Patents by Inventor Nitin Shrivastava

Nitin Shrivastava has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11972413
    Abstract: Provided are systems and methods enabling enrollment in promotions via a tokenization platform. In one example, the method may include establishing a network communication channel between a tokenization platform and a digital wallet of a user device, transmitting a promotion from the tokenization platform to the digital wallet on the user device via the established network communication channel, receiving authorization to accept the promotion at the tokenization platform from the digital wallet on the user device, and identifying tokenized payment account information of the digital wallet stored at the tokenization platform and automatically transmitting information about the tokenized payment account information of the digital wallet information from the tokenization platform to a promotion enrollment system associated with the promotion.
    Type: Grant
    Filed: January 5, 2023
    Date of Patent: April 30, 2024
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Nitin Shrivastava, Vivek S. Yadav, Claudia Alexandra Baron-Aoudal
  • Publication number: 20230153797
    Abstract: Provided are systems and methods enabling enrollment in promotions via a tokenization platform. In one example, the method may include establishing a network communication channel between a tokenization platform and a digital wallet of a user device, transmitting a promotion from the tokenization platform to the digital wallet on the user device via the established network communication channel, receiving authorization to accept the promotion at the tokenization platform from the digital wallet on the user device, and identifying tokenized payment account information of the digital wallet stored at the tokenization platform and automatically transmitting information about the tokenized payment account information of the digital wallet information from the tokenization platform to a promotion enrollment system associated with the promotion.
    Type: Application
    Filed: January 5, 2023
    Publication date: May 18, 2023
    Inventors: Nitin Shrivastava, Vivek S. Yadav, Claudia Alexandra Baron-Aoudal
  • Patent number: 11562348
    Abstract: Provided are systems and methods enabling enrollment in promotions via a tokenization platform. In one example, the method may include establishing a network communication channel between a tokenization platform and a digital wallet of a user device, transmitting a promotion from the tokenization platform to the digital wallet on the user device via the established network communication channel, receiving authorization to accept the promotion at the tokenization platform from the digital wallet on the user device, and identifying tokenized payment account information of the digital wallet stored at the tokenization platform and automatically transmitting information about the tokenized payment account information of the digital wallet information from the tokenization platform to a promotion enrollment system associated with the promotion.
    Type: Grant
    Filed: March 6, 2019
    Date of Patent: January 24, 2023
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Nitin Shrivastava, Vivek S. Yadav, Claudia Alexandra Baron-Aoudal
  • Patent number: 11436592
    Abstract: Systems and methods are provided for notifying providers associated with virtual wallets that the virtual wallets are default virtual wallets for consumers and/or communication devices. One exemplary method includes receiving, at a wallet platform, a request, from a wallet provider associated with a virtual wallet, for confirmation that the virtual wallet is a default virtual wallet at a communication device, determining, by the wallet platform, whether the virtual wallet is the default virtual wallet at the communication device, and providing, by the wallet platform, a notification to the wallet provider. In connection therewith, the notification indicates whether or not the virtual wallet is the default virtual wallet at the communication device, thereby permitting the wallet provider to incentivize a consumer associated with the communication device to select the virtual wallet as the default virtual wallet when the virtual wallet is not the default virtual wallet.
    Type: Grant
    Filed: September 27, 2017
    Date of Patent: September 6, 2022
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Nitin Shrivastava, Joseph Damon Hayes
  • Patent number: 11328287
    Abstract: Systems and methods are provided for use in permitting selection of a virtual wallet default at a communication device by a user associated with the communication device. One exemplary method includes receiving, by a wallet platform, a payload request from a virtual wallet at a communication device where the payload request related to a default virtual wallet for the communication device, and verifying, by the wallet platform, the payload request. The method then also includes, in response to the payload request, identifying, by the wallet platform, the virtual wallet as the default virtual wallet for the communication device, whereby the virtual wallet is identified as the default virtual wallet for subsequent transactions performed via the communication device.
    Type: Grant
    Filed: September 27, 2017
    Date of Patent: May 10, 2022
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Nitin Shrivastava, Joseph Damon Hayes
  • Publication number: 20200286075
    Abstract: Provided are systems and methods enabling enrollment in promotions via a tokenization platform. In one example, the method may include establishing a network communication channel between a tokenization platform and a digital wallet of a user device, transmitting a promotion from the tokenization platform to the digital wallet on the user device via the established network communication channel, receiving authorization to accept the promotion at the tokenization platform from the digital wallet on the user device, and identifying tokenized payment account information of the digital wallet stored at the tokenization platform and automatically transmitting information about the tokenized payment account information of the digital wallet information from the tokenization platform to a promotion enrollment system associated with the promotion.
    Type: Application
    Filed: March 6, 2019
    Publication date: September 10, 2020
    Inventors: Nitin Shrivastava, Vivek S. Yadav, Claudia Alexandra Baron-Aoudal
  • Publication number: 20190095906
    Abstract: Systems and methods are provided for use in permitting selection of a virtual wallet default at a communication device by a user associated with the communication device. One exemplary method includes receiving, by a wallet platform, a payload request from a virtual wallet at a communication device where the payload request related to a default virtual wallet for the communication device, and verifying, by the wallet platform, the payload request. The method then also includes, in response to the payload request, identifying, by the wallet platform, the virtual wallet as the default virtual wallet for the communication device, whereby the virtual wallet is identified as the default virtual wallet for subsequent transactions performed via the communication device.
    Type: Application
    Filed: September 27, 2017
    Publication date: March 28, 2019
    Inventors: Nitin Shrivastava, Joseph Damon Hayes
  • Publication number: 20190095905
    Abstract: Systems and methods are provided for notifying providers associated with virtual wallets that the virtual wallets are default virtual wallets for consumers and/or communication devices. One exemplary method includes receiving, at a wallet platform, a request, from a wallet provider associated with a virtual wallet, for confirmation that the virtual wallet is a default virtual wallet at a communication device, determining, by the wallet platform, whether the virtual wallet is the default virtual wallet at the communication device, and providing, by the wallet platform, a notification to the wallet provider. In connection therewith, the notification indicates whether or not the virtual wallet is the default virtual wallet at the communication device, thereby permitting the wallet provider to incentivize a consumer associated with the communication device to select the virtual wallet as the default virtual wallet when the virtual wallet is not the default virtual wallet.
    Type: Application
    Filed: September 27, 2017
    Publication date: March 28, 2019
    Inventors: Nitin Shrivastava, Joseph Damon Hayes
  • Publication number: 20180374066
    Abstract: Systems and methods are provided for use in facilitating transactions through virtual applications. One exemplary method includes receiving, via an application programming interface (API), from a user, an identification of a transaction for a product at a merchant, and soliciting from the user a designator for a funding user to fund the transaction where the designator is indicative of a virtual application associated with the funding user. The method also includes compiling a purchase option for the product including parameters for the transaction where the parameters include a delivery option for the product but not a payment account credential for funding the transaction, and transmitting, via the virtual wallet, the purchase option to the funding user. The method further includes, in response to approval of the purchase option by the funding user, providing a payment account credential associated with the virtual wallet, via the API, to the merchant.
    Type: Application
    Filed: June 23, 2017
    Publication date: December 27, 2018
    Inventors: Nitin Shrivastava, Joseph Damon Hayes