Abstract: Aspects described herein pertain to the use of an adaptive and tunable processing system and method to provide a risk assessment and compliance analysis, but are not so limited. An adaptive and tunable processing system of an embodiment adaptively determines an amount of compliance and/or risk based on one or more quantification variables, including one or more of a litigation category variable, a licensing category variable, and/or a consumer sentiment category variable, to generate a stratified score that quantifies an amount of compliance and/or risk associated with a particular entity. The system of an embodiment uses one or more adaptive filters tuned to output values corresponding to an amount of compliance and/or risk associated with use of a particular entity to perform a service or services.

Abstract: Predictive model development, training, evaluation, and selection are provided for enabling more-accurate evaluations of consumers. Aspects of an evaluation system use machine learning techniques to train models based on training datasets and known outputs provided by one or more service providers (e.g., pieces of demographic data and historical transaction data). The predictive models are developed against the training datasets to optimize the predictive models to correctly predict an output (e.g., a consumer propensity) for the given inputs. When a consumer seeks services from a service provider, the service provider provides pieces of demographic data and ongoing transactions data to the evaluation system. A most-accurate predictive model is selected based on known data elements, and a propensity score is calculated indicative of a likelihood of settlement by the consumer. Results are communicated with the service provider such that informed decisions can be made.

Abstract: Aspects described herein pertain to the use of an adaptive and tunable processing system and method to provide a risk assessment and compliance analysis, but are not so limited. An adaptive and tunable processing system of an embodiment adaptively determines an amount of compliance and/or risk based on one or more quantification variables, including one or more of a litigation category variable, a licensing category variable, and/or a consumer sentiment category variable, to generate a stratified score that quantifies an amount of compliance and/or risk associated with a particular entity. The system of an embodiment uses one or more adaptive filters tuned to output values corresponding to an amount of compliance and/or risk associated with use of a particular entity to perform a service or services.