Abstract: A method of deriving a financial conscientiousness score from visual choices, using a machine learning model that is trained at a server is provided. The method includes (i) obtaining visual selection as an input from the user that is selected from one or more different visual choices that are displayed to the user, (ii) determining trait scores for a subset of traits based on the points that are attributed to the visual choices, (iii) training, a machine learning model by correlating the trait scores for the subset of traits with a previous credit history or a loan repayment record of the user to obtain a trained machine learning model, and (iv) determining, using the trained machine learning model, a financial conscientiousness score based on the trait scores for the subset of traits.

Abstract: A method of deriving a financial conscientiousness score from visual choices, using a machine learning model that is trained at a server is provided. The method includes (i) obtaining visual selection as an input from the user that is selected from one or more different visual choices that are displayed to the user, (ii) determining trait scores for a subset of traits based on the points that are attributed to the visual choices, (iii) training, a machine learning model by correlating the trait scores for the subset of traits with a previous credit history or a loan repayment record of the user to obtain a trained machine learning model, and (iv) determining, using the trained machine learning model, a financial conscientiousness score based on the trait scores for the subset of traits.

Abstract: Global ready financial applications are provided that are dynamically composed using application independent global ready financial assets so that a single global ready financial application, once created, can be operationally and functionally optimized for multiple supported regions to be used by any party, in any, or all, of the multiple supported regions.

Abstract: One embodiment of the present invention provides a system that facilitates diagnostic logging for software components. During operation, the system receives program code for a software component that was generated from an object model, where a key attribute has been specified for the object model. During execution of the program code, the system detects when an instance of the key attribute for the object model is accessed, and attaches state associated with the instance to a thread context in the runtime environment. The system then appends this state to a log during a logging operation to facilitate discovering and analyzing program faults.

Abstract: Some embodiments of the present invention provide a system that measures the quality of a software system. During operation, the system performs a series of stress tests on the software system and determines a set of failure rates for the software system from the stress tests. Next, the system obtains a failure distribution from the failure rates. Finally, the system assesses the quality of the software system based on characteristics of the failure distribution.

Abstract: One embodiment of the present invention provides a system that facilitates diagnostic logging for software components. During operation, the system receives program code for a software component that was generated from an object model, where a key attribute has been specified for the object model. During execution of the program code, the system detects when an instance of the key attribute for the object model is accessed, and attaches state associated with the instance to a thread context in the runtime environment. The system then appends this state to a log during a logging operation to facilitate discovering and analyzing program faults.

Abstract: An application on a thin client displays a map. A graphical user interface permits the application to receive single gesture inputs of a stylus. If the single gesture input comprises a drag of the stylus a minimum distance, the map is panned such that the map is shifted to a new center view. The displayed map may contain one or more map objects. If the input comprises a single tap on a specific map object, the map object under the tap may be selected and highlighted. Further, a ToolTip for the map object may be displayed. A further tap of the ToolTip may result in the navigation to a link or URL associated with the map object selected. One or more zoom buttons may also be displayed. If a zoom button is tapped by the user, the map may be displayed in a different level of detail.

Abstract: One or more embodiments of the invention provide a method, apparatus, and article of manufacture for collaborating application programs executing on a client such as a personal digital assistant (PDA). A shared database on the client is obtained and used as a common launch parameter stack. One or more program entry records are stored in the database and the last program entry record stored is identified as the top of the stack. Each program entry record may include information regarding an application launched on the client. When the last program identified on the stack has completed execution, the last program entry record is popped off of the stack. Thereafter, control is returned to an application that corresponds to the new program entry record on the top of the stack.

Abstract: A method, system, and article of manufacture provide for an interactive geographic information system on a thin client. Geographic information may be viewed and interacted with on the thin client. The information is available while the thin client is connected or disconnected to/from a network. The thin client has functionality commonly available in a standard client including raster maps for multiple zoom levels of multiple tiles, raster zooms, selectable vector geometry, geo-referencing information for map navigation, metadata in the form of layer definitions, links to object attributes in databases, links to object reports generated by corporate web servers, uploadable, sharable redlining data, offline access, and a compact database.

Abstract: An application on a thin client displays a map. A graphical user interface permits the application to receive single gesture inputs of a stylus. If the single gesture input comprises a drag of the stylus a minimum distance, the map is panned such that the map is shifted to a new center view. The displayed map may contain one or more map objects. If the input comprises a single tap on a specific map object, the map object under the tap may be selected and highlighted. Further, a ToolTip for the map object may be displayed. A further tap of the ToolTip may result in the navigation to a link or URL associated with the map object selected. One or more zoom buttons may also be displayed. If a zoom button is tapped by the user, the map may be displayed in a different level of detail.

Abstract: An application on a personal digital assistant (PDA) displays a map. A graphical user interface permits the application to receive single gesture inputs of a stylus. If the single gesture input comprises a drag of the stylus a minimum distance, the map is panned such that the map is shifted to a new center view. The displayed map may contain one or more map objects. If the input comprises a single tap on a specific map object, the map object under the tap may be selected and highlighted. Further, a ToolTip for the map object may be displayed. A further tap of the ToolTip may result in the navigation to a link or URL associated with the map object selected. One or more zoom buttons may also be displayed. If a zoom button is tapped by the user, the map may be displayed in a different level of detail.

