Patents by Inventor Nitin Shrivastava
Nitin Shrivastava has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11972413Abstract: Provided are systems and methods enabling enrollment in promotions via a tokenization platform. In one example, the method may include establishing a network communication channel between a tokenization platform and a digital wallet of a user device, transmitting a promotion from the tokenization platform to the digital wallet on the user device via the established network communication channel, receiving authorization to accept the promotion at the tokenization platform from the digital wallet on the user device, and identifying tokenized payment account information of the digital wallet stored at the tokenization platform and automatically transmitting information about the tokenized payment account information of the digital wallet information from the tokenization platform to a promotion enrollment system associated with the promotion.Type: GrantFiled: January 5, 2023Date of Patent: April 30, 2024Assignee: MASTERCARD INTERNATIONAL INCORPORATEDInventors: Nitin Shrivastava, Vivek S. Yadav, Claudia Alexandra Baron-Aoudal
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Publication number: 20230153797Abstract: Provided are systems and methods enabling enrollment in promotions via a tokenization platform. In one example, the method may include establishing a network communication channel between a tokenization platform and a digital wallet of a user device, transmitting a promotion from the tokenization platform to the digital wallet on the user device via the established network communication channel, receiving authorization to accept the promotion at the tokenization platform from the digital wallet on the user device, and identifying tokenized payment account information of the digital wallet stored at the tokenization platform and automatically transmitting information about the tokenized payment account information of the digital wallet information from the tokenization platform to a promotion enrollment system associated with the promotion.Type: ApplicationFiled: January 5, 2023Publication date: May 18, 2023Inventors: Nitin Shrivastava, Vivek S. Yadav, Claudia Alexandra Baron-Aoudal
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Patent number: 11562348Abstract: Provided are systems and methods enabling enrollment in promotions via a tokenization platform. In one example, the method may include establishing a network communication channel between a tokenization platform and a digital wallet of a user device, transmitting a promotion from the tokenization platform to the digital wallet on the user device via the established network communication channel, receiving authorization to accept the promotion at the tokenization platform from the digital wallet on the user device, and identifying tokenized payment account information of the digital wallet stored at the tokenization platform and automatically transmitting information about the tokenized payment account information of the digital wallet information from the tokenization platform to a promotion enrollment system associated with the promotion.Type: GrantFiled: March 6, 2019Date of Patent: January 24, 2023Assignee: MASTERCARD INTERNATIONAL INCORPORATEDInventors: Nitin Shrivastava, Vivek S. Yadav, Claudia Alexandra Baron-Aoudal
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Patent number: 11436592Abstract: Systems and methods are provided for notifying providers associated with virtual wallets that the virtual wallets are default virtual wallets for consumers and/or communication devices. One exemplary method includes receiving, at a wallet platform, a request, from a wallet provider associated with a virtual wallet, for confirmation that the virtual wallet is a default virtual wallet at a communication device, determining, by the wallet platform, whether the virtual wallet is the default virtual wallet at the communication device, and providing, by the wallet platform, a notification to the wallet provider. In connection therewith, the notification indicates whether or not the virtual wallet is the default virtual wallet at the communication device, thereby permitting the wallet provider to incentivize a consumer associated with the communication device to select the virtual wallet as the default virtual wallet when the virtual wallet is not the default virtual wallet.Type: GrantFiled: September 27, 2017Date of Patent: September 6, 2022Assignee: MASTERCARD INTERNATIONAL INCORPORATEDInventors: Nitin Shrivastava, Joseph Damon Hayes
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Patent number: 11328287Abstract: Systems and methods are provided for use in permitting selection of a virtual wallet default at a communication device by a user associated with the communication device. One exemplary method includes receiving, by a wallet platform, a payload request from a virtual wallet at a communication device where the payload request related to a default virtual wallet for the communication device, and verifying, by the wallet platform, the payload request. The method then also includes, in response to the payload request, identifying, by the wallet platform, the virtual wallet as the default virtual wallet for the communication device, whereby the virtual wallet is identified as the default virtual wallet for subsequent transactions performed via the communication device.Type: GrantFiled: September 27, 2017Date of Patent: May 10, 2022Assignee: MASTERCARD INTERNATIONAL INCORPORATEDInventors: Nitin Shrivastava, Joseph Damon Hayes
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Publication number: 20200286075Abstract: Provided are systems and methods enabling enrollment in promotions via a tokenization platform. In one example, the method may include establishing a network communication channel between a tokenization platform and a digital wallet of a user device, transmitting a promotion from the tokenization platform to the digital wallet on the user device via the established network communication channel, receiving authorization to accept the promotion at the tokenization platform from the digital wallet on the user device, and identifying tokenized payment account information of the digital wallet stored at the tokenization platform and automatically transmitting information about the tokenized payment account information of the digital wallet information from the tokenization platform to a promotion enrollment system associated with the promotion.Type: ApplicationFiled: March 6, 2019Publication date: September 10, 2020Inventors: Nitin Shrivastava, Vivek S. Yadav, Claudia Alexandra Baron-Aoudal
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Publication number: 20190095906Abstract: Systems and methods are provided for use in permitting selection of a virtual wallet default at a communication device by a user associated with the communication device. One exemplary method includes receiving, by a wallet platform, a payload request from a virtual wallet at a communication device where the payload request related to a default virtual wallet for the communication device, and verifying, by the wallet platform, the payload request. The method then also includes, in response to the payload request, identifying, by the wallet platform, the virtual wallet as the default virtual wallet for the communication device, whereby the virtual wallet is identified as the default virtual wallet for subsequent transactions performed via the communication device.Type: ApplicationFiled: September 27, 2017Publication date: March 28, 2019Inventors: Nitin Shrivastava, Joseph Damon Hayes
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Publication number: 20190095905Abstract: Systems and methods are provided for notifying providers associated with virtual wallets that the virtual wallets are default virtual wallets for consumers and/or communication devices. One exemplary method includes receiving, at a wallet platform, a request, from a wallet provider associated with a virtual wallet, for confirmation that the virtual wallet is a default virtual wallet at a communication device, determining, by the wallet platform, whether the virtual wallet is the default virtual wallet at the communication device, and providing, by the wallet platform, a notification to the wallet provider. In connection therewith, the notification indicates whether or not the virtual wallet is the default virtual wallet at the communication device, thereby permitting the wallet provider to incentivize a consumer associated with the communication device to select the virtual wallet as the default virtual wallet when the virtual wallet is not the default virtual wallet.Type: ApplicationFiled: September 27, 2017Publication date: March 28, 2019Inventors: Nitin Shrivastava, Joseph Damon Hayes
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Publication number: 20180374066Abstract: Systems and methods are provided for use in facilitating transactions through virtual applications. One exemplary method includes receiving, via an application programming interface (API), from a user, an identification of a transaction for a product at a merchant, and soliciting from the user a designator for a funding user to fund the transaction where the designator is indicative of a virtual application associated with the funding user. The method also includes compiling a purchase option for the product including parameters for the transaction where the parameters include a delivery option for the product but not a payment account credential for funding the transaction, and transmitting, via the virtual wallet, the purchase option to the funding user. The method further includes, in response to approval of the purchase option by the funding user, providing a payment account credential associated with the virtual wallet, via the API, to the merchant.Type: ApplicationFiled: June 23, 2017Publication date: December 27, 2018Inventors: Nitin Shrivastava, Joseph Damon Hayes