Patents by Inventor Nicole M. Hildebrandt
Nicole M. Hildebrandt has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20230073188Abstract: Systems and methods for automatically determining damage information and publishing said damage information are provided. A notice of loss associated with a damaged item may be received. An apparatus may analyze the damaged item to determine damage information for any damage elements present on the damaged item. The damage information may be transmitted to a damage estimate server to determine a line-item cost estimate for the damaged item based on expected costs of repair for the damaged elements. The line-item cost estimate may then be presented to a repair service provider as an offer to repair the damaged item. Further, a database comprising the damage information and/or line-item cost estimate may be published to a marketplace for use by service providers.Type: ApplicationFiled: August 30, 2016Publication date: March 9, 2023Inventors: Randall M. Hanson, Nicole M. Hildebrandt, Anthony L. Bond, Clint J. Marlow, Ami J. Gupta, Floyd M. Yager, Joy A. Thomas, Eric D. Huls
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Publication number: 20220301071Abstract: Apparatuses, systems, and methods are provided for the usage of enhanced pictures (e.g., photos) of tangible objects (e.g., property, cars, etc.) damaged in an accident and answers to questions about the accident to better assess the effect of the damage (e.g., repair expenses and accompanying changes to an insurance policy). A pre-FNOL system may receive responses to one or more questions regarding an accident and one or more enhanced pictures of the tangible property damaged in the accident. The pre-FNOL system may use the responses to the one or more questions and the one or more enhanced pictures to determine repair costs associated with the damaged property and accompanying changes to the insurance policy if an insurance claim were to be filed to cover the determined repairs costs.Type: ApplicationFiled: June 7, 2022Publication date: September 22, 2022Applicant: Allstate Insurance CompanyInventors: John P. Kelsh, Clint J. Marlow, Nicole M. Hildebrandt
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Patent number: 11361380Abstract: Apparatuses, systems, and methods are provided for the usage of enhanced pictures (e.g., photos) of tangible objects (e.g., property, cars, etc.) damaged in an accident and answers to questions about the accident to better assess the effect of the damage (e.g., repair expenses and accompanying changes to an insurance policy). A pre-FNOL system may receive responses to one or more questions regarding an accident and one or more enhanced pictures of the tangible property damaged in the accident. The pre-FNOL system may use the responses to the one or more questions and the one or more enhanced pictures to determine repair costs associated with the damaged property and accompanying changes to the insurance policy if an insurance claim were to be filed to cover the determined repairs costs.Type: GrantFiled: September 21, 2016Date of Patent: June 14, 2022Assignee: Allstate Insurance CompanyInventors: John P. Kelsh, Clint J. Marlow, Nicole M. Hildebrandt
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Patent number: 11037107Abstract: One or more devices in an accident detection and recovery computing system may be configured to determine that vehicle accidents have occurred, collect and analyze accident characteristics and other related data, and providing customized accident recovery services. Mobile computing devices, alone or in combination with vehicle-based systems and external devices, may detect accidents or receive accident indication data. After determining that an accident has occurred, mobile computing devices and/or vehicle-based systems may be configured to determine accident characteristics, and then determine the damages or potential damages resulting from the accident. With an estimated assessment of damage, an accurate estimated of the amount of time to repair the damaged vehicle may be calculated, thus an automatic determination of the amount of time a user may need a rental car during the vehicle collision repair may occur.Type: GrantFiled: July 15, 2019Date of Patent: June 15, 2021Assignee: Allstate Insurance CompanyInventors: Randall M. Hanson, Nicole M. Hildebrandt
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Patent number: 10902525Abstract: Apparatuses, systems, and methods are provided for the usage of enhanced pictures (e.g., photos) of tangible objects (e.g., property, cars, etc.) damaged in an accident and answers to questions about the accident to better assess the effect of the damage (e.g., repair expenses and accompanying changes to an insurance policy). A pre-FNOL system may receive responses to one or more questions regarding an accident and one or more enhanced pictures of the tangible property damaged in the accident. The pre-FNOL system may use the responses to the one or more questions and the one or more enhanced pictures to determine repair costs associated with the damaged property and accompanying changes to the insurance policy if an insurance claim were to be filed to cover the determined repairs costs.Type: GrantFiled: September 21, 2016Date of Patent: January 26, 2021Assignee: Allstate Insurance CompanyInventors: John P. Kelsh, Clint J. Marlow, Nicole M. Hildebrandt
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Patent number: 10672258Abstract: Apparatuses, systems, and methods are provided for determining injuries to occupants (e.g., drivers, passengers, etc.) of a vehicle after an accident. A telematics system may be configured to receive telematics data from one or more vehicles involved in an accident. Using the received telematics data, a computing device of the telematics system may determine whether injuries were sustained by passengers of the one or more vehicles. In response to the determination, the computing device may perform one or more pre-first notice of loss assessments.Type: GrantFiled: March 18, 2019Date of Patent: June 2, 2020Assignee: Allstate Insurance CompanyInventors: John P. Kelsh, Clint J. Marlow, Nicole M. Hildebrandt
