Patents by Inventor Nicky Joshi
Nicky Joshi has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20240411830Abstract: A system, apparatus, method, and non-transitory computer readable medium for providing an omni-channel content mapper framework may include a server caused to receive a content request from at least one user device, the content request including a unique content identifier associated with the requested content and desired content type information corresponding to the requested content, determine a desired content mapper (CM) plugin corresponding to the desired content type information from a plurality of CM plugins, obtain content data corresponding to the unique content identifier from a content database, generate an application-agnostic structured data document using the determined content mapper plugin, the application-agnostic structured data document including the obtained content data, and transmit the application-agnostic structured data document to the at least one user device in response to the content request.Type: ApplicationFiled: June 12, 2023Publication date: December 12, 2024Applicant: Charles Schwab & Co., IncInventors: Mohsen GAMSHAD, Satya BILLA, Chris HISTER, Vishu KANDI, Nicky JOSHI
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Patent number: 11881996Abstract: A device may receive information identifying a plurality of requests and identifying a plurality of targets for the plurality of requests. The device may generate respective routes for the plurality of targets, where a route, of the respective routes, for a target, of the plurality of targets, identifies a set of transformations to be applied to a corresponding request of the plurality of requests. The device may apply the respective routes to the plurality of requests to generate processed requests, and may communicate with at least one of the plurality of targets based on the processed requests. The device may receive results based on communicating with the at least one of the plurality of targets, wherein the results are based on the processed requests, and may provide information based on the results.Type: GrantFiled: September 22, 2022Date of Patent: January 23, 2024Assignee: Capital One Services, LLCInventors: Gopi Kancharla, Nicky Joshi, Fredrick Crable
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Patent number: 11830065Abstract: In one aspect, the present disclosure relates to a multi-lender loan management system comprising an external network gateway, an internal network gateway, a messaging service, a plurality of Application Programming Interface (API) modules coupled between the external network gateway and the internal network gateway, and a plurality of micro services coupled to the internal network gateway and configured to communicate with each other via the messaging service. API modules can include a client API module and a lender API module. Microservices can include a loan applications microservice and an offers microservice.Type: GrantFiled: May 3, 2022Date of Patent: November 28, 2023Assignee: Capital One Services, LLCInventors: Satish Kesiboyana, Fredrick Allen Crable, Jacques Morel, Nicky Joshi
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Publication number: 20230019037Abstract: A device may receive information identifying a plurality of requests and identifying a plurality of targets for the plurality of requests. The device may generate respective routes for the plurality of targets, where a route, of the respective routes, for a target, of the plurality of targets, identifies a set of transformations to be applied to a corresponding request of the plurality of requests. The device may apply the respective routes to the plurality of requests to generate processed requests, and may communicate with at least one of the plurality of targets based on the processed requests. The device may receive results based on communicating with the at least one of the plurality of targets, wherein the results are based on the processed requests, and may provide information based on the results.Type: ApplicationFiled: September 22, 2022Publication date: January 19, 2023Inventors: Gopi KANCHARLA, Nicky JOSHI, Fredrick CRABLE
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Publication number: 20220335522Abstract: In one aspect, the present disclosure relates to a multi-lender loan management system comprising an external network gateway, an internal network gateway, a messaging service, a plurality of Application Programming Interface (API) modules coupled between the external network gateway and the internal network gateway, and a plurality of micro services coupled to the internal network gateway and configured to communicate with each other via the messaging service. API modules can include a client API module and a lender API module. Microservices can include a loan applications microservice and an offers microservice.Type: ApplicationFiled: May 3, 2022Publication date: October 20, 2022Applicant: Capital One Services, LLCInventors: Satish KESIBOYANA, Fredrick Allen CRABLE, Jacques MOREL, Nicky JOSHI
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Patent number: 11456919Abstract: A device may receive information identifying a plurality of requests and identifying a plurality of targets for the plurality of requests. The device may generate respective routes for the plurality of targets, where a route, of the respective routes, for a target, of the plurality of targets, identifies a set of transformations to be applied to a corresponding request of the plurality of requests. The device may apply the respective routes to the plurality of requests to generate processed requests, and may communicate with at least one of the plurality of targets based on the processed requests. The device may receive results based on communicating with the at least one of the plurality of targets, wherein the results are based on the processed requests, and may provide information based on the results.Type: GrantFiled: April 26, 2021Date of Patent: September 27, 2022Assignee: Capital One Services, LLCInventors: Gopi Kancharla, Nicky Joshi, Fredrick Crable
