Abstract: An insurance program that provides improved health care and longevity by emphasizing health improvement and maintenance. After a predetermined waiting period from the time insurance is purchased, during which the health status of the insured is maintained or improved, the insured may link the insurance policy with one or more other types of insurance policies, such as; health life, disability, nursing home, etc. Throughout the life of the policy, portions of the premiums may be credited to the insured, provided that the health of the insured is maintained or improved, which may be utilized to pay or help pay for the linked insurance coverage and may also be utilized for retirement benefits.

Abstract: An insurance program that provides improved health care and longevity by emphasizing health improvement and maintenance for members of a group. After a predetermined waiting period from the time insurance is purchased by the group, during which the health status of the members is maintained or improved, the insured group may link the insurance policy with one or more other types of insurance policies, such as; disability, nursing home, etc. Throughout the life of the policy, portions of the premiums may be deposited in an account for the benefit of the group or for each member of the group, provided that the overall health of the group or the member is maintained or improved. The account may be utilized to pay or help pay for the linked insurance and may also be utilized for retirement benefits.

Abstract: An insurance program that provides improved health care and longevity by emphasizing health improvement and maintenance. After a predetermined waiting period from the time health insurance is purchased, during which the health status of the insured is maintained or improved, the insured may link the health insurance policy with one or more other types of insurance policies, such as; life, disability, nursing home, etc. Throughout the life of the policy, portions of the premiums may be deposited in an escrow account, provided that the health of the insured is maintained or improved, which may be utilized to pay or help pay for the linked insurance coverage and may also be utilized for retirement benefits.

Abstract: An insurance program that provides improved health care and longevity by emphasizing health improvement and maintenance. After a predetermined waiting period from the time health insurance is purchased, during which the health status of the insured is maintained or improved, the insured may link the health insurance policy with one or more other types of insurance policies, such as; life, disability, nursing home, etc. Throughout the life of the policy, portions of the premiums may be deposited in an escrow account, provided that the health of the insured is maintained or improved, which may be utilized to pay or help pay for the linked insurance and may also be utilized for retirement benefits.

Abstract: An insurance program that provides improved health care and longevity by emphasizing health improvement and maintenance. After a predetermined waiting period from the time health insurance is purchased, during which the health status of the insured is maintained or improved, the insured may link the health insurance policy with one or more other types of insurance policies, such as; life, disability, nursing home, etc. Throughout the life of the policy, portions of the premiums may be deposited in an escrow account, provided that the health of the insured is maintained or improved, which may be utilized to pay or help pay for the linked insurance and may also be utilized for retirement benefits.

Abstract: An insurance program that provides improved health care and longevity by emphasizing health improvement and maintenance. After a predetermined waiting period from the time health insurance is purchased, during which the health status of the insured is maintained or improved, the insured may link the health insurance policy with one or more other types of insurance policies, such as; life, disability, nursing home, etc. Throughout the life of the policy, portions of the premiums may be deposited in an escrow account, provided that the health of the insured is maintained or improved, which may be utilized to pay or help pay for the linked insurance and may also be utilized for retirement benefits.