the processor. The memory stores processor-executable instructions which, when executed by the processor, configure the processor to receive, via the communications module and from a remote computing device, video data of a vehicle in an original state, store, in the memory, at least some of the video data of the vehicle and associate the stored video data with an account, receive, via the communications module and from the remote computing device, an indication of a claim, the indication associated with an account identifier, retrieve, using the account identifier and from the memory, the video data of the vehicle in the original state from the memory, and send, via the communications module and to the remote computing device, instructions for obtaining video data of the vehicle based on the video data of the vehicle in the original state.
    Type: Application
    Filed: November 26, 2019
    Publication date: May 27, 2021
    Applicant: The Toronto-Dominion Bank
    Inventors: Denny Devasia KURUVILLA, Esli GJINI, Sarah REEVE, Harjot Singh PANAG, Justin SETO, Naomi Sarah FETH, Anurag THAKUR
  • Patent number: 11004187
    Abstract: Methods and systems for facilitating photo-based estimation are described. In an aspect, a server is configured to receive, via a communications module from a remote computing device, a signal comprising image data obtained by the remote computing device through activation of a submission application. The server may obtain verification data that includes at least one of policy data obtained from at least one of the stored profiles or sensor data received from the remote computing device. The server may evaluate the image data based on the verification data to determine whether the image data is valid. The server may, upon determining that the image data is not valid, generate an error.
    Type: Grant
    Filed: October 5, 2018
    Date of Patent: May 11, 2021
    Assignee: THE TORONTO-DOMINION BANK
    Inventors: Denny Devasia Kuruvilla, Esli Gjini, Sarah Reeve, Harjot Singh Panag, Justin Seto, Naomi Sarah Feth, Anurag Thakur
  • Patent number: 10977784
    Abstract: A server comprises a communications module, a processor coupled to the communications module, and a memory coupled to the processor. The memory stores processor-executable instructions which, when executed by the processor, configure the processor to receive, via the communications module and from a remote computing device, a signal representing an indication of a damage location of a vehicle, send, via the communications module and to the remote computing device, instructions for obtaining video data of the vehicle based on the damage location, receive, via the communications module and from the remote computing device, video data of the vehicle, and process the video data to confirm an identity of the vehicle and to numerically quantify an amount of damage to the vehicle.
    Type: Grant
    Filed: November 26, 2019
    Date of Patent: April 13, 2021
    Assignee: The Toronto-Dominion Bank
    Inventors: Denny Devasia Kuruvilla, Esli Gjini, Sarah Reeve, Harjot Singh Panag, Justin Seto, Naomi Sarah Feth, Anurag Thakur
  • Patent number: 10896550
    Abstract: Methods and systems for facilitating photo-based estimation are described. In an aspect, a server is configured to provide, via a communications module to a remote computing device, a first signal comprising a live chat interface; send, via the communications module to the remote computing device, a second signal representing display data that includes a damage location indicator, the display data causing the remote computing device to overlay the damage location indicator on a vehicle model displayed within the live chat interface, the damage location indicator selectable within the live chat interface to input an indication of a damage location; and receive, via the communications module and after selection of the damage location indicator, a third signal comprising an indicator of the location of damage.
    Type: Grant
    Filed: March 18, 2020
    Date of Patent: January 19, 2021
    Assignee: The Toronto-Dominion Bank
    Inventors: Denny Devasia Kuruvilla, Esli Gjini, Sarah Reeve, Harjot Singh Panag, Justin Seto, Naomi Sarah Feth, Anurag Thakur
  • Publication number: 20200242838
    Abstract: Methods and systems for facilitating photo-based estimation are described. In an aspect, a server is configured to provide, via a communications module to a remote computing device, a first signal comprising a live chat interface; send, via the communications module to the remote computing device, a second signal representing display data that includes a damage location indicator, the display data causing the remote computing device to overlay the damage location indicator on a vehicle model displayed within the live chat interface, the damage location indicator selectable within the live chat interface to input an indication of a damage location; and receive, via the communications module and after selection of the damage location indicator, a third signal comprising an indicator of the location of damage.
