Patents by Inventor Nicole M. Hildebrandt

Nicole M. Hildebrandt has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20230073188
    Abstract: Systems and methods for automatically determining damage information and publishing said damage information are provided. A notice of loss associated with a damaged item may be received. An apparatus may analyze the damaged item to determine damage information for any damage elements present on the damaged item. The damage information may be transmitted to a damage estimate server to determine a line-item cost estimate for the damaged item based on expected costs of repair for the damaged elements. The line-item cost estimate may then be presented to a repair service provider as an offer to repair the damaged item. Further, a database comprising the damage information and/or line-item cost estimate may be published to a marketplace for use by service providers.
    Type: Application
    Filed: August 30, 2016
    Publication date: March 9, 2023
    Inventors: Randall M. Hanson, Nicole M. Hildebrandt, Anthony L. Bond, Clint J. Marlow, Ami J. Gupta, Floyd M. Yager, Joy A. Thomas, Eric D. Huls
  • Publication number: 20220301071
    Abstract: Apparatuses, systems, and methods are provided for the usage of enhanced pictures (e.g., photos) of tangible objects (e.g., property, cars, etc.) damaged in an accident and answers to questions about the accident to better assess the effect of the damage (e.g., repair expenses and accompanying changes to an insurance policy). A pre-FNOL system may receive responses to one or more questions regarding an accident and one or more enhanced pictures of the tangible property damaged in the accident. The pre-FNOL system may use the responses to the one or more questions and the one or more enhanced pictures to determine repair costs associated with the damaged property and accompanying changes to the insurance policy if an insurance claim were to be filed to cover the determined repairs costs.
    Type: Application
    Filed: June 7, 2022
    Publication date: September 22, 2022
    Applicant: Allstate Insurance Company
    Inventors: John P. Kelsh, Clint J. Marlow, Nicole M. Hildebrandt
  • Patent number: 11361380
    Abstract: Apparatuses, systems, and methods are provided for the usage of enhanced pictures (e.g., photos) of tangible objects (e.g., property, cars, etc.) damaged in an accident and answers to questions about the accident to better assess the effect of the damage (e.g., repair expenses and accompanying changes to an insurance policy). A pre-FNOL system may receive responses to one or more questions regarding an accident and one or more enhanced pictures of the tangible property damaged in the accident. The pre-FNOL system may use the responses to the one or more questions and the one or more enhanced pictures to determine repair costs associated with the damaged property and accompanying changes to the insurance policy if an insurance claim were to be filed to cover the determined repairs costs.
    Type: Grant
    Filed: September 21, 2016
    Date of Patent: June 14, 2022
    Assignee: Allstate Insurance Company
    Inventors: John P. Kelsh, Clint J. Marlow, Nicole M. Hildebrandt
  • Patent number: 11037107
    Abstract: One or more devices in an accident detection and recovery computing system may be configured to determine that vehicle accidents have occurred, collect and analyze accident characteristics and other related data, and providing customized accident recovery services. Mobile computing devices, alone or in combination with vehicle-based systems and external devices, may detect accidents or receive accident indication data. After determining that an accident has occurred, mobile computing devices and/or vehicle-based systems may be configured to determine accident characteristics, and then determine the damages or potential damages resulting from the accident. With an estimated assessment of damage, an accurate estimated of the amount of time to repair the damaged vehicle may be calculated, thus an automatic determination of the amount of time a user may need a rental car during the vehicle collision repair may occur.
    Type: Grant
    Filed: July 15, 2019
    Date of Patent: June 15, 2021
    Assignee: Allstate Insurance Company
    Inventors: Randall M. Hanson, Nicole M. Hildebrandt
  • Patent number: 10902525
    Abstract: Apparatuses, systems, and methods are provided for the usage of enhanced pictures (e.g., photos) of tangible objects (e.g., property, cars, etc.) damaged in an accident and answers to questions about the accident to better assess the effect of the damage (e.g., repair expenses and accompanying changes to an insurance policy). A pre-FNOL system may receive responses to one or more questions regarding an accident and one or more enhanced pictures of the tangible property damaged in the accident. The pre-FNOL system may use the responses to the one or more questions and the one or more enhanced pictures to determine repair costs associated with the damaged property and accompanying changes to the insurance policy if an insurance claim were to be filed to cover the determined repairs costs.
    Type: Grant
    Filed: September 21, 2016
    Date of Patent: January 26, 2021
    Assignee: Allstate Insurance Company
    Inventors: John P. Kelsh, Clint J. Marlow, Nicole M. Hildebrandt
  • Patent number: 10672258
    Abstract: Apparatuses, systems, and methods are provided for determining injuries to occupants (e.g., drivers, passengers, etc.) of a vehicle after an accident. A telematics system may be configured to receive telematics data from one or more vehicles involved in an accident. Using the received telematics data, a computing device of the telematics system may determine whether injuries were sustained by passengers of the one or more vehicles. In response to the determination, the computing device may perform one or more pre-first notice of loss assessments.
