Abstract: An electricity disconnect apparatus adapted for use with a housing which has the electrical connection inside/at a ceiling or exposed electrically connected device such as a baffle which contains a socket which can be electrically disconnected from the electrical connection of the housing so that the baffle and a source of illumination such as a lightbulb contained therein can be lowered. The lowering of the baffle and an electrical disconnection from the hardwired electricity in the ceiling enables the baffle and lightbulb to be lowered by a pulley cable system. The electrical disconnect and pulley and cable system enable the baffle and source of illumination to be lowered so that it can be reached by a person standing on the floor.

Abstract: A method comprising, in combination: receiving a unique identifier from a consumer; receiving a list of at least one item to be purchased corresponding to a pending transaction; identifying a consumer account associated with the unique identifier; applying at least one accrued point of the consumer account to determine a redemption possibility; and providing a redemption possibility to the consumer. A system comprising, in combination: a point-of-sale (POS) device, further comprising a reader configured to receive a unique identifier and a display configured for providing information to at least one of a merchant and a consumer; an account management system, further comprising an account database containing information regarding at least one consumer account; wherein the POS device and the account management system are communicatively connected to transmit at least one of a unique identifier and a redemption possibility.

Abstract: A method comprising, in combination: receiving a unique identifier from a consumer; receiving a list of at least one item to be purchased corresponding to a pending transaction; identifying a consumer account associated with the unique identifier; applying at least one accrued point of the consumer account to determine a redemption possibility; and providing a redemption possibility to the consumer. A system comprising, in combination: a point-of-sale (POS) device, further comprising a reader configured to receive a unique identifier and a display configured for providing information to at least one of a merchant and a consumer; an account management system, further comprising an account database containing information regarding at least one consumer account; wherein the POS device and the account management system are communicatively connected to transmit at least one of a unique identifier and a redemption possibility.

Abstract: A data capture system captures transaction data and a unique identifier of a recipient and combines the information to form a total transaction data set. The total transaction data set is associated with demographic information about the recipient and the total information is reserved for review by providers or recipients respectively to analyze the transactions.