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Patent number: 11321773Abstract: A multi-lender loan management system is provided herein. The multi-lender management system includes an external network gateway, an internal network gateway, a messaging service, a plurality of Application Programming Interface (API) modules coupled between the external network gateway and the internal network gateway, and a plurality of micro services coupled to the internal network gateway and configured to communicate with each other via the messaging service. API modules can include a client API module and a lender API module. Microservices can include a loan applications microservice and an offers microservice.Type: GrantFiled: October 8, 2018Date of Patent: May 3, 2022Assignee: Capital One Services, LLCInventors: Satish Kesiboyana, Fredrick Allen Crable, Jacques Morel, Nicky Joshi
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Publication number: 20210250239Abstract: A device may receive information identifying a plurality of requests and identifying a plurality of targets for the plurality of requests. The device may generate respective routes for the plurality of targets, where a route, of the respective routes, for a target, of the plurality of targets, identifies a set of transformations to be applied to a corresponding request of the plurality of requests. The device may apply the respective routes to the plurality of requests to generate processed requests, and may communicate with at least one of the plurality of targets based on the processed requests. The device may receive results based on communicating with the at least one of the plurality of targets, wherein the results are based on the processed requests, and may provide information based on the results.Type: ApplicationFiled: April 26, 2021Publication date: August 12, 2021Inventors: Gopi KANCHARLA, Nicky JOSHI, Fredrick CRABLE
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Patent number: 10992531Abstract: A device may receive information identifying a plurality of requests and identifying a plurality of targets for the plurality of requests. The device may generate respective routes for the plurality of targets, where a route, of the respective routes, for a target, of the plurality of targets, identifies a set of transformations to be applied to a corresponding request of the plurality of requests. The device may apply the respective routes to the plurality of requests to generate processed requests, and may communicate with at least one of the plurality of targets based on the processed requests. The device may receive results based on communicating with the at least one of the plurality of targets, wherein the results are based on the processed requests, and may provide information based on the results.Type: GrantFiled: July 30, 2019Date of Patent: April 27, 2021Assignee: Capital One Services, LLCInventors: Gopi Kancharla, Nicky Joshi, Fredrick Crable
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Publication number: 20200136907Abstract: A device may receive information identifying a plurality of requests and identifying a plurality of targets for the plurality of requests. The device may generate respective routes for the plurality of targets, where a route, of the respective routes, for a target, of the plurality of targets, identifies a set of transformations to be applied to a corresponding request of the plurality of requests. The device may apply the respective routes to the plurality of requests to generate processed requests, and may communicate with at least one of the plurality of targets based on the processed requests. The device may receive results based on communicating with the at least one of the plurality of targets, wherein the results are based on the processed requests, and may provide information based on the results.Type: ApplicationFiled: July 30, 2019Publication date: April 30, 2020Inventors: Gopi Kancharla, Nicky Joshi, Fredrick Crable
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Publication number: 20200111157Abstract: A multi-lender loan management system is provided herein. The multi-lender management system includes an external network gateway, an internal network gateway, a messaging service, a plurality of Application Programming Interface (API) modules coupled between the external network gateway and the internal network gateway, and a plurality of micro services coupled to the internal network gateway and configured to communicate with each other via the messaging service. API modules can include a client API module and a lender API module. Microservices can include a loan applications microservice and an offers microservice.Type: ApplicationFiled: October 8, 2018Publication date: April 9, 2020Applicant: Capital One Services, LLCInventors: Satish Kesiboyana, Fredrick Allen Crable, Jacques Morel, Nicky Joshi
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Patent number: 10374893Abstract: A device may receive information identifying a plurality of requests and identifying a plurality of targets for the plurality of requests. The device may generate respective routes for the plurality of targets, where a route, of the respective routes, for a target, of the plurality of targets, identifies a set of transformations to be applied to a corresponding request of the plurality of requests. The device may apply the respective routes to the plurality of requests to generate processed requests, and may communicate with at least one of the plurality of targets based on the processed requests. The device may receive results based on communicating with the at least one of the plurality of targets, wherein the results are based on the processed requests, and may provide information based on the results.Type: GrantFiled: October 29, 2018Date of Patent: August 6, 2019Assignee: Capital One Services, LLCInventors: Gopi Kancharla, Nicky Joshi, Fredrick Crable