Patents by Inventor Narayanan Gopalakrishnan
Narayanan Gopalakrishnan has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20260094141Abstract: A point-of-sale system may include a customer-facing device including a customer-facing display, one or more first processors, and a first non-transitory, computer-readable medium including first instructions, a merchant-facing device including a merchant-facing display, one or more second processors, a second non-transitory, computer-readable medium including second instructions which cause the one or more second processors to, receive a signed data structure from a certificate authority trusted by the customer-facing device, transmit the signed data structure to the customer-facing device, the data structure defining a user interface for display on the customer-facing display for performance of a transaction, wherein the first instructions cause the one or more first processors to authenticate the signed data structure, render the user interface defined in the signed data structure on the customer-facing display, and receive user input via the user interface related to the transaction.Type: ApplicationFiled: September 26, 2025Publication date: April 2, 2026Applicant: FISERV, INC.Inventors: Narayanan Gopalakrishnan, Jacob Whitaker Abrams, Jeffrey Blattman, Vinayak Kagalkar
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Publication number: 20250284329Abstract: A point-of-sale (POS) device may include an input device to receive transaction data, a processor to process the transaction data, a storage memory to store the transaction data, a supercapacitor to provide power to the processor in response to a loss in power, and a voltage monitor to monitor an input voltage to the POS device to identify the loss in power and provide an alert to the processor indicating the loss in power, wherein, in response to the alert, the processor stores the transaction data in the storage memory.Type: ApplicationFiled: March 7, 2025Publication date: September 11, 2025Applicant: Fiserv, Inc.Inventors: Victor Pan, Narayanan Gopalakrishnan, Yi Sun
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Patent number: 12260385Abstract: Methods and systems related to near field communication (NFC) front ends for point of sale terminals are disclosed. One point of sale system includes an applications microprocessor programmed to: (i) instantiate an operating system for the point of sale system and (ii) generate a set of data packets. The system also includes a discrete microcontroller communicatively coupled with the applications microprocessor and programmed to: (i) selectively operate in an unsecure mode and a secure mode; and (ii) filter, when operating in the unsecure mode, the set of data packets received from the applications microprocessor using a filter and a whitelist for the filter. The system also includes a near field communication front end communicatively coupled to the discrete microcontroller and an antenna, for transmitting a near field communication signal based on information from the set of data packets via the antenna.Type: GrantFiled: March 9, 2022Date of Patent: March 25, 2025Assignee: CLOVER NETWORK, LLC.Inventors: Ketan Patwardhan, Narayanan Gopalakrishnan, Victor Pan, James Castillo
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Patent number: 12067444Abstract: This disclosure relates to systems with multiple NFC front ends and at least one shared controller. One disclosed system includes a first discrete device having a first near field communication (NFC) controller, a second discrete device having a second NFC controller, a communicative connection between the first discrete device and the second discrete device, and a system controller located on the first discrete device. The system controller is communicatively connected to the first NFC controller. The system controller is connected to the second NFC controller via the communicative connection. In specific approaches, the second discrete device can include a display which is also controlled by the system controller, and the system controller is NCI compliant and application aware. In specific approaches, the system controller can control the second NFC controller based on the content concurrently being provided to the display.Type: GrantFiled: May 10, 2023Date of Patent: August 20, 2024Assignee: CLOVER NETWORK LLCInventors: Ketan Patwardhan, Narayanan Gopalakrishnan
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Publication number: 20230281403Abstract: This disclosure relates to systems with multiple NFC front ends and at least one shared controller. One disclosed system includes a first discrete device having a first near field communication (NFC) controller, a second discrete device having a second NFC controller, a communicative connection between the first discrete device and the second discrete device, and a system controller located on the first discrete device. The system controller is communicatively connected to the first NFC controller. The system controller is connected to the second NFC controller via the communicative connection. In specific approaches, the second discrete device can include a display which is also controlled by the system controller, and the system controller is NCI compliant and application aware. In specific approaches, the system controller can control the second NFC controller based on the content concurrently being provided to the display.Type: ApplicationFiled: May 10, 2023Publication date: September 7, 2023Applicant: Clover Network, LLCInventors: Ketan Patwardhan, Narayanan Gopalakrishnan
