Patents by Inventor Nat Ramachandran
Nat Ramachandran has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 7793832Abstract: An automated banking machine that operates responsive to data bearing records includes a card reader (16) operative to read data corresponding to financial accounts from user cards. An exemplary machine (10) includes a fascia (12) which extends on the outside of a wall (14) and includes a user interface (15). Responsive to user inputs through the user interface, the machine is operative to receive a stack of currency notes (84) from a user. Notes in a currency note stack can be evaluated through operation of a currency note validator device (88). Acceptable currency notes can be stored for recycling.Type: GrantFiled: December 5, 2008Date of Patent: September 14, 2010Assignee: Diebold Self-Service Systems, division of Diebold, IncorporatedInventors: Zachary Utz, Daniel Schoeffler, Shawn Griggy, Nat Ramachandran, H. Thomas Graef
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Patent number: 7789296Abstract: An automated transaction machine (600) includes a note receiving storage and dispensing mechanism (624). The mechanism (624) includes a stacker mechanism (654). The stacker mechanism collects in a stack notes such as currency bills that are to be dispensed from the machine to a user, and the stack is then presented to the user from the machine. The stacker mechanism includes a stack support member (668), a flexible member (692) and spaced supports (694). Notes are engaged in supporting connection with the stack support member as the stack support member is rotated in a first rotational direction. After the stack is accumulated, rotation of the stack support member in an opposed rotational direction delivers the stack from the stacker mechanism.Type: GrantFiled: April 21, 2008Date of Patent: September 7, 2010Assignee: Diebold, IncorporatedInventors: Sean Haney, Mark D. Smith, Nat Ramachandran, Matthew Force, H. Thomas Graef, Robert G. Miller, Mark Owens, Andrew Junkins, Elizabeth M. Herrera
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Patent number: 7660767Abstract: An automated teller machine (ATM) (10) includes a display device (14), an input device (16), a cash acceptor (22), and a cash dispenser (24). The ATM also has access to a network, such as the Internet. The ATM enables a user thereof to make online purchases of goods and to receive from the user a cash payment for the purchase through a cash acceptor. The ATM administrator pays the merchant who supplies the goods. An ATM may be operative to also dispense purchased digital content and/or gift certificates. Purchased goods may also be hand delivered to an indicated address. The ATM may be further operative to charge a user fee for transactions.Type: GrantFiled: February 27, 2003Date of Patent: February 9, 2010Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: David Schultz, Dale H. Blackson, Nat Ramachandran, Mark D. Smith
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Patent number: 7644041Abstract: An automated teller machine (ATM) (10) includes a display device (14), an input device (16), a cash acceptor (22), and a cash dispenser (24). The ATM also has access to a network, such as the Internet. The ATM enables a user thereof to make online purchases of goods and to receive from the user a cash payment for the purchase through a cash acceptor. The ATM administrator pays the merchant who supplies the goods. An ATM may be operative to also dispense purchased digital content and/or gift certificates. Purchased goods may also be hand delivered to an indicated address. The ATM may be further operative to charge a user fee for transactions.Type: GrantFiled: February 27, 2003Date of Patent: January 5, 2010Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: David Schultz, Dale H. Blackson, Nat Ramachandran, Mark D. Smith
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Publication number: 20090090769Abstract: An automated banking machine that operates responsive to data bearing records includes a card reader (16) operative to read data corresponding to financial accounts from user cards. An exemplary machine (10) includes a fascia (12) which extends on the outside of a wall (14) and includes a user interface (15). Responsive to user inputs through the user interface, the machine is operative to receive a stack of currency notes (84) from a user. Notes in a currency note stack can be evaluated through operation of a currency note validator device (88). Acceptable currency notes can be stored for recycling.Type: ApplicationFiled: December 5, 2008Publication date: April 9, 2009Applicant: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Zachary Utz, Daniel Schoeffler, Shawn Griggy, Nat Ramachandran, H. Thomas Graef
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Patent number: 7469823Abstract: An ATM (10) includes a housing (46) including a generally L-shaped chest portion (48) and an upper housing portion (54). The ATM includes a fascia (12) which extends on the outside of a wall (14) and includes a user interface (15). Responsive to inputs of a user through the user interface the machine is operative to accept a stack of sheets (84) which are evaluated through operation of a sheet validator device (88) and which enables acceptable sheets to be stored within the chest portion. Unacceptable sheets are routed to a storage area (100). Provisions are made for reducing the risk of attack on the ATM by criminals and to facilitate servicing by authorized personnel.Type: GrantFiled: October 17, 2003Date of Patent: December 30, 2008Assignee: Diebold Self-Service Systems, division of Diebold, IncorporatedInventors: Zachary Utz, Daniel Schoeffler, Shawn Griggy, Nat Ramachandran, H. Thomas Graef
