Patents by Inventor Nirav I. Pravasi

Nirav I. Pravasi has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240022584
    Abstract: Systems, apparatus, methods, and articles of manufacture for blockchain-based cyber threat management, such as the generation and management of cyber risk insurance policies with automatic cyber threat assessment, remediation, and/or claim payment.
    Type: Application
    Filed: July 14, 2022
    Publication date: January 18, 2024
    Inventors: Ethan M. Kravitz, Venkat R. Bethi, Velda M. Johnson, Nirav I. Pravasi, Shravanthi Duvvuri, William S. Immendorf, Alec B. Perro, Jared Kozak
  • Patent number: 9478094
    Abstract: An apparatus for facilitating payment using a payment card includes a computerized sales transaction device structured to determine a monetary amount for a sale, and a secure card activated terminal (CAT) device in electronic communication with the computerized sales transaction device. The computerized sales transaction device sends the monetary amount to the secure CAT device. The secure CAT device is structured to: (i) obtain sensitive payment card information from the card, (ii) automatically request in a secure, encrypted manner authorization for the sale using the monetary amount and the sensitive payment card information, (iii) receive in a secure, encrypted manner authorization approval for the sale, and (iv) in response to receiving the authorization approval, send purchase authorization approval information to the computerized sales transaction device. The computerized sales transaction device never receives the sensitive payment card information.
    Type: Grant
    Filed: December 29, 2009
    Date of Patent: October 25, 2016
    Assignee: Pitney Bowes Inc.
    Inventors: Mark E. Sievel, Christopher S. Kallas, Joseph P. Tokarski, Nirav I. Pravasi
  • Publication number: 20110161231
    Abstract: An apparatus for facilitating payment using a payment card includes a computerized sales transaction device structured to determine a monetary amount for a sale, and a secure card activated terminal (CAT) device in electronic communication with the computerized sales transaction device. The computerized sales transaction device sends the monetary amount to the secure CAT device. The secure CAT device is structured to: (i) obtain sensitive payment card information from the card, (ii) automatically request in a secure, encrypted manner authorization for the sale using the monetary amount and the sensitive payment card information, (iii) receive in a secure, encrypted manner authorization approval for the sale, and (iv) in response to receiving the authorization approval, send purchase authorization approval information to the computerized sales transaction device. The computerized sales transaction device never receives the sensitive payment card information.
    Type: Application
    Filed: December 29, 2009
    Publication date: June 30, 2011
    Applicant: Pitney Bowes Inc.
    Inventors: Mark E. Sievel, Christopher S. Kallas, Joseph P. Tokarski, Nirav I. Pravasi