Patents by Inventor Nicole Milne Vollmer

Nicole Milne Vollmer has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 8712852
    Abstract: The present invention generally relates to a system and method for distributing a transaction instrument. The system includes the steps of: offering for sale, in a retail environment, the transaction instrument; selling a selected transaction instrument; communicating with the issuer of the transaction instrument via an internet accessible web site, and enabling the use of the transaction instrument. The transaction instrument may be, for example, an open pre-paid card. The distribution of the transaction instrument may also include the step of sending a message, through the web site, in substantially real time, causing the pre-paid transaction instrument to be funded but not activated until later through an interactive voice response system, for example. In another example, an associated transaction account may be funded and activated at the time of distribution. Furthermore, an issuer system may be suitably configured to leverage existing Travelers Cheque infrastructure for inventory and related processes.
    Type: Grant
    Filed: May 9, 2008
    Date of Patent: April 29, 2014
    Assignee: Sharecomm Limited Liability Company
    Inventors: Gennye Hannover Feldman, Elizabeth Anne Holt, Marc Rubner, John R. Rose, Nicole Milne Vollmer
  • Patent number: 8423464
    Abstract: Reloadable or non-reloadable prepaid transaction card activation systems are disclosed. More specifically, the system provides a platform for activation of prepaid or stored value transaction cards and capture of customer demographic information, and verification of that information, after the customer has obtained or has been issued a prepaid transaction card. The data capture is performed at activation rather than at point of sale.
    Type: Grant
    Filed: August 16, 2012
    Date of Patent: April 16, 2013
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Nicole Milne Vollmer, Lance Lewis, Elizabeth Gwen Webb
  • Publication number: 20120323778
    Abstract: Reloadable or non-reloadable prepaid transaction card activation systems are disclosed. More specifically, the system provides a platform for activation of prepaid or stored value transaction cards and capture of customer demographic information, and verification of that information, after the customer has obtained or has been issued a prepaid transaction card. The data capture is performed at activation rather than at point of sale.
    Type: Application
    Filed: August 16, 2012
    Publication date: December 20, 2012
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Nicole Milne Vollmer, Lance Lewis, Elizabeth Gwen Webb
  • Patent number: 8275713
    Abstract: Reloadable or non-reloadable prepaid transaction card activation systems are disclosed. More specifically, the system provides a platform for activation of prepaid or stored value transaction cards and capture of customer demographic information, and verification of that information, after the customer has obtained or has been issued a prepaid transaction card. The data capture is performed at activation rather than at point of sale.
    Type: Grant
    Filed: March 14, 2012
    Date of Patent: September 25, 2012
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Nicole Milne Vollmer, Lance Lewis, Elizabeth Gwen Webb
  • Patent number: 8275712
    Abstract: Reloadable or non-reloadable prepaid transaction card activation systems are disclosed. More specifically, the system provides a platform for activation of prepaid or stored value transaction cards and capture of customer demographic information, and verification of that information, after the customer has obtained or has been issued a prepaid transaction card. The data capture is performed at activation rather than at point of sale.
    Type: Grant
    Filed: July 11, 2011
    Date of Patent: September 25, 2012
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Nicole Milne Vollmer, Lance Lewis, Elizabeth Gwen Webb
  • Publication number: 20120173420
    Abstract: Reloadable or non-reloadable prepaid transaction card activation systems are disclosed. More specifically, the system provides a platform for activation of prepaid or stored value transaction cards and capture of customer demographic information, and verification of that information, after the customer has obtained or has been issued a prepaid transaction card. The data capture is performed at activation rather than at point of sale.
    Type: Application
    Filed: March 14, 2012
    Publication date: July 5, 2012
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Nicole Milne Vollmer, Lance Lewis, Elizabeth Gwen Webb
  • Publication number: 20120011064
    Abstract: Reloadable or non-reloadable prepaid transaction card activation systems are disclosed. More specifically, the system provides a platform for activation of prepaid or stored value transaction cards and capture of customer demographic information, and verification of that information, after the customer has obtained or has been issued a prepaid transaction card. The data capture is performed at activation rather than at point of sale.
    Type: Application
    Filed: July 11, 2011
    Publication date: January 12, 2012
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Nicole Milne Vollmer, Lance Lewis, Elizabeth Gwen Webb
  • Patent number: 8070056
    Abstract: The present disclosure generally relates to a handheld point of sale system for distributing a transaction instrument. Such system may include a browser-based tool configured to facilitate distributing an open transaction instrument at the point of sale in association with purchase of the open transaction instrument by a consumer at the handheld point of sale system. The browser-based tool may also be configured to receive transaction information and to facilitate the distribution of the open transaction instrument by sending the transaction information from the browser-based tool to a host system, wherein the host system authorizes distribution of the open transaction instrument, funds and activates a transaction account associated with the open transaction instrument, and sends an authorization message to the browser-based tool.
