Abstract: A system and method are presented for multi-factor authentication using voice biometric verification. When a user requests access to a system or application, voice identification may be triggered. An auditory connection is initiated with the user where the user may be prompted to speak the current value of their multi-factor authentication token. The captured voice of the user speaking is concurrently fed into an automatic speech recognition engine and a voice biometric verification engine. The automatic speech recognition system recognizes the digit sequence to verify that the user is in possession of the token and the voice biometric engine verifies that the speaker is the person claiming to be the user requesting access. The user is then granted access to the system or application once they have been verified.