    Type: Grant
    Filed: March 18, 2019
    Date of Patent: June 2, 2020
    Assignee: Allstate Insurance Company
    Inventors: John P. Kelsh, Clint J. Marlow, Nicole M. Hildebrandt
  • Patent number: 10354230
    Abstract: One or more devices in an accident detection and recovery computing system may be configured to determine that vehicle accidents have occurred, collect and analyze accident characteristics and other related data, and providing customized accident recovery services. Mobile computing devices, alone or in combination with vehicle-based systems and external devices, may detect accidents or receive accident indication data. After determining that an accident has occurred, mobile computing devices and/or vehicle-based systems may be configured to determine accident characteristics, and then determine the damages or potential damages resulting from the accident. With an estimated assessment of damage, an accurate estimated of the amount of time to repair the damaged vehicle may be calculated, thus an automatic determination of the amount of time a user may need a rental car during the vehicle collision repair may occur.
    Type: Grant
    Filed: January 28, 2016
    Date of Patent: July 16, 2019
    Assignee: Allstate Insurance Company
    Inventors: Randall M. Hanson, Nicole M. Hildebrandt
  • Patent number: 10276033
    Abstract: Apparatuses, systems, and methods are provided for determining injuries to occupants (e.g., drivers, passengers, etc.) of a vehicle after an accident. A telematics system may be configured to receive telematics data from one or more vehicles involved in an accident. Using the received telematics data, a computing device of the telematics system may determine whether injuries were sustained by passengers of the one or more vehicles. In response to the determination, the computing device may perform one or more pre-first notice of loss assessments.
    Type: Grant
    Filed: June 26, 2018
    Date of Patent: April 30, 2019
    Assignee: Allstate Insurance Company
    Inventors: John P. Kelsh, Clint J. Marlow, Nicole M. Hildebrandt
  • Patent number: 10032360
    Abstract: Apparatuses, systems, and methods are provided for determining injuries to occupants (e.g., drivers, passengers, etc.) of a vehicle after an accident. A telematics system may be configured to receive telematics data from one or more vehicles involved in an accident. Using the received telematics data, a computing device of the telematics system may determine injuries sustained by passengers of the one or more vehicles. In response to determining the injuries sustained, the computing device may provide such information to one or more of the occupants via a mobile device and an urgent care facility.
    Type: Grant
    Filed: November 15, 2016
    Date of Patent: July 24, 2018
    Assignee: Allstate Insurance Company
    Inventors: John P. Kelsh, Clint J. Marlow, Nicole M. Hildebrandt
  • Publication number: 20180082378
    Abstract: Apparatuses, systems, and methods are provided for the usage of enhanced pictures (e.g., photos) of tangible objects (e.g., property, cars, etc.) damaged in an accident and answers to questions about the accident to better assess the effect of the damage (e.g., repair expenses and accompanying changes to an insurance policy). A pre-FNOL system may receive responses to one or more questions regarding an accident and one or more enhanced pictures of the tangible property damaged in the accident. The pre-FNOL system may use the responses to the one or more questions and the one or more enhanced pictures to determine repair costs associated with the damaged property and accompanying changes to the insurance policy if an insurance claim were to be filed to cover the determined repairs costs.
    Type: Application
    Filed: September 21, 2016
    Publication date: March 22, 2018
    Inventors: John P. Kelsh, Clint J. Marlow, Nicole M. Hildebrandt
  • Publication number: 20180082379
    Abstract: Apparatuses, systems, and methods are provided for the usage of enhanced pictures (e.g., photos) of tangible objects (e.g., property, cars, etc.) damaged in an accident and answers to questions about the accident to better assess the effect of the damage (e.g., repair expenses and accompanying changes to an insurance policy). A pre-FNOL system may receive responses to one or more questions regarding an accident and one or more enhanced pictures of the tangible property damaged in the accident. The pre-FNOL system may use the responses to the one or more questions and the one or more enhanced pictures to determine repair costs associated with the damaged property and accompanying changes to the insurance policy if an insurance claim were to be filed to cover the determined repairs costs.
    Type: Application
    Filed: September 21, 2016
    Publication date: March 22, 2018
    Inventors: John P. Kelsh, Clint J. Marlow, Nicole M. Hildebrandt
  • Publication number: 20170352104
    Abstract: Systems and methods for automatically determining damage information and publishing said damage information are provided. A notice of loss associated with a damaged item may be received. An apparatus may analyze the damaged item to determine damage information for any damage elements present on the damaged item. The damage information may be transmitted to a damage estimate server to determine a line-item cost estimate for the damaged item based on expected costs of repair for the damaged elements. The line-item cost estimate may then be presented to a repair service provider as an offer to repair the damaged item. Further, a database comprising the damage information and/or line-item cost estimate may be published to a marketplace for use by service providers.
    Type: Application
    Filed: August 26, 2016
    Publication date: December 7, 2017
    Inventors: Randall M. Hanson, Nicole M. Hildebrandt, Anthony L. Bond, Clint J. Marlow, Ami J. Gupta, Floyd M. Yager, Joy A. Thomas, Eric D. Huls