Abstract: A simulator and corresponding method suitable for training and educating is provided. Specifically, the present invention relates to simulating performance of a portfolio in a manner that improves training and educational advancement of a user operating the simulator relative to other traditional training and educational tools. In particular, the present invention provides a new and different process that substantially reduces the amount of time required for a user to become educated and trained in an experiential manner as to how their choices will affect outcomes that traditionally require years to unfold.