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Patent number: 10354230Abstract: One or more devices in an accident detection and recovery computing system may be configured to determine that vehicle accidents have occurred, collect and analyze accident characteristics and other related data, and providing customized accident recovery services. Mobile computing devices, alone or in combination with vehicle-based systems and external devices, may detect accidents or receive accident indication data. After determining that an accident has occurred, mobile computing devices and/or vehicle-based systems may be configured to determine accident characteristics, and then determine the damages or potential damages resulting from the accident. With an estimated assessment of damage, an accurate estimated of the amount of time to repair the damaged vehicle may be calculated, thus an automatic determination of the amount of time a user may need a rental car during the vehicle collision repair may occur.Type: GrantFiled: January 28, 2016Date of Patent: July 16, 2019Assignee: Allstate Insurance CompanyInventors: Randall M. Hanson, Nicole M. Hildebrandt
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Patent number: 10276033Abstract: Apparatuses, systems, and methods are provided for determining injuries to occupants (e.g., drivers, passengers, etc.) of a vehicle after an accident. A telematics system may be configured to receive telematics data from one or more vehicles involved in an accident. Using the received telematics data, a computing device of the telematics system may determine whether injuries were sustained by passengers of the one or more vehicles. In response to the determination, the computing device may perform one or more pre-first notice of loss assessments.Type: GrantFiled: June 26, 2018Date of Patent: April 30, 2019Assignee: Allstate Insurance CompanyInventors: John P. Kelsh, Clint J. Marlow, Nicole M. Hildebrandt
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Patent number: 10032360Abstract: Apparatuses, systems, and methods are provided for determining injuries to occupants (e.g., drivers, passengers, etc.) of a vehicle after an accident. A telematics system may be configured to receive telematics data from one or more vehicles involved in an accident. Using the received telematics data, a computing device of the telematics system may determine injuries sustained by passengers of the one or more vehicles. In response to determining the injuries sustained, the computing device may provide such information to one or more of the occupants via a mobile device and an urgent care facility.Type: GrantFiled: November 15, 2016Date of Patent: July 24, 2018Assignee: Allstate Insurance CompanyInventors: John P. Kelsh, Clint J. Marlow, Nicole M. Hildebrandt
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Publication number: 20180082378Abstract: Apparatuses, systems, and methods are provided for the usage of enhanced pictures (e.g., photos) of tangible objects (e.g., property, cars, etc.) damaged in an accident and answers to questions about the accident to better assess the effect of the damage (e.g., repair expenses and accompanying changes to an insurance policy). A pre-FNOL system may receive responses to one or more questions regarding an accident and one or more enhanced pictures of the tangible property damaged in the accident. The pre-FNOL system may use the responses to the one or more questions and the one or more enhanced pictures to determine repair costs associated with the damaged property and accompanying changes to the insurance policy if an insurance claim were to be filed to cover the determined repairs costs.Type: ApplicationFiled: September 21, 2016Publication date: March 22, 2018Inventors: John P. Kelsh, Clint J. Marlow, Nicole M. Hildebrandt
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Publication number: 20180082379Abstract: Apparatuses, systems, and methods are provided for the usage of enhanced pictures (e.g., photos) of tangible objects (e.g., property, cars, etc.) damaged in an accident and answers to questions about the accident to better assess the effect of the damage (e.g., repair expenses and accompanying changes to an insurance policy). A pre-FNOL system may receive responses to one or more questions regarding an accident and one or more enhanced pictures of the tangible property damaged in the accident. The pre-FNOL system may use the responses to the one or more questions and the one or more enhanced pictures to determine repair costs associated with the damaged property and accompanying changes to the insurance policy if an insurance claim were to be filed to cover the determined repairs costs.Type: ApplicationFiled: September 21, 2016Publication date: March 22, 2018Inventors: John P. Kelsh, Clint J. Marlow, Nicole M. Hildebrandt
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Publication number: 20170352104Abstract: Systems and methods for automatically determining damage information and publishing said damage information are provided. A notice of loss associated with a damaged item may be received. An apparatus may analyze the damaged item to determine damage information for any damage elements present on the damaged item. The damage information may be transmitted to a damage estimate server to determine a line-item cost estimate for the damaged item based on expected costs of repair for the damaged elements. The line-item cost estimate may then be presented to a repair service provider as an offer to repair the damaged item. Further, a database comprising the damage information and/or line-item cost estimate may be published to a marketplace for use by service providers.Type: ApplicationFiled: August 26, 2016Publication date: December 7, 2017Inventors: Randall M. Hanson, Nicole M. Hildebrandt, Anthony L. Bond, Clint J. Marlow, Ami J. Gupta, Floyd M. Yager, Joy A. Thomas, Eric D. Huls