    Type: Grant
    Filed: March 5, 2009
    Date of Patent: December 6, 2011
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Gennye Hannover Feldman, Elizabeth Anne Holt, Marc Rubner, John R. Rose, Nicole Milne Vollmer
  • Patent number: 7979351
    Abstract: The present subject matter relates to reloadable or non-reloadable prepaid transaction card activation systems. More specifically, the system provides a platform for activation of prepaid or stored value transaction cards and capture of customer demographic information, and verification of that information, after the customer has obtained or has been issued a prepaid transaction card. The data capture is performed at activation rather than at point of sale.
    Type: Grant
    Filed: October 15, 2004
    Date of Patent: July 12, 2011
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Nicole Milne Vollmer, Lance Lewis, Elizabeth Gwen Webb
  • Patent number: 7900826
    Abstract: The present invention generally relates to a system and method for distributing a transaction instrument. The system includes the steps of: offering for sale, in a retail environment, the transaction instrument; selling a selected transaction instrument; communicating with the issuer of the transaction instrument via an internet accessible web site, and enabling the use of the transaction instrument. The transaction instrument may be, for example, an open pre-paid card. The distribution of the transaction instrument may also include the step of sending a message, through the web site, in substantially real time, causing the pre-paid transaction instrument to be funded but not activated until later through an interactive voice response system, for example. In another example, an associated transaction account may be funded and activated at the time of distribution. Furthermore, an issuer system may be suitably configured to leverage existing Travelers Cheque infrastructure for inventory and related processes.
    Type: Grant
    Filed: May 9, 2008
    Date of Patent: March 8, 2011
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Gennye Hannover Feldman, Elizabeth Anne Holt, Marc Rubner, John R. Rose, Nicole Milne Vollmer
  • Patent number: 7783517
    Abstract: The present invention generally relates to a system and method for distributing a transaction instrument. The system includes the steps of: offering for sale, in a retail environment, the transaction instrument; selling a selected transaction instrument; communicating with the issuer of the transaction instrument via an internet accessible web site, and enabling the use of the transaction instrument. The transaction instrument may be, for example, an open pre-paid card. The distribution of the transaction instrument may also include the step of sending a message, through the web site, in substantially real time, causing the pre-paid transaction instrument to be funded but not activated until later through an interactive voice response system, for example. In another example, an associated transaction account may be funded and activated at the time of distribution. Furthermore, an issuer system may be suitably configured to leverage existing Travelers Cheque infrastructure for inventory and related processes.
    Type: Grant
    Filed: May 9, 2008
    Date of Patent: August 24, 2010
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Gennye Hannover Feldman, Elizabeth Anne Holt, Marc Rubner, John R. Rose, Nicole Milne Vollmer
  • Publication number: 20090327087
    Abstract: The present invention generally relates to a system and method for distributing a transaction instrument. The system includes the steps of: offering for sale, in a retail environment, the transaction instrument; selling a selected transaction instrument; communicating with the issuer of the transaction instrument via an internet accessible web site, and enabling the use of the transaction instrument. The transaction instrument may be, for example, an open pre-paid card. The distribution of the transaction instrument may also include the step of sending a message, through the web site, in substantially real time, causing the pre-paid transaction instrument to be funded but not activated until later through an interactive voice response system, for example. In another example, an associated transaction account may be funded and activated at the time of distribution. Furthermore, an issuer system may be suitably configured to leverage existing Travelers Cheque infrastructure for inventory and related processes.
    Type: Application
    Filed: May 9, 2008
    Publication date: December 31, 2009
    Applicant: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
    Inventors: Randy Beck, Gennye Hannover Feldman, Elizabeth Anne Holt, Sven Miller, Clyde Page, Marc Rubner, John R. Rose, Nicole Milne Vollmer
  • Publication number: 20090184162
    Abstract: The present invention generally relates to a system and method for distributing a transaction instrument. The system includes the steps of: offering for sale, in a retail environment, the transaction instrument; selling a selected transaction instrument; communicating with the issuer of the transaction instrument via an internet accessible web site, and enabling the use of the transaction instrument. The transaction instrument may be, for example, an open pre-paid card. The distribution of the transaction instrument may also include the step of sending a message, through the web site, in substantially real time, causing the pre-paid transaction instrument to be funded but not activated until later through an interactive voice response system, for example. In another example, an associated transaction account may be funded and activated at the time of distribution. Furthermore, an issuer system may be suitably configured to leverage existing Travelers Cheque infrastructure for inventory and related processes.
