Patents by Inventor Nicole Janine Granucci

Nicole Janine Granucci has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20150248627
    Abstract: A portable consumer device is used to wirelessly communicate at least payment account data to a reservation system to make a reservation. If the same payment account is used to pay for the reserved good or service, an incentive can be received. Information on the incentive can be received, for example, at the hand held consumer electronic device. Within a hospitality industry environment, a consumer may use a hand held wireless telecommunication device to communicate the payment account number to a reservation broker that makes a reservation for dining at a restaurant. The consumer may also receive confirmation of the reservation at the hand held wireless telecommunication device. The consumer may receive information characterizing an incentive if the same payment account used to make the restaurant reservation is used to pay for the dinning associated with the reservation.
    Type: Application
    Filed: May 15, 2015
    Publication date: September 3, 2015
    Inventors: Nicole Janine Granucci, James Stretch
  • Patent number: 8955744
    Abstract: A system, method and credit card configured to display a current card balance on the credit card. The credit card receives a balance request from a button on the card. After retrieving the current card balance encoded on the credit card, the card displays the current card balance. Remote terminals may be configured to support the real-time display of a balance on a credit card by writing the current balance to the card after a payment transaction has occurred.
    Type: Grant
    Filed: October 1, 2012
    Date of Patent: February 17, 2015
    Assignee: Visa U.S.A. Inc.
    Inventors: Nicole Janine Granucci, Carrie Elaine Vriheas, Ayman Hammad, James Y. C. Sze
  • Patent number: 8517279
    Abstract: A system, method and prepaid payment card configured to display a current card balance on the prepaid payment card. The prepaid payment card receives a balance request from a button on the card. After retrieving the current card balance encoded on the prepaid payment card, the card displays the current card balance. Remote terminals may be configured to support the real-time display of a balance on a prepaid payment card by writing the current balance to the card after a payment transaction has occurred.
    Type: Grant
    Filed: June 11, 2012
    Date of Patent: August 27, 2013
    Assignee: Visa U.S.A. Inc.
    Inventors: Nicole Janine Granucci, Carrie Elaine Vriheas, Ayman A. Hammad
  • Patent number: 8452257
    Abstract: A system, method and prepaid payment mobile phone configured to display a current prepaid balance. The prepaid payment mobile phone receives a debit balance request from input on the mobile phone. After retrieving an encoded current balance, the mobile phone displays the amount. The current balance may be calculated by the phone after a transaction, or the phone may receive a debit balance via a short message service notification.
    Type: Grant
    Filed: March 23, 2012
    Date of Patent: May 28, 2013
    Assignee: Visa U.S.A., Inc
    Inventors: Nicole Janine Granucci, Carrie Elaine Vriheas, Ayman Hammad
  • Publication number: 20130037610
    Abstract: A system, method and credit card configured to display a current card balance on the credit card. The credit card receives a balance request from a button on the card. After retrieving the current card balance encoded on the credit card, the card displays the current card balance. Remote terminals may be configured to support the real-time display of a balance on a credit card by writing the current balance to the card after a payment transaction has occurred.
    Type: Application
    Filed: October 1, 2012
    Publication date: February 14, 2013
    Inventors: Nicole Janine Granucci, Carrie Elaine Vriheas, Ayman Hammad, James Y.C. Sze
  • Publication number: 20130024305
    Abstract: A system, method and prepaid payment card configured to display a current card balance on the prepaid payment card. The prepaid payment card receives a balance request from a button on the card. After retrieving the current card balance encoded on the prepaid payment card, the card displays the current card balance. Remote terminals may be configured to support the real-time display of a balance on a prepaid payment card by writing the current balance to the card after a payment transaction has occurred.
    Type: Application
    Filed: June 11, 2012
    Publication date: January 24, 2013
    Inventors: Nicole Janine Granucci, Carrie Elaine Vriheas, Ayman A. Hammad
  • Patent number: 8308059
    Abstract: A system, method and credit card configured to display a current card balance on the credit card. The credit card receives a balance request from a button on the card. After retrieving the current card balance encoded on the credit card, the card displays the current card balance. Remote terminals may be configured to support the real-time display of a balance on a credit card by writing the current balance to the card after a payment transaction has occurred.
