Patents by Inventor Nicky Joshi

Nicky Joshi has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240411830
    Abstract: A system, apparatus, method, and non-transitory computer readable medium for providing an omni-channel content mapper framework may include a server caused to receive a content request from at least one user device, the content request including a unique content identifier associated with the requested content and desired content type information corresponding to the requested content, determine a desired content mapper (CM) plugin corresponding to the desired content type information from a plurality of CM plugins, obtain content data corresponding to the unique content identifier from a content database, generate an application-agnostic structured data document using the determined content mapper plugin, the application-agnostic structured data document including the obtained content data, and transmit the application-agnostic structured data document to the at least one user device in response to the content request.
    Type: Application
    Filed: June 12, 2023
    Publication date: December 12, 2024
    Applicant: Charles Schwab & Co., Inc
    Inventors: Mohsen GAMSHAD, Satya BILLA, Chris HISTER, Vishu KANDI, Nicky JOSHI
  • Patent number: 11881996
    Abstract: A device may receive information identifying a plurality of requests and identifying a plurality of targets for the plurality of requests. The device may generate respective routes for the plurality of targets, where a route, of the respective routes, for a target, of the plurality of targets, identifies a set of transformations to be applied to a corresponding request of the plurality of requests. The device may apply the respective routes to the plurality of requests to generate processed requests, and may communicate with at least one of the plurality of targets based on the processed requests. The device may receive results based on communicating with the at least one of the plurality of targets, wherein the results are based on the processed requests, and may provide information based on the results.
    Type: Grant
    Filed: September 22, 2022
    Date of Patent: January 23, 2024
    Assignee: Capital One Services, LLC
    Inventors: Gopi Kancharla, Nicky Joshi, Fredrick Crable
  • Patent number: 11830065
    Abstract: In one aspect, the present disclosure relates to a multi-lender loan management system comprising an external network gateway, an internal network gateway, a messaging service, a plurality of Application Programming Interface (API) modules coupled between the external network gateway and the internal network gateway, and a plurality of micro services coupled to the internal network gateway and configured to communicate with each other via the messaging service. API modules can include a client API module and a lender API module. Microservices can include a loan applications microservice and an offers microservice.
    Type: Grant
    Filed: May 3, 2022
    Date of Patent: November 28, 2023
    Assignee: Capital One Services, LLC
    Inventors: Satish Kesiboyana, Fredrick Allen Crable, Jacques Morel, Nicky Joshi
  • Publication number: 20230019037
    Abstract: A device may receive information identifying a plurality of requests and identifying a plurality of targets for the plurality of requests. The device may generate respective routes for the plurality of targets, where a route, of the respective routes, for a target, of the plurality of targets, identifies a set of transformations to be applied to a corresponding request of the plurality of requests. The device may apply the respective routes to the plurality of requests to generate processed requests, and may communicate with at least one of the plurality of targets based on the processed requests. The device may receive results based on communicating with the at least one of the plurality of targets, wherein the results are based on the processed requests, and may provide information based on the results.
    Type: Application
    Filed: September 22, 2022
    Publication date: January 19, 2023
    Inventors: Gopi KANCHARLA, Nicky JOSHI, Fredrick CRABLE
  • Publication number: 20220335522
    Abstract: In one aspect, the present disclosure relates to a multi-lender loan management system comprising an external network gateway, an internal network gateway, a messaging service, a plurality of Application Programming Interface (API) modules coupled between the external network gateway and the internal network gateway, and a plurality of micro services coupled to the internal network gateway and configured to communicate with each other via the messaging service. API modules can include a client API module and a lender API module. Microservices can include a loan applications microservice and an offers microservice.
    Type: Application
    Filed: May 3, 2022
    Publication date: October 20, 2022
    Applicant: Capital One Services, LLC
    Inventors: Satish KESIBOYANA, Fredrick Allen CRABLE, Jacques MOREL, Nicky JOSHI
  • Patent number: 11456919
    Abstract: A device may receive information identifying a plurality of requests and identifying a plurality of targets for the plurality of requests. The device may generate respective routes for the plurality of targets, where a route, of the respective routes, for a target, of the plurality of targets, identifies a set of transformations to be applied to a corresponding request of the plurality of requests. The device may apply the respective routes to the plurality of requests to generate processed requests, and may communicate with at least one of the plurality of targets based on the processed requests. The device may receive results based on communicating with the at least one of the plurality of targets, wherein the results are based on the processed requests, and may provide information based on the results.