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Patent number: 7461777Abstract: An exemplary ATM (10) includes a fascia (12) which extends on the outside of a wall (14) and includes a user interface (15). Responsive to user inputs through the user interface, the ATM is operative to receive a stack of currency notes (84) from a user. A currency note stack can be evaluated through operation of a currency note validator device (88). Acceptable currency notes can be stored in the ATM for recycling. Unacceptable currency notes can be routed to a bulk storage area (100). The ATM also includes an exemplary note picking arrangement to pick currency notes from a received stack, including use of contact and non-contact stripping rollers.Type: GrantFiled: July 3, 2007Date of Patent: December 9, 2008Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Zachary Utz, Daniel Schoeffler, Shawn Griggy, Nat Ramachandran, H. Thomas Graef
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Patent number: 7419089Abstract: An automated banking machine (10) accepts deposit items such as currency, checks, gift certificates or other items of value. Deposited items after being accepted in the machine and processed are moved to the container (260). The container includes an interior area (268) which is bounded by a shaker member (282) on which deposit items are supported. The machine is operative to control operation of an actuator (290) which moves the shaker member to impart shaking motion to deposited items (278) to facilitate the compact storage thereof within the container. The container is enabled to be removed from the machine to facilitate removal of the deposited items. Movement of the container out of and away from the machine is facilitated by rollable supports (296) and a retractable handle (298).Type: GrantFiled: October 17, 2003Date of Patent: September 2, 2008Assignee: Diebold Self-Service Systems divison of Diebold, IncorporatedInventors: Zachary Utz, Daniel Schoeffler, Shawn Griggy, Nat Ramachandran, H. Thomas Graef, Patrick Nevejans, Gert Klessens
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Publication number: 20080197183Abstract: An automated transaction machine (600) includes a note receiving storage and dispensing mechanism (624). The mechanism (624) includes a stacker mechanism (654). The stacker mechanism collects in a stack notes such as currency bills that are to be dispensed from the machine to a user, and the stack is then presented to the user from the machine. The stacker mechanism includes a stack support member (668), a flexible member (692) and spaced supports (694). Notes are engaged in supporting connection with the stack support member as the stack support member is rotated in a first rotational direction. After the stack is accumulated, rotation of the stack support member in an opposed rotational direction delivers the stack from the stacker mechanism.Type: ApplicationFiled: April 21, 2008Publication date: August 21, 2008Applicant: Diebold, IncorporatedInventors: Sean Haney, Mark D. Smith, Nat Ramachandran, Matthew Force, H. Thomas Graef, Robert G. Miller, Mark Owens, Andrew Junkins, Elizabeth M. Herrera
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Publication number: 20080121570Abstract: A system controlled responsive to data bearing records includes a card reader that is operative to read data from user cards including identifying data, and authorizes operation of an automated banking machine responsive to the identifying data. The automated banking machine includes a housing including a generally L-shaped chest portion and an upper housing portion. The banking machine includes a fascia which extends on the outside of a wall and includes a user interface. Responsive to inputs of a user through the user interface the machine is operative to accept a stack of sheets which are evaluated through operation of a sheet validator device and which enables acceptable sheets to be stored within the chest portion. Unacceptable sheets may be routed to a storage area. Provisions may be made for reducing the risk of attack on the machine by criminals and to facilitate servicing by authorized personnel.Type: ApplicationFiled: January 28, 2008Publication date: May 29, 2008Applicant: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Zachary Utz, Daniel Schoeffler, Shawn Griggy, Nat Ramachandran, H. Thomas Graef