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Patent number: 11687744Abstract: This disclosure relates to systems with multiple NFC front ends and at least one shared controller. One disclosed system includes a first discrete device having a first near field communication (NFC) controller, a second discrete device having a second NFC controller, a communicative connection between the first discrete device and the second discrete device, and a system controller located on the first discrete device. The system controller is communicatively connected to the first NFC controller. The system controller is connected to the second NFC controller via the communicative connection. In specific approaches, the second discrete device can include a display which is also controlled by the system controller, and the system controller is NCI compliant and application aware. In specific approaches, the system controller can control the second NFC controller based on the content concurrently being provided to the display.Type: GrantFiled: May 10, 2022Date of Patent: June 27, 2023Assignee: CLOVER NETWORK LLC.Inventors: Ketan Patwardhan, Narayanan Gopalakrishnan
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Publication number: 20220269871Abstract: This disclosure relates to systems with multiple NFC front ends and at least one shared controller. One disclosed system includes a first discrete device having a first near field communication (NFC) controller, a second discrete device having a second NFC controller, a communicative connection between the first discrete device and the second discrete device, and a system controller located on the first discrete device. The system controller is communicatively connected to the first NFC controller. The system controller is connected to the second NFC controller via the communicative connection. In specific approaches, the second discrete device can include a display which is also controlled by the system controller, and the system controller is NCI compliant and application aware. In specific approaches, the system controller can control the second NFC controller based on the content concurrently being provided to the display.Type: ApplicationFiled: May 10, 2022Publication date: August 25, 2022Applicant: Clover Network, LLCInventors: Ketan Patwardhan, Narayanan Gopalakrishnan
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Publication number: 20220253819Abstract: Methods and systems related to near field communication (NFC) front ends for point of sale terminals are disclosed. One point of sale system includes an applications microprocessor programmed to: (i) instantiate an operating system for the point of sale system and (ii) generate a set of data packets. The system also includes a discrete microcontroller communicatively coupled with the applications microprocessor and programmed to: (i) selectively operate in an unsecure mode and a secure mode; and (ii) filter, when operating in the unsecure mode, the set of data packets received from the applications microprocessor using a filter and a whitelist for the filter. The system also includes a near field communication front end communicatively coupled to the discrete microcontroller and an antenna, for transmitting a near field communication signal based on information from the set of data packets via the antenna.Type: ApplicationFiled: March 9, 2022Publication date: August 11, 2022Applicant: Clover Network, LLCInventors: Ketan Patwardhan, Narayanan Gopalakrishnan, Victor Pan, James Castillo
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Patent number: 11361172Abstract: This disclosure relates to systems with multiple NFC front ends and at least one shared controller. One disclosed system includes a first discrete device having a first near field communication (NFC) controller, a second discrete device having a second NFC controller, a communicative connection between the first discrete device and the second discrete device, and a system controller located on the first discrete device. The system controller is communicatively connected to the first NFC controller. The system controller is connected to the second NFC controller via the communicative connection. In specific approaches, the second discrete device can include a display which is also controlled by the system controller, and the system controller is NCI compliant and application aware. In specific approaches, the system controller can control the second NFC controller based on the content concurrently being provided to the display.Type: GrantFiled: November 15, 2019Date of Patent: June 14, 2022Assignee: CLOVER NETWORK, LLCInventors: Ketan Patwardhan, Narayanan Gopalakrishnan
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Patent number: 11308470Abstract: Methods and systems related to near field communication (NFC) front ends for point of sale terminals are disclosed. One point of sale system includes an applications microprocessor programmed to: (i) instantiate an operating system for the point of sale system and (ii) generate a set of data packets. The system also includes a discrete microcontroller communicatively coupled with the applications microprocessor and programmed to: (i) selectively operate in an unsecure mode and a secure mode; and (ii) filter, when operating in the unsecure mode, the set of data packets received from the applications microprocessor using a filter and a whitelist for the filter. The system also includes a near field communication front end communicatively coupled to the discrete microcontroller and an antenna, for transmitting a near field communication signal based on information from the set of data packets via the antenna.Type: GrantFiled: April 9, 2020Date of Patent: April 19, 2022Assignee: Clover Network, LLCInventors: Ketan Patwardhan, Narayanan Gopalakrishnan, Victor Pan, James Castillo
