Patents by Inventor Nixa Espinola
Nixa Espinola has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 12159316Abstract: An electronic receipt system may generate electronic documents including receipt content associated with a transaction between an account holder and a third party, and automatically link the electronic documents to secure records corresponding to account transaction records in a secure database. An account holder may subsequently view an electronic document including the receipt from a secure network platform displaying the secure records for multiple transactions in the account. In some aspects, the electronic receipt system may retrieve the receipt from an email message transmitted to an email address assigned to the account holder by the electronic receipt system. In other aspects, the electronic receipt may be retrieved using an application on a user device corresponding to the electronic receipt system.Type: GrantFiled: March 7, 2023Date of Patent: December 3, 2024Assignee: Truist BankInventors: Matthew Whitley, Matthew Spriggs, Gopinath Rajagopal, Patricia Kinney, Seneca Meyer, Nixa Espinola
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Publication number: 20230206347Abstract: An electronic receipt system may generate electronic documents including receipt content associated with a transaction between an account holder and a third party, and automatically link the electronic documents to secure records corresponding to account transaction records in a secure database. An account holder may subsequently view an electronic document including the receipt from a secure network platform displaying the secure records for multiple transactions in the account. In some aspects, the electronic receipt system may retrieve the receipt from an email message transmitted to an email address assigned to the account holder by the electronic receipt system. In other aspects, the electronic receipt may be retrieved using an application on a user device corresponding to the electronic receipt system.Type: ApplicationFiled: March 7, 2023Publication date: June 29, 2023Applicant: Truist BankInventors: Matthew Whitley, Matthew Spriggs, Gopinath Rajagopal, Patricia Kinney, Seneca Meyer, Nixa Espinola
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Patent number: 11636553Abstract: An electronic receipt system may generate electronic documents including receipt content associated with a transaction between an account holder and a third party, and automatically link the electronic documents to secure records corresponding to account transaction records in a secure database. An account holder may subsequently view an electronic document including the receipt from a secure network platform displaying the secure records for multiple transactions in the account. In some aspects, the electronic receipt system may retrieve the receipt from an email message transmitted to an email address assigned to the account holder by the electronic receipt system. In other aspects, the electronic receipt may be retrieved using an application on a user device corresponding to the electronic receipt system.Type: GrantFiled: January 4, 2022Date of Patent: April 25, 2023Assignee: Truist BankInventors: Matthew Whitley, Matthew Spriggs, Gopinath Rajagopal, Patricia Kinney, Seneca Meyer, Nixa Espinola
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Publication number: 20220129993Abstract: An electronic receipt system may generate electronic documents including receipt content associated with a transaction between an account holder and a third party, and automatically link the electronic documents to secure records corresponding to account transaction records in a secure database. An account holder may subsequently view an electronic document including the receipt from a secure network platform displaying the secure records for multiple transactions in the account. In some aspects, the electronic receipt system may retrieve the receipt from an email message transmitted to an email address assigned to the account holder by the electronic receipt system. In other aspects, the electronic receipt may be retrieved using an application on a user device corresponding to the electronic receipt system.Type: ApplicationFiled: January 4, 2022Publication date: April 28, 2022Inventors: Matthew Whitley, Matthew Spriggs, Gopinath Rajagopal, Patricia Kinney, Seneca Meyer, Nixa Espinola
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Patent number: 11244407Abstract: An electronic receipt system may generate electronic documents including receipt content associated with a transaction between an account holder and a third party, and automatically link the electronic documents to secure records corresponding to account transaction records in a secure database. An account holder may subsequently view an electronic document including the receipt from a secure network platform displaying the secure records for multiple transactions in the account. In some aspects, the electronic receipt system may retrieve the receipt from an email message transmitted to an email address assigned to the account holder by the electronic receipt system. In other aspects, the electronic receipt may be retrieved using an application on a user device corresponding to the electronic receipt system.Type: GrantFiled: December 18, 2019Date of Patent: February 8, 2022Assignee: TRUIST BANKInventors: Matthew Whitley, Matthew Spriggs, Gopinath Rajagopal, Patricia Kinney, Seneca Meyer, Nixa Espinola
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Publication number: 20200126162Abstract: An electronic receipt system may generate electronic documents including receipt content associated with a transaction between an account holder and a third party, and automatically link the electronic documents to secure records corresponding to account transaction records in a secure database. An account holder may subsequently view an electronic document including the receipt from a secure network platform displaying the secure records for multiple transactions in the account. In some aspects, the electronic receipt system may retrieve the receipt from an email message transmitted to an email address assigned to the account holder by the electronic receipt system. In other aspects, the electronic receipt may be retrieved using an application on a user device corresponding to the electronic receipt system.Type: ApplicationFiled: December 18, 2019Publication date: April 23, 2020Inventors: Matthew Whitley, Matthew Spriggs, Gopinath Rajagopal, Patricia Kinney, Seneca Meyer, Nixa Espinola
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Patent number: 10540724Abstract: An electronic receipt system may generate electronic documents including receipt content associated with a transaction between an account holder and a third party, and automatically link the electronic documents to secure records corresponding to account transaction records in a secure database. An account holder may subsequently view an electronic document including the receipt from a secure network platform displaying the secure records for multiple transactions in the account. In some aspects, the electronic receipt system may retrieve the receipt from an email message transmitted to an email address assigned to the account holder by the electronic receipt system. In other aspects, the electronic receipt may be retrieved using an application on a user device corresponding to the electronic receipt system.Type: GrantFiled: May 6, 2016Date of Patent: January 21, 2020Assignee: Branch Banking and Trust CompanyInventors: Matthew Whitley, Matthew Spriggs, Gopinath Rajagopal, Patricia Kinney, Seneca Meyer, Nixa Espinola
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Publication number: 20160328803Abstract: An electronic receipt system may generate electronic documents including receipt content associated with a transaction between an account holder and a third party, and automatically link the electronic documents to secure records corresponding to account transaction records in a secure database. An account holder may subsequently view an electronic document including the receipt from a secure network platform displaying the secure records for multiple transactions in the account. In some aspects, the electronic receipt system may retrieve the receipt from an email message transmitted to an email address assigned to the account holder by the electronic receipt system. In other aspects, the electronic receipt may be retrieved using an application on a user device corresponding to the electronic receipt system.Type: ApplicationFiled: May 6, 2016Publication date: November 10, 2016Applicant: Branch Banking and Trust CompanyInventors: Matthew Whitley, Matthew Spriggs, Gopinath Rajagopal, Patricia Kinney, Seneca Meyer, Nixa Espinola