Patents by Inventor Nicholas Lam

Nicholas Lam has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20260056792
    Abstract: A method for managing computer resource use in computer-implemented risk assessment of a subject in respect of a context. Demographic subject data for the subject is passed to a first trained machine learning model trained on first context-specific historical risk outcomes correlated with historical demographic data corresponding to the demographic subject data. If a first threshold assessment from the first trained machine learning model is passed, the subject is approved. Responsive to failing the first threshold assessment, supplemental context-related subject data for the subject, in addition to the demographic subject data, is passed with the demographic subject data to a second trained machine learning model trained on second context-specific historical risk outcomes correlated with the historical demographic data and with historical context-related data corresponding to the supplemental context-related subject data.
    Type: Application
    Filed: August 19, 2025
    Publication date: February 26, 2026
    Inventors: Lauren McCabe, Sai Krishna Manthena, Nicholas Lam, Owen Gretzinger, Chai Lam, Rosemary Sutton
  • Publication number: 20030092314
    Abstract: An interface panel comprises an enclosure defining an interior space, a first bracket positioned within the interior space and having a first section for engaging portions of a first pair of clips of a mounting bracket, a second bracket positioned within the interior space and having a first section for engaging portions of a second pair of clips of a mounting bracket, a first release member for disengaging the first pair of clips from the first bracket, and a second release member for disengaging the second pair of clips from the second bracket. Each of the release members can be positioned adjacent to one of the brackets and mounted to be movable with respect to the adjacent bracket. The release members include clip separating means for separating a pair of clips of the mounting bracket.
    Type: Application
    Filed: October 31, 2002
    Publication date: May 15, 2003
    Inventors: William B. Whiteside, Richard D. Hennum, Nicholas Lam