Patents by Inventor Nick U. Christopulos
Nick U. Christopulos has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11665247Abstract: A computer-implemented method for retrieving information from information services and providing it to a public application programming interface (API) includes receiving a first request data message using a core discovery agent, the request data message including at least one requested datum, for which a value is sought, and at least one known datum, for which a value is known; calling a resource locator to request a location of an information service that provides a value for the requested datum; calling a resource façade to contact the information service; transmitting a first information service message including the requested datum and known datum from the resource façade to the information service; receiving a second information service message from the information service including a value for the requested datum; and transmitting a resolved data message including the requested datum and its value from the core discovery agent to the public API.Type: GrantFiled: April 7, 2022Date of Patent: May 30, 2023Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: Richard Simon, Richard Berglund, Erik Donahue, Joseph W. Norton, Vladyslava Matviyenko, Jeremy Lee Rambo, John M. VanAntwerp, Dan Kalmes, Burton J. Floyd, Thad Garrett Craft, Marc Anderson, Nick U. Christopulos, Patrick Mead
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Publication number: 20220303355Abstract: A computer-implemented method for retrieving information from information services and providing it to a public application programming interface (API) includes receiving a first request data message using a core discovery agent, the request data message including at least one requested datum, for which a value is sought, and at least one known datum, for which a value is known; calling a resource locator to request a location of an information service that provides a value for the requested datum; calling a resource façade to contact the information service; transmitting a first information service message including the requested datum and known datum from the resource façade to the information service; receiving a second information service message from the information service including a value for the requested datum; and transmitting a resolved data message including the requested datum and its value from the core discovery agent to the public API.Type: ApplicationFiled: April 7, 2022Publication date: September 22, 2022Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: Richard Simon, Jeremy Lee Rambo, John M. VanAntwerp, Dan Kalmes, Burton J. Floyd, Thad Garrett Craft, Marc Anderson, Nick U. Christopulos, Patrick Mead, Richard Berglund, Erik Donahue, Joseph W. Norton, Vladyslava Matviyenko
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Patent number: 10977601Abstract: A mobile device may include at least one sensor that detects a characteristic of the mobile device selected from distance traveled, location, time, and g-force dynamics; a processor; and a tangible non-transitory computer readable storage medium containing instructions that, when executed on by the processor, are programmed to automatically detect that a wireless connection has been established between the mobile device and a vehicle, and in response to detecting the wireless connection between the mobile device and the vehicle, automatically start collecting vehicle operation data via the at least one sensor. The mobile device may automatically stop collecting the vehicle operation data in response to the vehicle being turned off.Type: GrantFiled: October 24, 2012Date of Patent: April 13, 2021Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: Benjamin Bowne, Nicholas R. Baker, Nick U. Christopulos, Bryan T. Wilkerson
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Patent number: 10979515Abstract: A computer-implemented method for retrieving information from information services and providing it to a public application programming interface (API) includes receiving a first request data message using a core discovery agent, the request data message including at least one requested datum, for which a value is sought, and at least one known datum, for which a value is known; calling a resource locator to request a location of an information service that provides a value for the requested datum; calling a resource façade to contact the information service; transmitting a first information service message including the requested datum and known datum from the resource façade to the information service; receiving a second information service message from the information service including a value for the requested datum; and transmitting a resolved data message including the requested datum and its value from the core discovery agent to the public API.Type: GrantFiled: December 4, 2019Date of Patent: April 13, 2021Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: Richard Simon, Jeremy Lee Rambo, John M. VanAntwerp, Dan Kalmes, Burton J. Floyd, Thad Garrett Craft, Marc Anderson, Nick U. Christopulos, Patrick Mead, Richard Berglund, Erik Donahue, Joseph W. Norton, Vladyslava Matviyenko
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Patent number: 10949925Abstract: A system and method for determining a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, the system comprising: a mobile device, comprising: one or more sensors associated with the mobile device and configured to automatically collect vehicle operation data during a data collection session; a processor; a non-transitory storage medium; a display; a transmitter; and a set of computer readable instructions stored in the non-transitory storage medium and when executed by the processor configured to allow the mobile device to collect vehicle operation data and transmit the collected vehicle operation data; and a remote processing computer, comprising: a server that receives collected vehicle operation data; a database that stores collected vehicle operation data; and a rating engine that determines a vehicle insurance premium based at least in part on collected vehicle operation data.Type: GrantFiled: June 14, 2017Date of Patent: March 16, 2021Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: Benjamin F. Bowne, Jufeng “James” Peng, Nicholas R. Baker, Duane Lee Marzinik, Matthew Eric Riley, Nick U. Christopulos, Brian Mark Fields, J Lynn Wilson, Bryan T. Wilkerson, David W. Thurber