    Type: Application
    Filed: March 5, 2009
    Publication date: July 23, 2009
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Randy Beck, Gennye Hannover Feldman, Elizabeth Anne Holt, Sven Miller, Clyde Page, Marc Rubner, John R. Rose, Nicole Milne Vollmer
  • Patent number: 7431208
    Abstract: The present invention generally relates to a system and method for distributing a transaction instrument. The system includes the steps of: offering for sale, in a retail environment, the transaction instrument; selling a selected transaction instrument; communicating with the issuer of the transaction instrument via an internet accessible web site, and enabling the use of the transaction instrument. The transaction instrument may be, for example, an open pre-paid card. The distribution of the transaction instrument may also include the step of sending a message, through the web site, in substantially real time, causing the pre-paid transaction instrument to be funded but not activated until later through an interactive voice response system, for example. In another example, an associated transaction account may be funded and activated at the time of distribution. Furthermore, an issuer system may be suitably configured to leverage existing Travelers Cheque infrastructure for inventory and related processes.
    Type: Grant
    Filed: February 5, 2007
    Date of Patent: October 7, 2008
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Gennye Hannover Feldman, Elizabeth Anne Holt, Marc Rubner, John R. Rose, Nicole Milne Vollmer
  • Publication number: 20080215449
    Abstract: The present invention generally relates to a system and method for distributing a transaction instrument. The system includes the steps of: offering for sale, in a retail environment, the transaction instrument; selling a selected transaction instrument; communicating with the issuer of the transaction instrument via an internet accessible web site, and enabling the use of the transaction instrument. The transaction instrument may be, for example, an open pre-paid card. The distribution of the transaction instrument may also include the step of sending a message, through the web site, in substantially real time, causing the pre-paid transaction instrument to be funded but not activated until later through an interactive voice response system, for example. In another example, an associated transaction account may be funded and activated at the time of distribution. Furthermore, an issuer system may be suitably configured to leverage existing Travelers Cheque infrastructure for inventory and related processes.
    Type: Application
    Filed: May 9, 2008
    Publication date: September 4, 2008
    Applicant: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
    Inventors: Randy Beck, Gennye Hannover Feldman, Elizabeth Anne Holt, Sven Miller, Clyde Page, Marc Rubner, John R. Rose, Nicole Milne Vollmer
  • Publication number: 20080215448
    Abstract: The present invention generally relates to a system and method for distributing a transaction instrument. The system includes the steps of: offering for sale, in a retail environment, the transaction instrument; selling a selected transaction instrument; communicating with the issuer of the transaction instrument via an internet accessible web site, and enabling the use of the transaction instrument. The transaction instrument may be, for example, an open pre-paid card. The distribution of the transaction instrument may also include the step of sending a message, through the web site, in substantially real time, causing the pre-paid transaction instrument to be funded but not activated until later through an interactive voice response system, for example. In another example, an associated transaction account may be funded and activated at the time of distribution. Furthermore, an issuer system may be suitably configured to leverage existing Travelers Cheque infrastructure for inventory and related processes.
    Type: Application
    Filed: May 9, 2008
    Publication date: September 4, 2008
    Applicant: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC
    Inventors: Randy Beck, Gennye Hannover Feldman, Elizabeth Anne Holt, Sven Miller, Clyde Page, Marc Rubner, John R. Rose, Nicole Milne Vollmer
  • Patent number: 7191939
    Abstract: The present invention generally relates to a system and method for distributing a transaction instrument. The system includes the steps of: offering for sale, in a retail environment, the transaction instrument; selling a selected transaction instrument; communicating with the issuer of the transaction instrument via an internet accessible web site, and enabling the use of the transaction instrument. The transaction instrument may be, for example, an open pre-paid card. The distribution of the transaction instrument may also include the step of sending a message, through the web site, in substantially real time, causing the pre-paid transaction instrument to be funded but not activated until later through an interactive voice response system, for example. In another example, an associated transaction account may be funded and activated at the time of distribution. Furthermore, an issuer system may be suitably configured to leverage existing Travelers Cheque infrastructure for inventory and related processes.
    Type: Grant
    Filed: January 25, 2005
    Date of Patent: March 20, 2007
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Randy Beck, Gennye Hannover Feldman, Elizabeth Anne Holt, Sven Miller, Clyde Page, Marc Rubner, John R. Rose, Nicole Milne Vollmer