Abstract: Examples described herein include systems, methods, instructions, and other implementations of different objects. One embodiment includes receipt of an authorization request message for an instrument utilization associated with a record identifier. The authorization request message includes an external system category code and does not include object information. A determination is then made that the instrument utilization is eligible for an object based on the external system category code. The object is then automatically applied to the instrument utilization at the record identifier, and an authorization response message is then generated authorizing the instrument utilization.

Abstract: Examples described herein include systems, methods, instructions, and other implementations of transactional promotions. One embodiment includes receipt of an authorization request message for a transaction associated with an account number. The authorization request message includes a merchant category code and does not include promotion information. A determination is then made that the transaction is eligible for a promotion based on the merchant category code. The promotion is then automatically applied to the transaction at the account number, and an authorization response message is then generated authorizing the transaction.