Abstract: The disclosure relates to a real-time online loan application, underwriting, loan design and loan boarding system and method for conducting such transactions online. The system can be user self-served real time and immediate with complete automation from the lender perspective. The disclosure is directed toward loan transactions for small businesses.

Abstract: A method of data transmission in a data communication network includes negotiating a connection between a source terminal and a destination terminal in the data communication network. During the connection negotiation process, optimal field lengths are determined for recording a source identifier and a sequence number in data packets transmitted in the connection. The source identifier identifies a connection from the source end to the destination end of the data transmission, while the sequence number identifies the relative position of a data packet in a series of data packets transmitted in the connection. The length of the source identifier and sequence number fields may either be calculated or selected from a set of predetermined field length values.