Patents by Inventor Nicole Meade

Nicole Meade has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • CUSTOMER ACQUISITION WITHOUT INITIALLY RECEIVING PERSONALLY IDENTIFIABLE INFORMATION (PII)
    Publication number: 20210019742
    Abstract: A system and method for customer acquisition without initially receiving PII is disclosed. The method accesses, via a user's computing device, a device identifier (ID) associated with the user's computing device. The device ID is utilized to obtain a user specific information. The user specific information is provided to a credit path engine. The credit path engine utilizes the user specific information for a credit screen and provides, to the user's computing device, a prescribed credit path for the user.
    Type: Application
    Filed: November 25, 2019
    Publication date: January 21, 2021
    Applicant: Comenity LLC
    Inventors: Timothy D. Pontious, Christina Mosholder, Nicole Meade