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Patent number: 10536536Abstract: A computer-implemented method for retrieving information from information services and providing it to a public application programming interface (API) includes receiving a first request data message using a core discovery agent, the request data message including at least one requested datum, for which a value is sought, and at least one known datum, for which a value is known; calling a resource locator to request a location of an information service that provides a value for the requested datum; calling a resource façade to contact the information service; transmitting a first information service message including the requested datum and known datum from the resource façade to the information service; receiving a second information service message from the information service including a value for the requested datum; and transmitting a resolved data message including the requested datum and its value from the core discovery agent to the public API.Type: GrantFiled: November 9, 2017Date of Patent: January 14, 2020Assignee: State Farm Mutual Automobile insurance CompanyInventors: Richard Simon, Jeremy Lee Rambo, John M. VanAntwerp, Dan Kalmes, Burton J. Floyd, Thad Garrett Craft, Marc Anderson, Nick U. Christopulos, Patrick Mead, Richard Berglund, Erik Donahue, Joseph W. Norton, Vladyslava Matviyenko
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Patent number: 10410288Abstract: A method for providing vehicle operation data to a remote computer or server for calculation of a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, wherein the method includes steps of: collecting vehicle operation data via a mobile device while the mobile device is associated with an operating vehicle, wherein the vehicle operation data has insurance risk predictive power; and transmitting the collected vehicle operation data from the mobile device to a remote computer. The remote computer or server receives collected vehicle operation data, stores the collected vehicle operation data in a database, a determines a vehicle insurance premium via a rating engine based at least in part on collected vehicle operation data.Type: GrantFiled: January 5, 2015Date of Patent: September 10, 2019Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: Benjamin F. Bowne, Jufeng “James” Peng, Nicholas R. Baker, Duane Lee Marzinzik, Matthew Eric Riley, Sr., Nick U. Christopulos, Brian Mark Fields, J Lynn Wilson, Bryan T. Wilkerson, David W. Thurber
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Patent number: 10402907Abstract: A method for determining a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, wherein a remote computer receives the collected vehicle operation data from a mobile device and calculates an insurance premium based at least in part on the collected vehicle operation data. A method for determining a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, wherein a server receives collected vehicle operation data, a database stores the collected vehicle operation data, and a rating engine determines a vehicle insurance premium based at least in part on collected vehicle operation data.Type: GrantFiled: February 8, 2013Date of Patent: September 3, 2019Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: Benjamin F. Bowne, Jufeng “James” Peng, Nicholas R. Baker, Duane Lee Marzinzik, Matthew Eric Riley, Sr., Nick U. Christopulos, Brian Mark Fields, J Lynn Wilson, Bryan T. Wilkerson, David W. Thurber
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Patent number: 10304139Abstract: A system and method for determining a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, the system comprising: a mobile device, comprising: one or more sensors associated with the mobile device and configured to automatically collect vehicle operation data during a data collection session; a processor; a non-transitory storage medium; a display; a transmitter; and a set of computer readable instructions stored in the non-transitory storage medium and when executed by the processor configured to allow the mobile device to collect vehicle operation data and transmit the collected vehicle operation data; and a remote processing computer, comprising: a server that receives collected vehicle operation data; a database that stores collected vehicle operation data; and a rating engine that determines a vehicle insurance premium based at least in part on collected vehicle operation data.Type: GrantFiled: February 25, 2015Date of Patent: May 28, 2019Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: Benjamin F. Bowne, Jufeng James Peng, Nicholas R. Baker, Duane Lee Marzinzik, Matthew Eric Riley, Nick U. Christopulos, Brian Mark Fields, J Lynn Wilson, Bryan T. Wilkerson, David W. Thurber
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Patent number: 9865018Abstract: A system and method for determining a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, the system comprising: a mobile device, comprising: one or more sensors associated with the mobile device and configured to automatically collect vehicle operation data during a data collection session; a processor; a non-transitory storage medium; a display; a transmitter; and a set of computer readable instructions stored in the non-transitory storage medium and when executed by the processor configured to allow the mobile device to collect vehicle operation data and transmit the collected vehicle operation data; and a remote processing computer, comprising: a server that receives collected vehicle operation data; a database that stores collected vehicle operation data; and a rating engine that determines a vehicle insurance premium based at least in part on collected vehicle operation data.Type: GrantFiled: January 5, 2015Date of Patent: January 9, 2018Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: Benjamin F. Bowne, Jufeng “James” Peng, Nicholas R. Baker, Duane Lee Marzinzik, Matthew Eric Riley, Sr., Nick U. Christopulos, Brian Mark Fields, J Lynn Wilson, Bryan T. Wilkerson, David W. Thurber