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Publication number: 20210150158Abstract: This disclosure relates to systems with multiple NFC front ends and at least one shared controller. One disclosed system includes a first discrete device having a first near field communication (NFC) controller, a second discrete device having a second NFC controller, a communicative connection between the first discrete device and the second discrete device, and a system controller located on the first discrete device. The system controller is communicatively connected to the first NFC controller. The system controller is connected to the second NFC controller via the communicative connection. In specific approaches, the second discrete device can include a display which is also controlled by the system controller, and the system controller is NCI compliant and application aware. In specific approaches, the system controller can control the second NFC controller based on the content concurrently being provided to the display.Type: ApplicationFiled: November 15, 2019Publication date: May 20, 2021Applicant: Clover Network, Inc.Inventors: Ketan Patwardhan, Narayanan Gopalakrishnan
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Patent number: 10965468Abstract: An external biometric reader and verification device for providing access control to a computing device, and associated methods, are disclosed. The external reader can store and verify biometrics under the control of the computing device and send identity verification messages to the computing device. One disclosed device includes a biometric reader communicatively connected to an external secure microcontroller. The external secure microcontroller stores a set of biometric data and a signing key. The signing key can be injected by a device manufacturer in a controlled key injection room in a manufacturing facility and can be used to sign a certificate. An operating system of the computing device can be programmed to send a request for the certificate, receive the certificate, and predicate control of access to the operating system using the verification messages on verification of the certificate.Type: GrantFiled: January 29, 2020Date of Patent: March 30, 2021Assignee: Clover Network, Inc.Inventors: Narayanan Gopalakrishnan, Yi Sun, Ketan Patwardhan
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Publication number: 20210014070Abstract: An external biometric reader and verification device for providing access control to a computing device, and associated methods, are disclosed. The external reader can store and verify biometrics under the control of the computing device and send identity verification messages to the computing device. One disclosed device includes a biometric reader communicatively connected to an external secure microcontroller. The external secure microcontroller stores a set of biometric data and a signing key. The signing key can be injected by a device manufacturer in a controlled key injection room in a manufacturing facility and can be used to sign a certificate. An operating system of the computing device can be programmed to send a request for the certificate, receive the certificate, and predicate control of access to the operating system using the verification messages on verification of the certificate.Type: ApplicationFiled: January 29, 2020Publication date: January 14, 2021Applicant: Clover Network, Inc.Inventors: Narayanan Gopalakrishnan, Yi Sun, Ketan Patwardhan
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Publication number: 20200234264Abstract: Methods and systems related to near field communication (NFC) front ends for point of sale terminals are disclosed. One point of sale system includes an applications microprocessor programmed to: (i) instantiate an operating system for the point of sale system and (ii) generate a set of data packets. The system also includes a discrete microcontroller communicatively coupled with the applications microprocessor and programmed to: (i) selectively operate in an unsecure mode and a secure mode; and (ii) filter, when operating in the unsecure mode, the set of data packets received from the applications microprocessor using a filter and a whitelist for the filter. The system also includes a near field communication front end communicatively coupled to the discrete microcontroller and an antenna, for transmitting a near field communication signal based on information from the set of data packets via the antenna.Type: ApplicationFiled: April 9, 2020Publication date: July 23, 2020Applicant: Clover Network, Inc.Inventors: Ketan Patwardhan, Narayanan Gopalakrishnan, Victor Pan, James Castillo
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Patent number: 10657512Abstract: Methods and systems related to near field communication (NFC) front ends for point of sale terminals are disclosed. One point of sale system includes an applications microprocessor programmed to: (i) instantiate an operating system for the point of sale system and (ii) generate a set of data packets. The system also includes a discrete microcontroller communicatively coupled with the applications microprocessor and programmed to: (i) selectively operate in an unsecure mode and a secure mode; and (ii) filter, when operating in the unsecure mode, the set of data packets received from the applications microprocessor using a filter and a whitelist for the filter. The system also includes a near field communication front end communicatively coupled to the discrete microcontroller and an antenna, for transmitting a near field communication signal based on information from the set of data packets via the antenna.Type: GrantFiled: June 14, 2019Date of Patent: May 19, 2020Assignee: Clover Network, Inc.Inventors: Ketan Patwardhan, Narayanan Gopalakrishnan, Victor Pan, James Castillo
