Abstract: A fraud detection system includes a source communication device associated with a source and a client device associated with a client to identify fraudulent calls to provide mitigating or remedial actions. The client device includes a memory that stores instructions and a processor that executes the instructions. The instructions cause the client device to monitor a wireless communication between the client device and the source communication device to identify a keyword, a combination of keywords, a context, and/or a topic of the wireless communication. Moreover, the instructions cause the client device to identify fraudulent detection characteristics of the wireless communication based at least in part of the keyword, the combination of keywords, the context, and/or the topic, identify the wireless communication as fraudulent communication based on the fraudulent detection characteristics, and identify and implement a remedial action based at least in part on a threshold of the wireless communication.

Abstract: A system includes a client device including a processor, a telephony radio that supports telephony communications, and a data radio that supports data communications. The client device conducts, via the telephony radio, a call with a telephony service. Further the client device identifies a context of the call, identifies a subset of stored private data associated with the context of the call; and in parallel with the call, provides the subset of the stored private data, via a data radio, to a data service.

Abstract: A computing device establishes communication with a financial institution communication device, and receives an instruction for a user to perform an action to authenticate the user. The action includes providing user-provided data indicative of a location. The computing device determines first location information based on the user-provided data. The computing device also determines second location information using a location sensor. The computing device authenticates the used based on determining that the first location information correlates to the second location information.

Abstract: An electronic device receives operational data indicative of an operational characteristic of a vehicle from a sensor of the electronic device, a sensor of the vehicle, and/or images/videos captured by a camera. The electronic device determines that the vehicle has had a potential incident and a likelihood that the potential incident has actually occurred based on analysis of the operational data. The electronic device also receives risk management data associated with the vehicle from a database, and determines a severity level for the potential incident based on the operational data and the risk management data. The electronic device then sends a notification indicative of the potential incident based on the likelihood that the potential incident has actually occurred and the severity level for the potential incident to a third-party remote system (e.g., of a towing service, an emergency service, or both) to request assistance.

Abstract: An expansion joint is provided. The expansion joint is formed from a plurality of layers comprising a ring tie-in ply, a pair of arch rings at opposing transition points, two body plies, with inverted bias cut angles between about 48° to 60°, where about is typically plus or minus 1 degree. The arch geometry is such that the arch has an axial length C between the transition points and an inner surface arch circumference length of A between the transition points in a neutral state, such that the maximum compression distance for the expansion joint is the length C, the maximum elongation distance for the expansion joint is a length (A-C), and a maximum lateral deflection length for the expansion joint is a length Y.

Abstract: A system includes a client device including a processor, a telephony radio that supports telephony communications, and a data radio that supports data communications. The client device conducts, via the telephony radio, a call with a telephony service. Further the client device identifies a context of the call, identifies a subset of stored private data associated with the context of the call; and in parallel with the call, provides the subset of the stored private data, via a data radio, to a data service.

Abstract: A customer service system that includes a customer device associated with a customer, an agent device associated with an agent, and a monitoring system. The monitoring system includes a memory that stores instructions and a processor that executes the instructions. The instructions, when executed by the processor, cause the monitoring system to monitor a conversation between the customer device and the agent device to identify a context of the conversation. Moreover, the instructions cause the monitoring system to identify a disclosure notice based at least part on the context of the conversation, in which the disclosure notice comprises an indication of a disclosure to be read in light of the context of the conversation.

Abstract: An electronic device receives operational data indicative of an operational characteristic of a vehicle from a sensor of the electronic device, a sensor of the vehicle, and/or images/videos captured by a camera. The electronic device determines that the vehicle has had a potential incident and a likelihood that the potential incident has actually occurred based on analysis of the operational data. The electronic device also receives risk management data associated with the vehicle from a database, and determines a severity level for the potential incident based on the operational data and the risk management data. The electronic device then sends a notification indicative of the potential incident based on the likelihood that the potential incident has actually occurred and the severity level for the potential incident to a third-party remote system (e.g., of a towing service, an emergency service, or both) to request assistance.

Abstract: A computing device establishes communication with a financial institution communication device, and receives an instruction for a user to perform an action to authenticate the user. The action includes providing user-provided data indicative of a location. The computing device determines first location information based on the user-provided data. The computing device also determines second location information using a location sensor. The computing device authenticates the used based on determining that the first location information correlates to the second location information.

Abstract: Systems and methods are provided for dynamic routing of an automated telephony system. The automated telephony system facilitates functions desired by a caller, via an automated call with the caller. A machine-learning analysis system extracts data from the automated call, performs machine-learning via the extracted data to identify a likely motivation of the caller associated with the automated call, and provides the likely motivation to the automated telephony system. The automated telephony system then receive the likely motivation from the machine-learning analysis system and dynamically routes the automated call based upon the likely motivation.

Abstract: A system includes a client device including a processor, a telephony radio that supports telephony communications, and a data radio that supports data communications. The client device conducts, via the telephony radio, a call with a telephony service. Further the client device identifies a context of the call, identifies a subset of stored private data associated with the context of the call; and in parallel with the call, provides the subset of the stored private data, via a data radio, to a data service.

Abstract: A call center data transfer system includes one or more processors that are configured to receive call data related to information provided by a caller during a first portion of a call with a first customer service representative. The one or more processors are also configured to assign an identifier to the call in response to receipt of an indication that the call should be transferred from the first customer service representative, associate the identifier with the call data in one or more databases, receive the identifier as an input during a second portion of the call with a second customer service representative, and use the identifier to retrieve the call data from the one or more databases. The one or more processors are further configured to display the call data via a display for visualization by the second customer service representative.

Abstract: The present invention is directed to a plant breeding and testing method that utilizes a pollen mixture derived from many male parents in conjunction with field trials and molecular pedigree analysis to evaluate breeding values and make progeny selections for the next generation of breeding. More specifically the plant breeding method involves mixing pollen obtained from a breeding group composed of a plurality of parental plants to obtain a pollen polymix. The polymix is used to pollinate female reproductive structures from parental plants in the breeding group to obtain a plurality of progeny seed lots. Each progeny seed lot has seeds obtained from a different cross between the pollen polymix and a different parental plant. Resultant progeny plants from each seed lot are evaluated using objective criteria to obtain a phenotype score. The pedigree of at least some of the progeny plants, usually those with a desirable phenotype score, is determined using molecular parental analysis.