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Publication number: 20170287076Abstract: A system and method for determining a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, the system comprising: a mobile device, comprising: one or more sensors associated with the mobile device and configured to automatically collect vehicle operation data during a data collection session; a processor; a non-transitory storage medium; a display; a transmitter; and a set of computer readable instructions stored in the non-transitory storage medium and when executed by the processor configured to allow the mobile device to collect vehicle operation data and transmit the collected vehicle operation data; and a remote processing computer, comprising: a server that receives collected vehicle operation data; a database that stores collected vehicle operation data; and a rating engine that determines a vehicle insurance premium based at least in part on collected vehicle operation data.Type: ApplicationFiled: June 14, 2017Publication date: October 5, 2017Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: Benjamin F. Bowne, Jufeng "James" Peng, Nicholas R. Baker, Duane Lee Marzinik, Matthew Eric Riley, Nick U. Christopulos, Brian Mark Fields, J Lynn Wilson, Bryan T. Wilkerson, David W. Thurber
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Publication number: 20170132713Abstract: A method for providing vehicle operation data to a remote computer or server for calculation of a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, wherein the method includes steps of: collecting vehicle operation data via a mobile device while the mobile device is associated with an operating vehicle, wherein the vehicle operation data has insurance risk predictive power; and transmitting the collected vehicle operation data from the mobile device to a remote computer. The remote computer or server receives collected vehicle operation data, stores the collected vehicle operation data in a database, a determines a vehicle insurance premium via a rating engine based at least in part on collected vehicle operation data.Type: ApplicationFiled: January 24, 2017Publication date: May 11, 2017Applicant: State Farm Mutual Automobile Insurance CompanyInventors: Benjamin F. Bowne, Jufeng "James" Peng, Nicholas R. Baker, Duane Lee Marzinzik, Matthew Eric Riley, Nick U. Christopulos, Brian Mark Fields, J Lynn Wilson, Brian T. Wilkerson, David W. Thurber
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Publication number: 20170132712Abstract: A system and method for determining a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, the system comprising: a mobile device, comprising: one or more sensors associated with the mobile device and configured to automatically collect vehicle operation data during a data collection session; a processor; a non-transitory storage medium; a display; a transmitter; and a set of computer readable instructions stored in the non-transitory storage medium and when executed by the processor configured to allow the mobile device to collect vehicle operation data and transmit the collected vehicle operation data; and a remote processing computer, comprising: a server that receives collected vehicle operation data; a database that stores collected vehicle operation data; and a rating engine that determines a vehicle insurance premium based at least in part on collected vehicle operation data.Type: ApplicationFiled: January 24, 2017Publication date: May 11, 2017Applicant: State Farm Mutual Automobile Insurance CompanyInventors: Benjamin F. Bowne, Jufeng "James" Peng, Nicholas R. Baker, Duane Lee Marzinik, Matthew Eric Riley, Nick U. Christopulos, Brian Mark Fields, J Lynn Wilson, Bryan T. Wilkerson, David W. Thurber
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Publication number: 20150170289Abstract: A system and method for determining a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, the system comprising: a mobile device, comprising: one or more sensors associated with the mobile device and configured to automatically collect vehicle operation data during a data collection session; a processor; a non-transitory storage medium; a display; a transmitter; and a set of computer readable instructions stored in the non-transitory storage medium and when executed by the processor configured to allow the mobile device to collect vehicle operation data and transmit the collected vehicle operation data; and a remote processing computer, comprising: a server that receives collected vehicle operation data; a database that stores collected vehicle operation data; and a rating engine that determines a vehicle insurance premium based at least in part on collected vehicle operation data.Type: ApplicationFiled: February 25, 2015Publication date: June 18, 2015Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: Benjamin F. Bowne, Jufeng "James" Peng, Nicholas R. Baker, Duane Lee Marzinzik, Matthew Eric Riley, Nick U. Christopulos, Brian Mark Fields, J Lynn Wilson, Bryan T. Wilkerson, David W. Thurber
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Publication number: 20150170290Abstract: A method for providing vehicle operation data to a remote computer or server for calculation of a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, wherein the method includes steps of: collecting vehicle operation data via a mobile device while the mobile device is associated with an operating vehicle, wherein the vehicle operation data has insurance risk predictive power; and transmitting the collected vehicle operation data from the mobile device to a remote computer. The remote computer or server receives collected vehicle operation data, stores the collected vehicle operation data in a database, a determines a vehicle insurance premium via a rating engine based at least in part on collected vehicle operation data.Type: ApplicationFiled: February 25, 2015Publication date: June 18, 2015Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: Benjamin F. Bowne, Jufeng "James" Peng, Nicholas R. Baker, Duane Lee Marzinzik, Matthew Eric Riley, Nick U. Christopulos, Brian Mark Fields, J. Lynn Wilson, Bryan T. Wilkerson, David W. Thurber