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Patent number: 7360683Abstract: An automated transaction machine (600) includes a note receiving storage and dispensing mechanism (624). The mechanism (624) includes a stacker mechanism (654). The stacker mechanism collects in a stack notes such as currency bills that are to be dispensed from the machine to a user, and the stack is then presented to the user from the machine. The stacker mechanism includes a stack support member (668), a flexible member (692) and spaced supports (694). Notes are engaged in supporting connection with the stack support member as the stack support member is rotated in a first rotational direction. After the stack is accumulated, rotation of the stack support member in an opposed rotational direction delivers the stack from the stacker mechanism.Type: GrantFiled: September 27, 2001Date of Patent: April 22, 2008Assignee: Diebold, IncorporatedInventors: Sean Haney, Mark D. Smith, Nat Ramachandran, Matthew Force, H. Thomas Graef, Robert G. Miller, Mark Owens, Andrew Junkins, Elizabeth M. Herrera
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Patent number: 7322481Abstract: An ATM (10) includes a housing (46) including a generally L-shaped chest portion (48) and an upper housing portion (54). The ATM includes a fascia (12) which extends on the outside of a wall (14) and includes a user interface (15). Responsive to inputs of a user through the user interface the machine is operative to accept a stack of sheets (84) which are evaluated through operation of a sheet validator device (88) and which enables acceptable sheets to be stored within the chest portion. Unacceptable sheets are routed to a storage area (100). Provisions are made for reducing the risk of attack on the ATM by criminals and to facilitate servicing by authorized personnel.Type: GrantFiled: October 17, 2003Date of Patent: January 29, 2008Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Zachary Utz, Daniel Schoeffler, Shawn Griggy, Nat Ramachandran, H. Thomas Graef
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Publication number: 20080000963Abstract: An exemplary ATM (10) includes a fascia (12) which extends on the outside of a wall (14) and includes a user interface (15). Responsive to user inputs through the user interface, the ATM is operative to receive a stack of currency notes (84) from a user. A currency note stack can be evaluated through operation of a currency note validator device (88). Acceptable currency notes can be stored in the ATM for recycling. Unacceptable currency notes can be routed to a bulk storage area (100). The ATM also includes an exemplary note picking arrangement to pick currency notes from a received stack, including use of contact and non-contact stripping rollers.Type: ApplicationFiled: July 3, 2007Publication date: January 3, 2008Applicant: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Zachary Utz, Daniel Schoeffler, Shawn Griggy, Nat Ramachandran, H. Graef
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Publication number: 20070216081Abstract: An automated banking machine (10) includes a cash dispenser (220). A machine user interface (15) includes a card reader (16), receipt printer opening (30), and cash dispensing opening (38). A cash acceptor mechanism (80) includes a chute (82) which enables a user to input a stack of currency notes (84) into the machine through a deposit opening (40). Notes are separated from an inputted stack via a note picker device (158, 352) and a note stripper device (64, 162, 354). Upon sensing multiple notes have been picked, picker device movement is reversed to function with the stripper device in returning notes toward the stack. The stripper device is driven to move a note engaged therewith at a faster rate or for a longer time period relative to a note engaged with the picker device to reorient returning notes to facilitate a subsequent note separation attempt.Type: ApplicationFiled: May 7, 2007Publication date: September 20, 2007Applicant: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: H. Graef, Zachary Utz, Daniel Schoeffler, Shawn Griggy, Nat Ramachandran
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Patent number: 7261236Abstract: An ATM (10) includes a housing (46) including a generally L-shaped chest portion (48) and an upper housing portion (54). The ATM includes a fascia (12) which extends on the outside of a wall (14) and includes a user interface (15). Responsive to inputs of a user through the user interface the machine is operative to accept a stack of sheets (84) which are evaluated through operation of a sheet validator device (88) and which enables acceptable sheets to be stored within the chest portion. Unacceptable sheets are routed to a storage area (100). Provisions are made for reducing the risk of attack on the ATM by criminals and to facilitate servicing by authorized personnel.Type: GrantFiled: October 17, 2003Date of Patent: August 28, 2007Assignee: Diebold, IncorporatedInventors: Zachary Utz, Daniel Schoeffler, Shawn Griggy, Nat Ramachandran, H. Thomas Graef
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Publication number: 20060208413Abstract: An automated banking machine (10) includes a cash dispenser (220). A machine user interface (15) includes a card reader (16), receipt printer opening (30), and cash dispensing opening (38). A cash acceptor mechanism (80) includes a chute (82) which enables a user to input a stack of currency notes (84) into the machine through a deposit opening (40). Notes are separated from an inputted stack via a note picker device (158, 352) and a note stripper device (64, 162, 354). Upon sensing multiple notes have been picked, picker device movement is reversed to function with the stripper device in returning notes toward the stack. The stripper device is driven to move a note engaged therewith at a faster rate or for a longer time period relative to a note engaged with the picker device to reorient returning notes to facilitate a subsequent note separation attempt.Type: ApplicationFiled: April 24, 2006Publication date: September 21, 2006Applicant: Diebold Self-Service Systems Division of Diebold, IncorporatedInventors: H. Graef, Zachary Utz, Daniel Schoeffler, Shawn Griggy, Nat Ramachandran
