Abstract: The suggested technical solution pertains to the financial industry, i.e. To processing of electronic off-us funds transfers from one account to another. The advantages of the presented system and method are the acceleration of off-us funds transfers from one account to another for all scenarios of funds transfers processing, in which the recipient of the funds transfer is the initiator, including the automatic recurrent funds transfers; a high reliability and high liquidity are also achieved during implementation of this invention. The system includes devices and banks of the Payer and the Recipient, the Database, the Payment Order ID Generation Module, the Processor for payment order ID detection and marking of a payment order, the Settlement System for making settlements between the Payers bank and the Recipients bank.

Abstract: The claimed group of inventions pertains to IT within the finance industry, notably the automated methods and system for interbank funds transfers from a bank account of one individual to a bank account of another individual using a known social identifier of the funds recipient, without indicating the actual account number of the customer or the details of their payment instrument, as well as funds transfers between two or more bank accounts of the same individual opened with different financial institutions, whose system includes: communication devices of the Sender and the Recipient, computation systems of the Originator bank and the Destination bank, the central server component, the settlement system and the notification service, 3 primary claims, 7 subclaims, FIG. 5.