Abstract: A secure electronic financial funds transfer arrangement including: a funds provider entity who issue a voucher to a customer after registration; a customer seeking to purchase goods and services from a merchant utilising electronic means, or other means intending delivery of valuable goods to the registered address; a verification means available to the merchant with the funds provider entity and whereupon said validation of the voucher issued by the funds provider entity to the customer will result in the transfer of financial funds from the funds provider entity to the merchant and the delivery of the selected goods and/or services to the registered address made by the customer during the registration process before the financial funds transfer voucher was issued by the funds provider entity.