    Type: Grant
    Filed: April 26, 2021
    Date of Patent: September 27, 2022
    Assignee: Capital One Services, LLC
    Inventors: Gopi Kancharla, Nicky Joshi, Fredrick Crable
  • Patent number: 11321773
    Abstract: A multi-lender loan management system is provided herein. The multi-lender management system includes an external network gateway, an internal network gateway, a messaging service, a plurality of Application Programming Interface (API) modules coupled between the external network gateway and the internal network gateway, and a plurality of micro services coupled to the internal network gateway and configured to communicate with each other via the messaging service. API modules can include a client API module and a lender API module. Microservices can include a loan applications microservice and an offers microservice.
    Type: Grant
    Filed: October 8, 2018
    Date of Patent: May 3, 2022
    Assignee: Capital One Services, LLC
    Inventors: Satish Kesiboyana, Fredrick Allen Crable, Jacques Morel, Nicky Joshi
  • Publication number: 20210250239
    Abstract: A device may receive information identifying a plurality of requests and identifying a plurality of targets for the plurality of requests. The device may generate respective routes for the plurality of targets, where a route, of the respective routes, for a target, of the plurality of targets, identifies a set of transformations to be applied to a corresponding request of the plurality of requests. The device may apply the respective routes to the plurality of requests to generate processed requests, and may communicate with at least one of the plurality of targets based on the processed requests. The device may receive results based on communicating with the at least one of the plurality of targets, wherein the results are based on the processed requests, and may provide information based on the results.
    Type: Application
    Filed: April 26, 2021
    Publication date: August 12, 2021
    Inventors: Gopi KANCHARLA, Nicky JOSHI, Fredrick CRABLE
  • Patent number: 10992531
    Abstract: A device may receive information identifying a plurality of requests and identifying a plurality of targets for the plurality of requests. The device may generate respective routes for the plurality of targets, where a route, of the respective routes, for a target, of the plurality of targets, identifies a set of transformations to be applied to a corresponding request of the plurality of requests. The device may apply the respective routes to the plurality of requests to generate processed requests, and may communicate with at least one of the plurality of targets based on the processed requests. The device may receive results based on communicating with the at least one of the plurality of targets, wherein the results are based on the processed requests, and may provide information based on the results.
    Type: Grant
    Filed: July 30, 2019
    Date of Patent: April 27, 2021
    Assignee: Capital One Services, LLC
    Inventors: Gopi Kancharla, Nicky Joshi, Fredrick Crable
  • Publication number: 20200136907
    Abstract: A device may receive information identifying a plurality of requests and identifying a plurality of targets for the plurality of requests. The device may generate respective routes for the plurality of targets, where a route, of the respective routes, for a target, of the plurality of targets, identifies a set of transformations to be applied to a corresponding request of the plurality of requests. The device may apply the respective routes to the plurality of requests to generate processed requests, and may communicate with at least one of the plurality of targets based on the processed requests. The device may receive results based on communicating with the at least one of the plurality of targets, wherein the results are based on the processed requests, and may provide information based on the results.
    Type: Application
    Filed: July 30, 2019
    Publication date: April 30, 2020
    Inventors: Gopi Kancharla, Nicky Joshi, Fredrick Crable
  • Publication number: 20200111157
    Abstract: A multi-lender loan management system is provided herein. The multi-lender management system includes an external network gateway, an internal network gateway, a messaging service, a plurality of Application Programming Interface (API) modules coupled between the external network gateway and the internal network gateway, and a plurality of micro services coupled to the internal network gateway and configured to communicate with each other via the messaging service. API modules can include a client API module and a lender API module. Microservices can include a loan applications microservice and an offers microservice.
    Type: Application
    Filed: October 8, 2018
    Publication date: April 9, 2020
    Applicant: Capital One Services, LLC
    Inventors: Satish Kesiboyana, Fredrick Allen Crable, Jacques Morel, Nicky Joshi
  • Patent number: 10374893
    Abstract: A device may receive information identifying a plurality of requests and identifying a plurality of targets for the plurality of requests. The device may generate respective routes for the plurality of targets, where a route, of the respective routes, for a target, of the plurality of targets, identifies a set of transformations to be applied to a corresponding request of the plurality of requests. The device may apply the respective routes to the plurality of requests to generate processed requests, and may communicate with at least one of the plurality of targets based on the processed requests. The device may receive results based on communicating with the at least one of the plurality of targets, wherein the results are based on the processed requests, and may provide information based on the results.
    Type: Grant
    Filed: October 29, 2018
    Date of Patent: August 6, 2019
    Assignee: Capital One Services, LLC
    Inventors: Gopi Kancharla, Nicky Joshi, Fredrick Crable