Abstract: A system and method for analyzing an air sample from a human uses a collection module that has a plurality of metal oxide semiconductor sensors that have different resistance responses to different gaseous compounds. A detector circuit reads the output of the sensors as analog signals for both ambient air and the air sample from the human. The ratios of the analog signals from ambient air and from the air sample can be compared to similar information from other health and unhealthy human subjects to determine the health status of the human. In one embodiment the system is used for breath analysis.

Abstract: An exemplary system and method are disclosed for a digital microfluidic chip cartridge and system configured for electro-wetting on dielectric (EWOD) microfluidic operations and experimental analysis. The exemplary portable lab-on-a-chip devices and systems can be configured to execute complex assays such as DNA isolation employing integrated sensor and electronics can analyze results. The EWOD or digital microfluidic cartridge can be configured with customizable assays having preloaded reagents targeted specifically for a given assay that can be used in an analysis in the field (i.e., point of care, i.e., not in a central laboratory) using a disposable or recyclable assay cartridge system. The cartridge and portable instrument can operate on specific instructions based on the algorithm intended for the assay.

Abstract: A system is engineered to facilitate calculation of predicted perils connected with a ridesharing vehicle. The system facilitates premium endorsement that provides higher coverage than is provided under conventional products and allows drivers to work directly with their personal lines insurer in reviewing their coverage and filing a claim in the event of an accident. The subject matter facilitates higher limits while including a post-policy period audit that allows a reconciliation of high-use or high-risk driving with appropriate retroactive rate adjustments. The system also facilitates retroactive rate adjustments that would compare a policyholder’s time/distance driven or collected telematics data (including time or distance driven in each driving period) to the group average or other historical underwriting data.

Abstract: A system and method for analyzing an air sample from a human uses a collection module that has a plurality of metal oxide semiconductor sensors that have different resistance responses to different gaseous compounds. A detector circuit reads the output of the sensors as analog signals for both ambient air and the air sample from the human. The ratios of the analog signals from ambient air and from the air sample can be compared to similar information from other health and unhealthy human subjects to determine the health status of the human. In one embodiment the system is used for breath analysis.

Abstract: A system is engineered to facilitate calculation of predicted perils connected with a ridesharing vehicle. The system facilitates premium endorsement that provides higher coverage than is provided under conventional products and allows drivers to work directly with their personal lines insurer in reviewing their coverage and filing a claim in the event of an accident. The subject matter facilitates higher limits while including a post-policy period audit that allows a reconciliation of high-use or high-risk driving with appropriate retroactive rate adjustments. The system also facilitates retroactive rate adjustments that would compare a policyholder's time/distance driven or collected telematics data (including time or distance driven in each driving period) to the group average or other historical underwriting data.