Patents by Inventor Nathan Dent

Nathan Dent has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 8423465
    Abstract: Thus, methods and apparatus for providing adaptive diagnostics for ATM fault conditions are provided. Such methods and apparatus may include one or more computer-readable media storing computer-executable instructions which, when executed by a processor on a computer system, perform a method for diagnosing an electronic self-service device fault condition. The method may include receiving an input from a self-service device. The input may include information regarding a fault-related event. The method may also include assessing a plurality of system-level ramifications of the fault-related event. In response to the assessing, the method may further include determining continued viability of a plurality of ATM services. The method may also include electronically providing a notification of a list of remaining viable self-service device services.
    Type: Grant
    Filed: March 18, 2010
    Date of Patent: April 16, 2013
    Assignee: Bank of America Corporation
    Inventors: William H. McGraw, IV, Nathan Dent, Timothy B. Vannatter, Matthew K. Bryant
  • Patent number: 8395500
    Abstract: An electronic self-service device, and a method for using same, is provided. A self-service device according to the invention may include a receiver module configured to receive an input from at least one motion detector. The input may include information corresponding to a security alert condition. The device may also include a security alert mitigation module and a processor module configured to determine whether the information exceeds a security alert condition threshold. When the information exceeds a predetermined security alert condition threshold, the processor module may be further configured to ameliorate the security alert conditions using the security alert condition mitigation module.
    Type: Grant
    Filed: April 15, 2010
    Date of Patent: March 12, 2013
    Assignee: Bank of America Corporation
    Inventor: Nathan Dent
  • Publication number: 20120324278
    Abstract: A method and apparatus that allow a user to easily operate a self-service device despite the presence of damage is provided. Anticipated damage includes extreme environmental conditions such as earthquakes, flooding, strong winds, tsunamis, etc. These conditions may cause a failure in a portion of the self-service device. Improved ruggedness and redundant components are coordinated by suitable software to provide service despite damage to the self-service device. Additionally, access to some user accounts despite the loss of connectivity to a server maintaining user accounts is provided.
    Type: Application
    Filed: June 16, 2011
    Publication date: December 20, 2012
    Applicant: Bank of America
    Inventor: Nathan Dent
  • Publication number: 20120278234
    Abstract: Apparatus and methods for an enhanced cash withdrawal transaction option are provided. The enhanced cash withdrawal transaction option may include using an ATM to display an initial ATM display. The initial ATM display may display multiple transaction options, the multiple transaction options including at least one cash withdrawal amount. Apparatus and methods for an additional enhanced cash withdrawal transaction are provided. The additional enhanced cash withdrawal transaction may enable a user to type an ATM PIN in an ATM keypad followed by a cash withdrawal amount. Apparatus and methods for an enhanced ATM customer display are also provided. The enhanced ATM customer display according to the systems and methods of the invention may customize an ordered ATM customer flow based on historical customer usage data.
    Type: Application
    Filed: July 10, 2012
    Publication date: November 1, 2012
    Applicant: Bank of America
    Inventors: Nathan Dent, Stephen R. Crowley, Matthew Fairbaim, Joel Weiss, Ariela R. Yevick
  • Publication number: 20120197796
    Abstract: Methods and apparatus according to the invention are directed towards providing apparatus for generating an emergency one time use (EOTU) personal identification number (PIN) for use at one or more automated teller machines. The apparatus may include a receiver configured to receive (1) information corresponding to an account holder at a financial institution and (2) information corresponding to a request from the account holder to electronically generate an EOTU PIN. The apparatus may also include a processor configured to (1) determine a maximum amount of funds to be accessed using the EOTU PIN and (2) electronically generate the EOTU PIN. The apparatus may additionally include a transmitter configured to electronically transmit to the account holder information relating to the EOTU PIN.
    Type: Application
    Filed: January 31, 2011
    Publication date: August 2, 2012
    Inventors: Nathan Dent, Stephen R. Crowley, Matthew Fairbairn
  • Patent number: 8108726
    Abstract: Thus, methods and apparatus for providing adaptive diagnostics for ATM fault conditions are provided. Such methods and apparatus may include one or more computer-readable media storing computer-executable instructions which, when executed by a processor on a computer system, perform a method for diagnosing an electronic self-service device fault condition. The method may include receiving an input from a self-service device. The input may include information regarding a fault-related event. The method may also include assessing a plurality of system-level ramifications of the fault-related event. In response to the assessing, the method may further include determining continued viability of a plurality of ATM services. The method may also include electronically providing a notification of a list of remaining viable self-service device services.
    Type: Grant
    Filed: March 18, 2010
    Date of Patent: January 31, 2012
    Assignee: Bank of America Corporation
    Inventors: William H. McGraw, IV, Nathan Dent, Timothy B. Vannatter, Matthew K. Bryant
  • Publication number: 20110231705
    Abstract: Thus, methods and apparatus for providing adaptive diagnostics for ATM fault conditions are provided. Such methods and apparatus may include one or more computer-readable media storing computer-executable instructions which, when executed by a processor on a computer system, perform a method for diagnosing an electronic self-service device fault condition. The method may include receiving an input from a self-service device. The input may include information regarding a fault-related event. The method may also include assessing a plurality of system-level ramifications of the fault-related event. In response to the assessing, the method may further include determining continued viability of a plurality of ATM services. The method may also include electronically providing a notification of a list of remaining viable self-service device services.
    Type: Application
    Filed: March 18, 2010
    Publication date: September 22, 2011
    Applicant: Bank of America
    Inventors: William H. McGraw, IV, Nathan Dent, Timothy B. Vannatter, Matthew K. Bryant