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Patent number: 10574466Abstract: An external biometric reader and verification device for providing access control to a computing device, and associated methods, are disclosed. The external reader can store and verify biometrics under the control of the computing device and send identity verification messages to the computing device. One disclosed device includes a biometric reader communicatively connected to an external secure microcontroller. The external secure microcontroller stores a set of biometric data and a signing key. The signing key can be injected by a device manufacturer in a controlled key injection room in a manufacturing facility and can be used to sign a certificate. An operating system of the computing device can be programmed to send a request for the certificate, receive the certificate, and predicate control of access to the operating system using the verification messages on verification of the certificate.Type: GrantFiled: July 11, 2019Date of Patent: February 25, 2020Assignee: Clover Network, Inc.Inventors: Narayanan Gopalakrishnan, Yi Sun, Ketan Patwardhan
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Publication number: 20190295060Abstract: Methods and systems related to near field communication (NFC) front ends for point of sale terminals are disclosed. One point of sale system includes an applications microprocessor programmed to: (i) instantiate an operating system for the point of sale system and (ii) generate a set of data packets. The system also includes a discrete microcontroller communicatively coupled with the applications microprocessor and programmed to: (i) selectively operate in an unsecure mode and a secure mode; and (ii) filter, when operating in the unsecure mode, the set of data packets received from the applications microprocessor using a filter and a whitelist for the filter. The system also includes a near field communication front end communicatively coupled to the discrete microcontroller and an antenna, for transmitting a near field communication signal based on information from the set of data packets via the antenna.Type: ApplicationFiled: June 14, 2019Publication date: September 26, 2019Applicant: Clover Network, Inc.Inventors: Ketan Patwardhan, Narayanan Gopalakrishnan, Victor Pan, James Castillo
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Patent number: 10332093Abstract: Methods and systems related to near field communication (NFC) front ends for point of sale terminals are disclosed. One point of sale system includes an NFC front end communicatively coupled to an antenna, a discrete microcontroller (DM) communicatively coupled thereto, and an applications microprocessor (AP) communicatively coupled to the DM. The DM stores a first software stack for a first NFC protocol, a second software stack for a second NFC protocol, and instructions to process a digitized NFC signal from the NFC front end with the first software stack. The AP stores instructions to instantiate an operating system for the point of sale system, instantiate a master NFC service, and transmit a remote procedure call from the master NFC service to the DM to switch between the first software stack and the second software stack.Type: GrantFiled: September 7, 2017Date of Patent: June 25, 2019Assignee: Clover Network, Inc.Inventors: Ketan Patwardhan, Narayanan Gopalakrishnan, Victor Pan, James Castillo
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Patent number: 10326797Abstract: Methods and systems related to provisioning a secure connection are disclosed. One disclosed method includes storing a device secret on a secure element in a first device, storing a mapping from the device secret to a device identifier of the first device on a cloud architecture, generating a pairing key using a first connection protocol key generator on the secure element and the device secret, and generating the pairing key using a second connection protocol key generator on the cloud architecture and the device secret. The method also includes transmitting the pairing key from the cloud architecture to a second device in response to receiving the device identifier, mutually authenticating the first and second device using the pairing key, and adding the secure connection to the inter-device connection using the pairing key as stored on the first device and as stored on the second device.Type: GrantFiled: October 3, 2018Date of Patent: June 18, 2019Assignee: Clover Network, IncInventors: Brian Jeremiah Murray, Narayanan Gopalakrishnan
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Publication number: 20190073653Abstract: Methods and systems related to near field communication (NFC) front ends for point of sale terminals are disclosed. One point of sale system includes an NFC front end communicatively coupled to an antenna, a discrete microcontroller (DM) communicatively coupled thereto, and an applications microprocessor (AP) communicatively coupled to the DM. The DM stores a first software stack for a first NFC protocol, a second software stack for a second NFC protocol, and instructions to process a digitized NFC signal from the NFC front end with the first software stack. The AP stores instructions to instantiate an operating system for the point of sale system, instantiate a master NFC service, and transmit a remote procedure call from the master NFC service to the DM to switch between the first software stack and the second software stack.Type: ApplicationFiled: September 7, 2017Publication date: March 7, 2019Applicant: Clover Network, Inc.Inventors: Ketan Patwardhan, Narayanan Gopalakrishnan, Victor Pan, James Castillo