Abstract: A computer implemented method for enabling a payment transaction in a computer system executed at least partially by a computer of a user connected via a communication network to a remote computer comprising a database of payment-related data, said method comprising the steps of: a) accessing the payment-related data of a user from within the database, wherein a web browser extension on the user's computer is invoked by the user clicking on a web browser extension graphical user interface (GUI) widget displayed on the user's computer, wherein secure network access is established to access the user's payment-related data from within the database; b) presenting the user's payment-related data via a pop-up window displayed on the user's computer, without requiring application programming interface integration with a website or a web application of a payee, and without requiring a form re-direct away from the website or the web application of the payee; c) enabling the payment transaction, wherein the web browser

Abstract: A method and a system for conducting financial transactions that include a user selecting from a plurality of proprietary financial accounts to authorize processing of a real-time, on-line electronic financial transaction using only one universal financial token and a remotely located rule-module clearinghouse. The universal financial token is a portable wireless proximity token for universal financial account access having dedicated short range contactless communications capabilities and is encoded with a user's unique user code. The rule-module clearinghouse contains at least one rule-module registered to a user which includes at least one pattern data of a user associated with at least one execution command of the user.

Abstract: The present invention creates the world's first Digital Lampshade Display utilizing new lighting and display technologies such as Organic Light Emitting Diodes (OLED), Active-Matrix Organic Light-Emitting Diodes (AMOLED), Organic Light Emitting Transistors (OLET), and E-Ink, among others. The invention herein can emit light from both the exterior and interior surface(s) of its lampshade, and will provide the user with a display upon which digital images and non-static motion imagery may be viewed. The invention will further allow the user to download images and motion imagery onto its display lampshade, to change a room's decorative and aesthetic feel. The invention will further enable the user to use the Wireless Remote Control to control the lampshade's functions such as adjusting brightness and/or contrast, selecting images to display, etc. Thus the invention herein will give the user the ability to customize on-command the color, design, pattern, and illumination characteristics of their lampshade(s).

Abstract: The invention describes a method and system for on-line financial transactions, comprising: a) registering a user, wherein a rule-module is registered to a user within a rule-module nexus, said registered rule-module further comprising a pattern data associated with an execution command; b) data-storing in a nexus access token, wherein a unique user code of the user is stored in a nexus access token, wherein the nexus access token is a contactless proximity transponder; c) processing an on-line financial transaction, using a user interface apparatus conjoined with a transaction terminal and located remotely from the rule-module nexus, comprising: (i) verifying a user, wherein a user's authority to access the rule-module nexus is verified on-line by a verification platform using verification data provided via the user interface apparatus, said verification data comprising: a bid unique user code scanned directly from the nexus access token, and; a bid personal verification code provided directly by the user, a

Abstract: This invention is a method and system for tokenless biometric authorization of an electronic communication, using a biometric sample, a master electronic identicator, and a public communications network, wherein the method includes: an electronic communication formation step, wherein at least one communication comprising electronic data is formed; a user registration step, wherein a user electronically submits a registration biometric sample taken directly from the person of the user; a public network data transmittal step, wherein the registration biometric sample is electronically transmitted to a master electronic identicator via a public communications network, said master electronic identicator comprising a computer database which electronically stores all of the registration biometric samples from all of the registered users; a user registration biometric storage step, wherein the registration biometric sample is electronically stored within the master electronic identicator; a bid biometric transmittal

Abstract: An acupressure apparatus including a manually adjustable head strap, with a flexible material, extending around the circumference of a user's head, and which can be manually adjusted using any of the following: a hook segment; a loop segment; a button; a buttonhole; a snap; and a snap receptacle. The acupressure apparatus includes a rigid protrusion with a rigid material formed into an essentially domed shape. The protrusion can be affixed to a point of the head strap such that the dome faces the user's glabella. When the user manually adjusts the length of the head strap, the rigid protrusion applies pressure on the user's glabella.

