Patents by Inventor Nathan James WRIGHT

Nathan James WRIGHT has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • ATM intercommunication system and method for fraudulent and forced transactions
    Patent number: 11694201
    Abstract: Various methods, apparatuses/systems, and media for implementing a multi-tier intercommunication module (MTIM) for an automatic teller machine (ATM) to prevent fraudulent and forced transactions are provided. A processor within the MTIM verifies whether an anomaly withdrawal transaction is occurring based on analysis of a user's normal banking behavior. When anomaly transactions are detected, the processor transmits a notification to the user's registered Multi-Factor Authentication (MFA) device to verify whether the transaction is fraudulent. Additionally, the MTIM provides a continuous feedback loop of user location data when forced transactions have been triggered. Forced card transactions are allowed completion and the MTIM sends a custom security code (CSC) to the user's registered MFA mobile device.
    Type: Grant
    Filed: June 2, 2020
    Date of Patent: July 4, 2023
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventors: Nathan James Wright, Robert C. Schieber
  • ATM INTERCOMMUNICATION SYSTEM AND METHOD FOR FRADULENT AND FORCED TRANSACTIONS
    Publication number: 20200387903
    Abstract: Various methods, apparatuses/systems, and media for implementing a multi-tier intercommunication module (MTIM) for an automatic teller machine (ATM) to prevent fraudulent and forced transactions are provided. A processor within the MTIM verifies whether an anomaly withdrawal transaction is occurring based on analysis of a user's normal banking behavior. When anomaly transactions are detected, the processor transmits a notification to the user's registered Multi-Factor Authentication (MFA) device to verify whether the transaction is fraudulent. Additionally, the MTIM provides a continuous feedback loop of user location data when forced transactions have been triggered. Forced card transactions are allowed completion and the MTIM sends a custom security code (CSC) to the user's registered MFA mobile device.
    Type: Application
    Filed: June 2, 2020
    Publication date: December 10, 2020
    Applicant: JPMorgan Chase Bank, N.A.
    Inventors: Nathan James WRIGHT, Robert C. SCHIEBER