    Type: Application
    Filed: March 18, 2020
    Publication date: July 30, 2020
    Applicant: The Toronto-Dominion Bank
    Inventors: Denny Devasia KURUVILLA, Esli GJINI, Sarah REEVE, Harjot Singh PANAG, Justin SETO, Naomi Sarah FETH, Anurag THAKUR
  • Patent number: 10636211
    Abstract: Methods and systems for facilitating photo-based estimation are described. In an aspect, a server is configured to receive, via a communications module and from a remote computing device, a signal representing identification data and to identify, based on the identification data, one or more of the profiles stored in a data store. The server may obtain a three-dimensional vehicle model based on the identified profile. The server may send, via the communications module to the remote computing device, a signal representing display data. The display data includes the three-dimensional vehicle model and a damage location indicator overlaid on the three-dimensional vehicle model. The damage location indicator may be selectable to input an indication of a damage location. The server may receive via the communications module, after selection of the damage location indicator on the remote computing device, a signal comprising an indicator of the location of damage.
    Type: Grant
    Filed: October 5, 2018
    Date of Patent: April 28, 2020
    Assignee: The Toronto-Dominion Bank
    Inventors: Denny Devasia Kuruvilla, Esli Gjini, Sarah Reeve, Harjot Singh Panag, Justin Seto, Naomi Sarah Feth, Anurag Thakur
  • Publication number: 20200111166
    Abstract: Methods and systems for facilitating photo-based estimation are described. In an aspect, a computing device is configured to receive, from the camera, a signal comprising image data. The image data may represent at least a portion of a vehicle. The computing device may also retrieve data representing a preferred scene of the vehicle and determine, based on the image data and based on the data representing the preferred scene of the vehicle, whether the image data corresponds to the preferred scene of the vehicle. The server may, when the received image data corresponds to the preferred scene of the vehicle, enable capture of the image data. The server may send, via the communications module, a signal representing the captured image data to a processing server configured to analyze the captured image data to assess vehicular damage.
    Type: Application
    Filed: October 5, 2018
    Publication date: April 9, 2020
    Applicant: The Toronto-Dominion Bank
    Inventors: Denny Devasia KURUVILLA, Esli GJINI, Sarah REEVE, Harjot Singh PANAG, Justin SETO, Naomi Sarah FETH, Anurag THAKUR
  • Publication number: 20200111264
    Abstract: Methods and systems for facilitating photo-based estimation are described. In an aspect, a server is configured to receive, via a communications module and from a remote computing device, a signal representing identification data and to identify, based on the identification data, one or more of the profiles stored in a data store. The server may obtain a three-dimensional vehicle model based on the identified profile. The server may send, via the communications module to the remote computing device, a signal representing display data. The display data includes the three-dimensional vehicle model and a damage location indicator overlaid on the three-dimensional vehicle model. The damage location indicator may be selectable to input an indication of a damage location. The server may receive via the communications module, after selection of the damage location indicator on the remote computing device, a signal comprising an indicator of the location of damage.
    Type: Application
    Filed: October 5, 2018
    Publication date: April 9, 2020
    Applicant: The Toronto-Dominion Bank
    Inventors: Denny Devasia KURUVILLA, Esli GJINI, Sarah REEVE, Harjot Singh PANAG, Justin SETO, Naomi Sarah FETH, Anurag THAKUR
  • Publication number: 20200111167
    Abstract: Methods and systems for facilitating photo-based estimation are described. In an aspect, a server is configured to send via a communications module to a remote computing device a first signal comprising a chat interface. The server may receive, via the communications module and from the remote computing device, a second signal representing input received at the remote computing device through the chat interface. The server may identify an account associated with the remote computing device and retrieve policy data associated with the identified account from the data store. The server may automatically evaluate the input and policy data against predetermined criteria to determine whether a claim has a low risk level and, when the claim is determined to have a low risk level, engage a photo-based estimation module.
    Type: Application
    Filed: October 5, 2018
    Publication date: April 9, 2020
    Applicant: The Toronto-Dominion Bank
    Inventors: Denny Devasia KURUVILLA, Esli GJINI, Sarah REEVE, Harjot Singh PANAG, Justin SETO, Naomi Sarah FETH, Anurag THAKUR
  • Publication number: 20200111201
    Abstract: Methods and systems for facilitating photo-based estimation are described. In an aspect, a server is configured to receive, via a communications module from a remote computing device, a signal comprising image data obtained by the remote computing device through activation of a submission application. The server may obtain verification data that includes at least one of policy data obtained from at least one of the stored profiles or sensor data received from the remote computing device. The server may evaluate the image data based on the verification data to determine whether the image data is valid. The server may, upon determining that the image data is not valid, generate an error.
    Type: Application
    Filed: October 5, 2018
    Publication date: April 9, 2020
    Applicant: The Toronto-Dominion Bank
    Inventors: Denny Devasia KURUVILLA, Esli GJINI, Sarah REEVE, Harjot Singh PANAG, Justin SETO, Naomi Sarah FETH, Anurag THAKUR