Abstract: This invention is a method and system for tokenless biometric authorization of an electronic communication, using a biometric sample, a master electronic identicator, and a public communications network, wherein the method includes: an electronic communication formation step, wherein at least one communication comprising electronic data is formed; a user registration step, wherein a user electronically submits a registration biometric sample taken directly from the person of the user; a public network data transmittal step, wherein the registration biometric sample is electronically transmitted to a master electronic identicator via a public communications network, said master electronic identicator comprising a computer database which electronically stores all of the registration biometric samples from all of the registered users; a user registration biometric storage step, wherein the registration biometric sample is electronically stored within the master electronic identicator; a bid biometric transmittal

Abstract: A door-mounted exercise apparatus, comprising: a) a first strap, operable to removeably circumnavigate a door along its width even when the door is closed, said first strap comprising: (i) a first fastener operable to adjustably tighten the first strap circumferentially around the door's width, such that a user's feet can be inserted between the first strap and the door to securely adhere the feet up against a front or back surface of the door along the door's width, and; b) a second strap affixed to the first strap along a length of the first strap, and; c) a third strap, affixed at the two ends of its length along a width of the first strap, such that the second strap is operable to loop in between the first strap and the third strap, such that each of the user's feet fits between the second strap and the first strap on either side of the third strap, and such that the balls of the user's feet touch the first strap instead of the door's surface; Whereby the door-mounted exercise apparatus enables the user t

Abstract: A door-mounted exercise apparatus which includes: a first strap, measuring essentially 1.5 inches wide, essentially 73 inches long, and essentially 0.0625 inches thick, operable to removeably circumnavigate a door along its width, said first strap further including: a) a buckle operable to adjustably tighten the first strap circumferentially around the door's width, such that a user's feet can be inserted between the first strap and the door to securely adhere the feet up against a front or back surface of the door, and; b) a fastening device, said fastening device affixed to the first strap and operable to removeably fasten an elastic band to the first strap, such that the elastic band can be stretched by the user to exercise arm and leg muscles, wherein said fastening device includes any of the following: Velcro®; snap; button; buttonhole; carabiner; clip, and; ring; Whereby the door-mounted exercise apparatus enables the user to perform sit-ups and other muscle strengthening exercises.

Abstract: This invention is a method and system for tokenless biometric authorization of an electronic communication, using a biometric sample, a master electronic identicator, and a public communications network, wherein the method includes: an electronic communication formation step, wherein at least one communication comprising electronic data is formed; a user registration step, wherein a user electronically submits a registration biometric sample taken directly from the person of the user; a public network data transmittal step, wherein the registration biometric sample is electronically transmitted to a master electronic identicator via a public communications network, said master electronic identicator comprising a computer database which electronically stores all of the registration biometric samples from all of the registered users; a user registration biometric storage step, wherein the registration biometric sample is electronically stored within the master electronic identicator; a bid biometric transmittal

Abstract: A method and a system for processing an online financial transaction executed at least partially by a computing device coupled to a communications network, comprising a rule-module nexus for processing an online financial transaction, an on-line verification platform, an online user account registry, wherein the on-line financial transaction comprises a payor-payee transaction, wherein the user is the payor and a merchant is the payee, and comprising at least one of the following: (a) the user and the payee are each directly and independently connected to the rule-module nexus during simultaneous logon sessions via a communication network, and wherein upon the user clicking on a website widget of the payee, the rule-module nexus transmits secure socket layer data directly to the user interface apparatus for display to the user via a pop-up window, without requiring application programming interface integration with a website of the payee and without requiring a form re-direct of the user away from the website

Abstract: The invention is a system and method for accessing an online user account registry, comprising: a) Approving access to an online user account registry via a verification platform comparing a bid verification data, comprising a unique user code provided from a nexus access token, with a registered verification data; b) Accessing the online user account registry via a rule-module invoked from a rule-module nexus, said online user account registry comprising a plurality of financial accounts of the user; Whereby an online account registry, comprising a plurality of financial accounts, is accessed via a unique user code provided from a nexus access token.

