Patents by Inventor Nigel L. Hopper

Nigel L. Hopper has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • ASSIGNING DESCRIPTORS TO TRANSACTIONS
    Publication number: 20150161598
    Abstract: A transaction is received containing a plurality of sub-transactions. Each of the plurality of sub-transactions is associated with a category and a value. Each of the sub-transactions is assigned to one of a plurality of groups based on the associated category. A total value of the sub-transactions for each group is calculated. A dominant group is calculated based on the calculated total value of the sub-transactions for each group. The merchant identification descriptor associated with the dominant group is assigned to the transaction. The transaction is submitted to a payment merchant with the assigned merchant identification descriptor. The transaction may be split into multiple transactions with each assigned a merchant identification descriptor.
    Type: Application
    Filed: December 11, 2013
    Publication date: June 11, 2015
    Applicant: International Business Machines Corporation
    Inventors: Martin J. Gale, Nigel L. Hopper, Matthew Whitbourne