Patents by Inventor Natalie Azam

Natalie Azam has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • System and method for profiling consumers and creating a recommended or custom card
    Patent number: 8458063
    Abstract: A system, computer product and method for profiling consumers to recommend a financial transaction instrument having benefits tailored to psychographic characteristics of the consumer. A set of questions is presented to a consumer, in order to determine the psychographic characteristics of the consumer. At least one subset of questions is presented, based on answers to the set of questions, the at least one subset of questions relating more specifically to available benefits. A tailored financial transaction instrument is recommended, having benefits which are based on answers to the at least one subset of questions.
    Type: Grant
    Filed: December 29, 2006
    Date of Patent: June 4, 2013
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Rachel Moore, Scott Brooks, Natalie Azam
  • SYSTEM AND METHOD FOR PRESENTING A COMPETITIVE COMPARISON OF A RECOMMENDED OR CUSTOM CARD
    Publication number: 20120221431
    Abstract: A system, computer product and method for presenting a competitive comparison of a recommended financial transaction instrument. A set of questions is presented to a consumer in order to determine psychographic characteristics of the consumer. At least one subset of questions is presented based on answers to the set of questions, the at least one subset of questions relating more specifically to available benefits. A tailored financial transaction instrument is recommended having benefits which are based on answers to the at least one subset of questions. At least one similar competitive financial transaction instrument is presented to the consumer.
    Type: Application
    Filed: May 9, 2012
    Publication date: August 30, 2012
    Applicant: American Express Travel Services Company, Inc.
    Inventors: Rachel Moore, Scott Brooks, Natalie Azam
  • System and method for presenting a competitive comparison of a recommended or custom card
    Patent number: 8195551
    Abstract: A system, computer product and method for presenting a competitive comparison of a recommended financial transaction instrument. A set of questions is presented to a consumer in order to determine psychographic characteristics of the consumer. At least one subset of questions is presented based on answers to the set of questions, the at least one subset of questions relating more specifically to available benefits. A tailored financial transaction instrument is recommended having benefits which are based on answers to the at least one subset of questions. At least one similar competitive financial transaction instrument is presented to the consumer.
    Type: Grant
    Filed: November 23, 2011
    Date of Patent: June 5, 2012
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Rachel Moore, Scott Brooks, Natalie Azam
  • SYSTEM AND METHOD FOR PRESENTING A COMPETITIVE COMPARISON OF A RECOMMENDED OR CUSTOM CARD
    Publication number: 20120072277
    Abstract: A system, computer product and method for presenting a competitive comparison of a recommended financial transaction instrument. A set of questions is presented to a consumer in order to determine psychographic characteristics of the consumer. At least one subset of questions is presented based on answers to the set of questions, the at least one subset of questions relating more specifically to available benefits. A tailored financial transaction instrument is recommended having benefits which are based on answers to the at least one subset of questions. At least one similar competitive financial transaction instrument is presented to the consumer.
    Type: Application
    Filed: November 23, 2011
    Publication date: March 22, 2012
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Rachel Moore, Scott Brooks, Natalie Azam
  • System and method for presenting a competitive comparison of a recommended or custom card
    Patent number: 8086511
    Abstract: A system, computer product and method for presenting a competitive comparison of a recommended financial transaction instrument. A set of questions is presented to a consumer in order to determine psychographic characteristics of the consumer. At least one subset of questions is presented based on answers to the set of questions, the at least one subset of questions relating more specifically to available benefits. A tailored financial transaction instrument is recommended having benefits which are based on answers to the at least one subset of questions. At least one similar competitive financial transaction instrument is presented to the consumer.
    Type: Grant
    Filed: December 29, 2006
    Date of Patent: December 27, 2011
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Rachel Moore, Scott Brooks, Natalie Azam
  • SYSTEM AND METHOD FOR PROFILING CONSUMERS AND CREATING A RECOMMENDED OR CUSTOMER CARD
    Publication number: 20080162256
    Abstract: A system, computer product and method for profiling consumers to recommend a financial transaction instrument having benefits tailored to psychographic characteristics of the consumer. A set of questions is presented to a consumer, in order to determine the psychographic characteristics of the consumer. At least one subset of questions is presented, based on answers to the set of questions, the at least one subset of questions relating more specifically to available benefits. A tailored financial transaction instrument is recommended, having benefits which are based on answers to the at least one subset of questions.
    Type: Application
    Filed: December 29, 2006
    Publication date: July 3, 2008
    Inventors: Rachel Moore, Scott Brooks, Natalie Azam
  • SYSTEM AND METHOD FOR PRESENTING A COMPETITIVE COMPARISON OF A RECOMMENDED OR CUSTOM CARD
    Publication number: 20080162255
    Abstract: A system, computer product and method for presenting a competitive comparison of a recommended financial transaction instrument. A set of questions is presented to a consumer in order to determine psychographic characteristics of the consumer. At least one subset of questions is presented based on answers to the set of questions, the at least one subset of questions relating more specifically to available benefits. A tailored financial transaction instrument is recommended having benefits which are based on answers to the at least one subset of questions. At least one similar competitive financial transaction instrument is presented to the consumer.
    Type: Application
    Filed: December 29, 2006
    Publication date: July 3, 2008
    Inventors: RACHEL MOORE, SCOTT BROOKS, NATALIE AZAM