Abstract: Herein is described a tokenless biometric method for processing electronic transmissions, using at least one user biometric sample, an electronic identicator and an electronic rule module clearinghouse. The steps for processing of the electronic transmissions comprise of a user registration step, wherein a user registers with an electronic identicator at least one registration biometric sample taken directly from the person of the user.

Abstract: Herein is described a tokenless biometric method for processing electronic transmissions, using at least one user biometric sample, an electronic identicator and an electronic rule module clearinghouse. The steps for processing of the electronic transmissions comprise of a user registration step, wherein a user registers with an electronic identicator at least one registration biometric sample taken directly from the person of the user.

Abstract: Herein is described a tokenless biometric method for processing electronic transmissions, using at least one user biometric sample, an electronic identicator and an electronic rule module clearinghouse. The steps for processing of the electronic transmissions comprise of a user registration step, wherein a user registers with an electronic identicator at least one registration biometric sample taken directly from the person of the user. A formation of a rule module customized to the user in a rule module clearinghouse, wherein at least one pattern data of a user is associated with at least one execution command of the user. A user identification step, wherein the electronic identicator compares a bid biometric sample taken directly from the person of the user with at least one previously registered biometric sample for producing either a successful or failed identification of the user.

Abstract: This invention is a method and system for tokenless biometric authorization of an electronic communication, using a biometric sample, a master electronic identicator, and a public communications network, wherein the method includes: an electronic communication formation step, wherein at least one communication comprising electronic data is formed; a user registration step, wherein a user electronically submits a registration biometric sample taken directly from the person of the user; a public network data transmittal step, wherein the registration biometric sample is electronically transmitted to a master electronic identicator via a public communications network, said master electronic identicator comprising a computer database which electronically stores all of the registration biometric samples from all of the registered users; a user registration biometric storage step, wherein the registration biometric sample is electronically stored within the master electronic identicator; a bid biometric transmittal

Abstract: The present invention satisfies these needs by providing an improved system and method for tokenless authorization of an electronic scrip transaction using at least one scrip supporter biometric sample and an electronic identicator.

Abstract: The invention authorizes an individual's access to computer networks from a comparison of an individual's biometric sample gathered during a bid step with at least one biometric sample gathered during a registration step and stored at a host system data processing center. The invention comprises a host system data processing center with means for comparing the entered biometric sample, and is equipped with various databases and memory modules. Furthermore, the invention is provided with: at least one biometric input apparatus; at least one terminal to provide information for execution of the requested transactions and transmissions by the host system once the identity of the individual is determined; and at least one computer network to which the individual seeks access. The invention is also provided with means for connecting the host system with the terminal and the biometric input apparatus.

Abstract: Herein is described a tokenless biometric method for processing electronic transmissions, using at least one user biometric sample, an electronic identicator and an electronic rule module clearinghouse. The steps for processing of the electronic transmissions comprise of a user registration step, wherein a user registers with an electronic identicator at least one registration biometric sample taken directly from the person of the user. A formation of a rule module customized to the user in a rule module clearinghouse, wherein at least one pattern data of a user is associated with at least one execution command of the user. A user identification step, wherein the electronic identicator compares a bid biometric sample taken directly from the person of the user with at least one previously registered biometric sample for producing either a successful or failed identification of the user.

Abstract: Herein is described a tokenless biometric method for processing electronic transmissions, using at least one user biometric sample, an electronic identicator and an electronic rule module clearinghouse. The steps for processing of the electronic transmissions comprise of a user registration step, wherein a user registers with an electronic identicator at least one registration biometric sample taken directly from the person of the user. A formation of a rule module customized to the user in a rule module clearinghouse, wherein at least one pattern data of a user is associated with at least one execution command of the user. A user identification step, wherein the electronic identicator compares a bid biometric sample taken directly from the person of the user with at least one previously registered biometric sample for producing either a successful or failed identification of the user.