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Patent number: 6983880Abstract: An automated banking machine (10) includes a user interface (15). The user interface includes a card reader (16), receipt printer opening (30), cash dispensing opening (38) and deposit accepting opening (40). A stack of notes (84) input to the machine are separated one by one from the stack through the action of at least one picking member (158, 352) and at least one stripper member (64, 162, 354). The actions of non-contact stripper rolls and a contact stripper roll are generally effective to only enable a single note to move past the stripper members. Upon sensing that multiple notes have moved past the stripper members with a sensor (176, 366) the system is operative to return notes to the stack for subsequent picking trials. In some cases the stripper members may be driven so as to move notes engaged therewith relative to a note engaged with the stripper member so as to reorient the notes and facilitate note separation in subsequent picking events.Type: GrantFiled: April 7, 2004Date of Patent: January 10, 2006Assignee: Diebold, IncorporatedInventors: H. Thomas Graef, Zachary Utz, Daniel P. Schoeffler, Shawn Griggy, Nat Ramachandran
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Patent number: 6874682Abstract: An ATM (10) includes a housing (46) including a generally L-shaped chest portion (48) and an upper housing portion (54). The ATM includes a fascia (12) which extends on the outside of a wall (14) and includes a user interface (15). Responsive to inputs of a user through the user interface the machine is operative to accept a stack of sheets (84) which are evaluated through operation of a sheet validator device (88) and which enables acceptable sheets to be stored within the chest portion. Unacceptable sheets are routed to a storage area (100). Provisions are made for reducing the risk of attack on the ATM by criminals and to facilitate servicing by authorized personnel.Type: GrantFiled: October 17, 2003Date of Patent: April 5, 2005Assignee: Diebold Self-Service Systems, division of Diebold, IncorporatedInventors: Zachary Utz, Daniel Schoeffler, Shawn Griggy, Nat Ramachandran, H. Thomas Graef
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Publication number: 20040212141Abstract: An automated banking machine (10) includes a user interface (15). The user interface includes a card reader (16), receipt printer opening (30), cash dispensing opening (38) and deposit accepting opening (40). A stack of notes (84) input to the machine are separated one by one from the stack through the action of at least one picking member (158, 352) and at least one stripper member (64, 162, 354). The actions of non-contact stripper rolls and a contact stripper roll are generally effective to only enable a single note to move past the stripper members. Upon sensing that multiple notes have moved past the stripper members with a sensor (176, 366) the system is operative to return notes to the stack for subsequent picking trials. In some cases the stripper members may be driven so as to move notes engaged therewith relative to a note engaged with the stripper member so as to reorient the notes and facilitate note separation in subsequent picking events.Type: ApplicationFiled: April 7, 2004Publication date: October 28, 2004Applicant: Diebold Self-Service Systems Division of Diebold, IncorporatedInventors: H. Thomas Graef, Zachary Utz, Daniel P. Schoeffler, Shawn Griggy, Nat Ramachandran
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Publication number: 20040212142Abstract: An automated banking machine (10) includes a user interface (15). The user interface includes a card reader (16), receipt printer opening (30), cash dispensing opening (38) and deposit accepting opening (40). A stack of notes (84) input to the machine are separated one by one from the stack through the action of at least one picking member (158, 352) and at least one stripper member (64, 162, 354). The actions of non-contact stripper rolls and a contact stripper roll are generally effective to only enable a single note to move past the stripper members. Upon sensing that multiple notes have moved past the stripper members with a sensor (176, 366) the system is operative to return notes to the stack for subsequent picking trials. In some cases the stripper members may be driven so as to move notes engaged therewith relative to a note engaged with the stripper member so as to reorient the notes and facilitate note separation in subsequent picking events.Type: ApplicationFiled: April 7, 2004Publication date: October 28, 2004Applicant: Diebold Self-Service Systems Division of Diebold, IncorporatedInventors: H. Thomas Graef, Zachary Utz, Daniel P. Schoeffler, Shawn Griggy, Nat Ramachandran