Patents by Inventor Nilotpal Paul

Nilotpal Paul has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240362631
    Abstract: Methods and systems for content distribution and management are presented. A transaction flow for conducting different stages of a transaction is determined in response to a request for the transaction from an application executable at a user device. The transaction flow includes a sequence of content pages to be displayed within a graphical user interface (GUI) of the application over the different stages of the transaction. The content associated with a tagged UI element of at least one content page is identified. The content is validated for the tagged UI element of the at least one content page, based on a software and hardware configuration of the user device. The validated content is provided via a network to the application at the user device to be displayable with the tagged UI element on the at least one content page of the transaction flow during a corresponding stage of the transaction.
    Type: Application
    Filed: April 28, 2023
    Publication date: October 31, 2024
    Inventors: Atul Kumar Agrawal, Anu Kumari, Anurag Singh, Chun Kiat Ho, RaviKumar PhoolChand Vishwakarma, Jie How Ko, Nilotpal Paul, Jyothish Kozhipurath, Vipul Jain, Lin Song, Mihir Sirohi, Rey Neo
  • Patent number: 12072895
    Abstract: Machine learning techniques are disclosed that allow device contact list information to be leveraged in building better models that provide more accurate assessment of user transaction risks. A computing device may receive a contact list that includes a first set of user device identifiers and generates a contact graph for that user by associating the user device identifier with the first set as first-degree contacts. The computing device may then determine that a portion of the first set of the user device identifiers are stored in a contact database (e.g. on a server) and generate a user score based on user information associated with the first set, the contact graph, and a contact graph model. The computing device may provide the user score to a transaction assessment service as in input for the transaction assessment service deciding whether particular electronic transactions are approved for processing by an electronic service provider.
    Type: Grant
    Filed: October 17, 2022
    Date of Patent: August 27, 2024
    Assignee: PAYPAL, INC.
    Inventor: Nilotpal Paul
  • Patent number: 12039349
    Abstract: Methods and systems for content distribution and management are presented. A transaction flow for conducting different stages of a transaction is determined in response to a request for the transaction from an application executable at a user device. The transaction flow includes a sequence of content pages to be displayed within a graphical user interface (GUI) of the application over the different stages of the transaction. The content associated with a tagged UI element of at least one content page is identified. The content is validated for the tagged UI element of the at least one content page, based on a software and hardware configuration of the user device. The validated content is provided via a network to the application at the user device to be displayable with the tagged UI element on the at least one content page of the transaction flow during a corresponding stage of the transaction.
    Type: Grant
    Filed: April 28, 2023
    Date of Patent: July 16, 2024
    Assignee: PAYPAL, INC.
    Inventors: Atul Kumar Agrawal, Anu Kumari, Anurag Singh, Chun Kiat Ho, RaviKumar PhoolChand Vishwakarma, Jie How Ko, Nilotpal Paul, Jyothish Kozhipurath, Vipul Jain, Lin Song, Mihir Sirohi, Rey Neo
  • Publication number: 20230043431
    Abstract: Machine learning techniques are disclosed that allow device contact list information to be leveraged in building better models that provide more accurate assessment of user transaction risks. A computing device may receive a contact list that includes a first set of user device identifiers and generates a contact graph for that user by associating the user device identifier with the first set as first-degree contacts. The computing device may then determine that a portion of the first set of the user device identifiers are stored in a contact database (e.g. on a server) and generate a user score based on user information associated with the first set, the contact graph, and a contact graph model. The computing device may provide the user score to a transaction assessment service as in input for the transaction assessment service deciding whether particular electronic transactions are approved for processing by an electronic service provider.
    Type: Application
    Filed: October 17, 2022
    Publication date: February 9, 2023
    Inventor: Nilotpal Paul
  • Patent number: 11475019
    Abstract: Machine learning techniques are disclosed that allow device contact list information to be leveraged in building better models that provide more accurate assessment of user transaction risks. A computing device may receive a contact list that includes a first set of user device identifiers and generates a contact graph for that user by associating the user device identifier with the first set as first-degree contacts. The computing device may then determine that a portion of the first set of the user device identifiers are stored in a contact database (e.g. on a server) and generate a user score based on user information associated with the first set, the contact graph, and a contact graph model. The computing device may provide the user score to a transaction assessment service as in input for the transaction assessment service deciding whether particular electronic transactions are approved for processing by an electronic service provider.
    Type: Grant
    Filed: October 9, 2020
    Date of Patent: October 18, 2022
    Assignee: PAYPAL, INC.
    Inventor: Nilotpal Paul
  • Publication number: 20220114183
    Abstract: Machine learning techniques are disclosed that allow device contact list information to be leveraged in building better models that provide more accurate assessment of user transaction risks. A computing device may receive a contact list that includes a first set of user device identifiers and generates a contact graph for that user by associating the user device identifier with the first set as first-degree contacts. The computing device may then determine that a portion of the first set of the user device identifiers are stored in a contact database (e.g. on a server) and generate a user score based on user information associated with the first set, the contact graph, and a contact graph model. The computing device may provide the user score to a transaction assessment service as in input for the transaction assessment service deciding whether particular electronic transactions are approved for processing by an electronic service provider.
    Type: Application
    Filed: October 9, 2020
    Publication date: April 14, 2022
    Inventor: Nilotpal Paul