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Publication number: 20150149219Abstract: A method for providing vehicle operation data to a remote computer or server for calculation of a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, wherein the method includes steps of: collecting vehicle operation data via a mobile device while the mobile device is associated with an operating vehicle, wherein the vehicle operation data has insurance risk predictive power; and transmitting the collected vehicle operation data from the mobile device to a remote computer. The remote computer or server receives collected vehicle operation data, stores the collected vehicle operation data in a database, a determines a vehicle insurance premium via a rating engine based at least in part on collected vehicle operation data.Type: ApplicationFiled: January 5, 2015Publication date: May 28, 2015Inventors: Benjamin F. Bowne, Jufeng "James" Peng, Nicholas R. Baker, Duane Lee Marzinzik, Matthew Eric Riley, SR., Nick U. Christopulos, Brian Mark Fields, J Lynn Wilson, Bryan T. Wilkerson, David W. Thurber
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Publication number: 20150127390Abstract: A system and method for determining a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, the system comprising: a mobile device, comprising: one or more sensors associated with the mobile device and configured to automatically collect vehicle operation data during a data collection session; a processor; a non-transitory storage medium; a display; a transmitter; and a set of computer readable instructions stored in the non-transitory storage medium and when executed by the processor configured to allow the mobile device to collect vehicle operation data and transmit the collected vehicle operation data; and a remote processing computer, comprising: a server that receives collected vehicle operation data; a database that stores collected vehicle operation data; and a rating engine that determines a vehicle insurance premium based at least in part on collected vehicle operation data.Type: ApplicationFiled: January 5, 2015Publication date: May 7, 2015Inventors: Benjamin F. Bowne, Jufeng "James" Peng, Nicholas R. Baker, Duane Lee Marzinzik, Matthew Eric Riley, SR., Nick U. Christopulos, Brian Mark Fields, J. Lynn Wilson, Bryan T. Wilkerson, David W. Thurber
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Patent number: 8930231Abstract: A method for providing vehicle operation data to a remote computer or server for calculation of a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, wherein the method includes steps of: collecting vehicle operation data via a mobile device while the mobile device is associated with an operating vehicle, wherein the vehicle operation data has insurance risk predictive power; and transmitting the collected vehicle operation data from the mobile device to a remote computer. The remote computer or server receives collected vehicle operation data, stores the collected vehicle operation data in a database, a determines a vehicle insurance premium via a rating engine based at least in part on collected vehicle operation data.Type: GrantFiled: February 8, 2013Date of Patent: January 6, 2015Assignee: State Farm Mutual Automobile Insurance CompanyInventors: Benjamin F. Bowne, Jufeng “James” Peng, Nicholas R. Baker, Duane Lee Marzinzik, Matthew Eric Riley, Sr., Nick U. Christopulos, Brian Mark Fields, J Lynn Wilson, Bryan T. Wilkerson, David W. Thurber
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Patent number: 8774465Abstract: A system for providing vehicle information at an automobile point of purchase includes a user device having a camera or other image capturing device that is used to capture an image of an automobile. An application on or associated with the image capturing device can either transmit the image to a service provider for processing, or can implement one or more steps in a feature recognition process locally, and thereafter transmit the data to a service provider. In either case, the service provider can then complete the feature recognition processing and identify the automobile from the image. The service provider can then communicate with a make and model database to provide useful information on the vehicle, which can then be transmitted to the user device and conveniently displayed.Type: GrantFiled: June 12, 2012Date of Patent: July 8, 2014Assignee: State Farm Mutual Automobile Insurance CompanyInventors: Nick U. Christopulos, Matthew R. Anderson, Nathan Lee Tofte
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Publication number: 20130329943Abstract: A system for providing vehicle information at an automobile point of purchase includes a user device having a camera or other image capturing device that is used to capture an image of an automobile. An application on or associated with the image capturing device can either transmit the image to a service provider for processing, or can implement one or more steps in a feature recognition process locally, and thereafter transmit the data to a service provider. In either case, the service provider can then complete the feature recognition processing and identify the automobile from the image. The service provider can then communicate with a make and model database to provide useful information on the vehicle, which can then be transmitted to the user device and conveniently displayed.Type: ApplicationFiled: June 12, 2012Publication date: December 12, 2013Inventors: Nick U. Christopulos, Matthew R. Anderson, Nathan Lee Tofte