Patents by Inventor Nivedita Ramesh

Nivedita Ramesh has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Financial Account Authentication
    Publication number: 20200175584
    Abstract: Methods, systems, and apparatus, including computer programs encoded on computer storage media, for account authentication. A method includes receiving, from a user device, a request to include financial data describing a financial account in an interface, the financial account being associated with a particular financial institution; obtaining login information for accessing the financial account; providing the login information to a server system associated with the financial institution; in response to providing the login information to the server system, receiving, from the server system, data identifying one or more challenge questions; obtaining, from the user device, the respective answers for the one or more challenge questions; and storing the one or more challenge questions and their respective answers for use in accessing and aggregating financial data describing the financial account.
    Type: Application
    Filed: October 4, 2019
    Publication date: June 4, 2020
    Inventors: Prashant Kumar Agrawal, Nivedita Ramesh, Narayanan Govindarajan
  • Financial Account Authentication
    Publication number: 20150066719
    Abstract: Methods, systems, and apparatus, including computer programs encoded on computer storage media, for account authentication. A method includes receiving, from a user device, a request to include financial data describing a financial account in an interface, the financial account being associated with a particular financial institution; obtaining login information for accessing the financial account; providing the login information to a server system associated with the financial institution; in response to providing the login information to the server system, receiving, from the server system, data identifying one or more challenge questions; obtaining, from the user device, the respective answers for the one or more challenge questions; and storing the one or more challenge questions and their respective answers for use in accessing and aggregating financial data describing the financial account.
    Type: Application
    Filed: August 30, 2013
    Publication date: March 5, 2015
    Applicant: Yodlee, Inc.
    Inventors: Prashant Kumar Agrawal, Narayanan Govindarajan, Nivedita Ramesh