Patents by Inventor Neil Mumm

Neil Mumm has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20220278986
    Abstract: Systems and method for verifying an identity of a user during interaction with a resource provider are disclosed. Embodiments enable using an authorization request message to inquire about an identity attribute (e.g. age) of a user during an interaction between the user and a resource provider. An authorizing entity (e.g. issuer) or a processing entity provides an answer to the inquiry within an authorization response message. The answer to the inquiry may establish whether the consumer meets a threshold (e.g. minimum age requirement).
    Type: Application
    Filed: May 19, 2022
    Publication date: September 1, 2022
    Inventors: Prasanna Vanguri, Luba Goldberg, Jeffrey Moore, Alex Godshall, Neil Mumm
  • Patent number: 11368460
    Abstract: Systems and method for verifying an identity of a user during interaction with a resource provider are disclosed. Embodiments enable using an authorization request message to inquire about an identity attribute (e.g. age) of a user during an interaction between the user and a resource provider. An authorizing entity (e.g. issuer) or a processing entity provides an answer to the inquiry within an authorization response message. The answer to the inquiry may establish whether the consumer meets a threshold (e.g. minimum age requirement).
    Type: Grant
    Filed: May 10, 2019
    Date of Patent: June 21, 2022
    Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
    Inventors: Prasanna Vanguri, Luba Goldberg, Jeffrey Moore, Alex Godshall, Neil Mumm
  • Publication number: 20200358771
    Abstract: Systems and method for verifying an identity of a user during interaction with a resource provider are disclosed. Embodiments enable using an authorization request message to inquire about an identity attribute (e.g. age) of a user during an interaction between the user and a resource provider. An authorizing entity (e.g. issuer) or a processing entity provides an answer to the inquiry within an authorization response message. The answer to the inquiry may establish whether the consumer meets a threshold (e.g. minimum age requirement).
    Type: Application
    Filed: May 10, 2019
    Publication date: November 12, 2020
    Inventors: Prasanna Vanguri, Luba Goldberg, Jeffrey Moore, Alex Godshall, Neil Mumm
  • Patent number: 10681043
    Abstract: Techniques described herein include systems and methods for biometric authentication utilizing a dynamically updated biometric template derived from social media content of a user. In some embodiments, a service provider computer receives an authentication request that comprises biometric data provided by the user utilizing a user device. Social media content associated with the user may be received by the service provider computer from a social network service computer. In embodiments, the service provider computer may generate a biometric template for the user based on the received social media content where the biometric template is continually updated based on new social media content shared by the user. The service provider computer may determine a confidence score based on a comparison of the biometric data and the biometric template. The service provider computer may verify the authentication request for the user based at least in part on the confidence score.
    Type: Grant
    Filed: March 28, 2019
    Date of Patent: June 9, 2020
    Assignee: Visa International Service Association
    Inventors: Michael Chang, Luba Goldberg, Neil Mumm, Stephanie Tsimis
  • Publication number: 20190222573
    Abstract: Techniques described herein include systems and methods for biometric authentication utilizing a dynamically updated biometric template derived from social media content of a user. In some embodiments, a service provider computer receives an authentication request that comprises biometric data provided by the user utilizing a user device. Social media content associated with the user may be received by the service provider computer from a social network service computer. In embodiments, the service provider computer may generate a biometric template for the user based on the received social media content where the biometric template is continually updated based on new social media content shared by the user. The service provider computer may determine a confidence score based on a comparison of the biometric data and the biometric template. The service provider computer may verify the authentication request for the user based at least in part on the confidence score.
    Type: Application
    Filed: March 28, 2019
    Publication date: July 18, 2019
    Inventors: Michael Chang, Luba Goldberg, Neil Mumm, Stephanie Tsimis
  • Patent number: 10291610
    Abstract: Techniques described herein include systems and methods for biometric authentication utilizing a dynamically updated biometric template derived from social media content of a user. In some embodiments, a service provider computer receives an authentication request that comprises biometric data provided by the user utilizing a user device. Social media content associated with the user may be received by the service provider computer from a social network service computer. In embodiments, the service provider computer may generate a biometric template for the user based on the received social media content where the biometric template is continually updated based on new social media content shared by the user. The service provider computer may determine a confidence score based on a comparison of the biometric data and the biometric template. The service provider computer may verify the authentication request for the user based at least in part on the confidence score.
    Type: Grant
    Filed: December 15, 2015
    Date of Patent: May 14, 2019
    Assignee: Visa International Service Association
    Inventors: Michael Chang, Luba Goldberg, Neil Mumm, Stephanie Tsimis
  • Publication number: 20170171195
    Abstract: Techniques described herein include systems and methods for biometric authentication utilizing a dynamically updated biometric template derived from social media content of a user. In some embodiments, a service provider computer receives an authentication request that comprises biometric data provided by the user utilizing a user device. Social media content associated with the user may be received by the service provider computer from a social network service computer. In embodiments, the service provider computer may generate a biometric template for the user based on the received social media content where the biometric template is continually updated based on new social media content shared by the user. The service provider computer may determine a confidence score based on a comparison of the biometric data and the biometric template. The service provider computer may verify the authentication request for the user based at least in part on the confidence score.
    Type: Application
    Filed: December 15, 2015
    Publication date: June 15, 2017
    Inventors: Michael Chang, Luba Goldberg, Neil Mumm, Stephanie Tsimis