Abstract: A golf club protective device for use with golf bags or other devices for holding golf clubs preferably comprises a small umbrella which normally is supported in a lowered position above the club heads in the golf bag so as to protect the heads and the open end of the bag. The umbrella head is configured such that in this lowered position it preferably surrounds the club heads and the upper end of the bag so as to protect against blowing rain as well as vertical rain. The umbrella head is supported by a shaft which may be guided by a conventional club tube carried in or by the bag, the shaft being sufficiently long to permit a golfer to lift the umbrella high enough to permit removal of a club without the shaft moving out of the tube, such that the shaft does not have to leave its guide. The shaft can be a telescoping shaft of adjustable length. The umbrella head, when collapsed, preferably fits inside the tube for storage.