    Type: Grant
    Filed: January 9, 2009
    Date of Patent: November 13, 2012
    Assignee: Visa U.S.A., Inc.
    Inventors: Nicole Janine Granucci, Carrie Elaine Vriheas, Ayman Hammad, James Y. C. Sze
  • Publication number: 20120184243
    Abstract: A system, method and prepaid payment mobile phone configured to display a current prepaid balance. The prepaid payment mobile phone receives a debit balance request from input on the mobile phone. After retrieving an encoded current balance, the mobile phone displays the amount. The current balance may be calculated by the phone after a transaction, or the phone may receive a debit balance via a short message service notification.
    Type: Application
    Filed: March 23, 2012
    Publication date: July 19, 2012
    Inventors: Nicole Janine Granucci, Carrie Elaine Vriheas, Ayman A. Hammad
  • Patent number: 8215560
    Abstract: A system, method and prepaid payment card configured to display a current card balance on the prepaid payment card. The prepaid payment card receives a balance request from a button on the card. After retrieving the current card balance encoded on the prepaid payment card, the card displays the current card balance. Remote terminals may be configured to support the real-time display of a balance on a prepaid payment card by writing the current balance to the card after a payment transaction has occurred.
    Type: Grant
    Filed: September 26, 2007
    Date of Patent: July 10, 2012
    Assignee: Visa U.S.A., Inc.
    Inventors: Nicole Janine Granucci, Carrie Elaine Vriheas, Ayman A. Hammad
  • Patent number: 8170527
    Abstract: A system, method and prepaid payment mobile phone configured to display a current prepaid balance. The prepaid payment mobile phone receives a debit balance request from input on the mobile phone. After retrieving an encoded current balance, the mobile phone displays the amount. The current balance may be calculated by the phone after a transaction, or the phone may receive a debit balance via a short message service notification.
    Type: Grant
    Filed: September 26, 2007
    Date of Patent: May 1, 2012
    Assignee: Visa U.S.A. Inc.
    Inventors: Nicole Janine Granucci, Carrie Elaine Vriheas, Ayman A. Hammad
  • Publication number: 20090314840
    Abstract: A system, method and credit card configured to display a current card balance on the credit card. The credit card receives a balance request from a button on the card. After retrieving the current card balance encoded on the credit card, the card displays the current card balance. Remote terminals may be configured to support the real-time display of a balance on a credit card by writing the current balance to the card after a payment transaction has occurred.
    Type: Application
    Filed: January 9, 2009
    Publication date: December 24, 2009
    Inventors: Nicole Janine Granucci, Carrie Elaine Vriheas, Ayman Hammad, James Y.C. Sze
  • Publication number: 20090081990
    Abstract: A system, method and prepaid payment mobile phone configured to display a current prepaid balance. The prepaid payment mobile phone receives a debit balance request from input on the mobile phone. After retrieving an encoded current balance, the mobile phone displays the amount. The current balance may be calculated by the phone after a transaction, or the phone may receive a debit balance via a short message service notification.
    Type: Application
    Filed: September 26, 2007
    Publication date: March 26, 2009
    Inventors: Nicole Janine Granucci, Carrie Elaine Vriheas, Ayman A. Hammad
  • Publication number: 20090078777
    Abstract: A system, method and prepaid payment card configured to display a current card balance on the prepaid payment card. The prepaid payment card receives a balance request from a button on the card. After retrieving the current card balance encoded on the prepaid payment card, the card displays the current card balance. Remote terminals may be configured to support the real-time display of a balance on a prepaid payment card by writing the current balance to the card after a payment transaction has occurred.
    Type: Application
    Filed: September 26, 2007
    Publication date: March 26, 2009
    Inventors: Nicole Janine Granucci, Carrie Elaine Vriheas, Ayman A. Hammad