Abstract: A method, system, and article of manufacture provide the ability to redline or mark up geographic information on a personal digital assistant (PDA). An application on the PDA is configured to obtain map data from a server and display the map data on a screen of the PDA. Markup data is obtained from a user through a stylus that is used to markup the map displayed on the PDA. A file comprised of the markup data is created and then uploaded from the PDA to the server. Accordingly, the markup data comprises a markup layer that is stored locally on the PDA and uploaded (synchronized) with the server automatically when a list of a set of maps is updated.

Abstract: A method, system, and article of manufacture enable the use of location based applications (LBA). A location server (LS) on a wireless network receives trigger information from a LBA that is located outside of the wireless network. The trigger information defines a source locatable and spatial information (defining spatial criteria for a target locatable). Triggers are evaluated to determine if a trigger has been activated by the locatables interacting with each other pursuant to the spatial information/criteria. A location answer is pushed to a location based application outside of the network if a trigger has been activated (i.e., if the source and target locatables comply with the spatial criteria).

Abstract: Embodiments of the invention provide access to a user's profile information to a location based service, location enable user profile information in external databases, portals, etc., and allow the seamless/transparent provision of location services using both internal and external profile information. A compact definition of a schema of an external database (that comprises a user's profile information) is stored. Data source information that describes how to connect and communicate with the external database and a structured query language (SQL) statement is stored, wherein the statement, upon execution, extracts properties from the external database corresponding to the compact definition. A foreign key identifies a record in the external database and positional information for the record in the external database is stored as a geocoding index. The stored information is then used to provide access to the user's profile information.

Abstract: A method, system, and article of manufacture enable the use of location based applications (LBA). A location server (LS) on a wireless network receives trigger information from a LBA that is located outside of the wireless network. The trigger information defines a source locatable, spatial information (defining spatial criteria for a target locatable), a notification flag (describing) an interaction between the source locatable and the spatial criteria), and temporal information (defining a time period the trigger will be active). The LS determines if the triggers are active based on the temporal information and obtains updated locations if the trigger is active. Active triggers are evaluated to determine if a trigger alert has been caused by the locatables interacting with each other pursuant to the spatial information and notification flag. A location answer is pushed to the LBA if a trigger alert has been caused.

Abstract: One or more embodiments of the invention provide a method, apparatus, and article of manufacture for refining an approximate location of a mobile device using fuzzy logic reasoning. An approximate location of a device is determined. A rule base that comprises an ordered collection of rules is then read into memory, or loaded from a database. A set of imprecise inputs are captured for processing in the rules. However, prior to processing the inputs in the rules, the inputs are processed to determine a magnitude of participation of the input in the rules. The rules are then applied to the imprecise inputs based on the magnitude of participation to produce a logical product. A refined location is then computed based on the logical product.

Abstract: One or more embodiments of the invention provide a method, apparatus, and article of manufacture for locating a mobile device. An application programming interface (API), executed by a computer, provides a plurality of simplified procedures that allow an application program executed by the computer to locate the mobile device. The application program invokes the simplified procedures of the API. The invoked procedures obtain a location of the mobile device given an identification of the mobile device and a description of a spatial reference system associated with the location. Additionally, the invoked procedures interact with specifics for a mobile positioning server of a carrier of the mobile device and with different methods of identifying the device as required by the carrier.

Abstract: One or more embodiments of the invention provide a method, method, apparatus, and article of manufacture for determining a meeting location. A location for each of two or more persons is obtained. A central location is then determined based on the obtained locations. A list of activity preferences for each of the two or more persons is also obtained. Thereafter, a ranked list of activity preferences based on the obtained lists of activity preferences is computed. The ranked list represents a convergence of interests for the two or more persons. One or more meeting locations are then determined by combining the central location and ranked list.

Abstract: A method, apparatus, and article of manufacture provide the ability to display personalized information on a television. A server obtains viewer-based information. The server then obtains customized information that is customized based on the viewer-based information. Audio/video information is then multiplexed with the customized information and broadcast using a satellite/cable, etc. The broadcast multiplexed information is received in a set top box (e.g., by a location logic application). The set top box causes the customized information to be displayed on a television communicatively coupled to the set top box.

Abstract: One or more embodiments of the invention provide for an interactive geographic information system on a personal digital assistant (PDA). The system enables the viewing and interaction with geographic information on a PDA. Such information is available while the PDA is connected to a network (i.e., online) and while disconnected (i.e., offline). Embodiments provide the PDA with the functionality commonly available in a standard client comprised of a complete computer system. For example, embodiments provide raster maps for multiple zoom levels, with each zoom level comprising multiple tiles allowing for “virtual roaming” across a map. One or more embodiments also provide raster zooms (by scaling existing raster tiles), selectable vector geometry (for interacting and highlighting with user objects), geo-referencing information for map navigation, meta-data in the form of layer definitions (visibility, display attributes, etc.