Abstract: An internet N is connected to an electronic money management server 10 so that communications can be performed with a deposit money terminal device 30 replenishing an electronic money for an user card comprised by recording a card ID and an issuer ID, a member shop terminal device 50 reducing the electronic money utilized from the user card, and the like. The electronic money management server 10 acquires the deposit money amount and the issuer ID from a deposit money terminal device 30 at the replenishment time of the electronic money, and totalizes the deposit money amount for each issuer, and performs the delivery of the cash for the totalized deposit money amount to the issuer.

Abstract: An electronic money system is provided which requires lower management and running cost, and features higher flexibility. An acquirer/brand holder managing an electronic money brand manages all keys used for authentication processing in the system, and issues the keys as necessary. The acquirer/brand holder distributes keys according to a tie-up agreement to IC card issuers, a POS center, an MMK center, and an affiliate merchant terminal unit. The POS center, the MMK center, and the affiliate merchant terminal unit are apparatuses for users to use the IC cards or for managing them. The acquirer/brand holder, however, does not distribute issued keys to cybershops which users can access by using a personal computer and a reader/writer. Instead, in this case the acquirer/brand holder saves the issued key itself, and carries out authentication processing with a predetermined IC card upon a request from the cybershop.

Abstract: An electronic money system is provided which requires lower management and running cost, and features higher flexibility. An acquirer/brand holder managing an electronic money brand manages all keys used for authentication processing in the system, and issues the keys as necessary. The acquirer/brand holder distributes keys according to a tie-up agreement to IC card issuers, a POS center, an MMK center, and an affiliate merchant terminal unit. The POS center, the MMK center, and the affiliate merchant terminal unit are apparatuses for users to use the IC cards or for managing them. The acquirer/brand holder, however, does not distribute issued keys to cybershops which users can access by using a personal computer and a reader/writer. Instead, in this case the acquirer/brand holder saves the issued key itself, and carries out authentication processing with a predetermined IC card upon a request from the cybershop.

Abstract: An internet N is connected to an electronic money management server 10 so that communications can be performed with a deposit money terminal device 30 replenishing an electronic money for an user card comprised by recording a card ID and an issuer ID, a member shop terminal device 50 reducing the electronic money utilized from the user card, and the like. The electronic money management server 10 acquires the deposit money amount and the issuer ID from a deposit money terminal device 30 at the replenishment time of the electronic money, and totalizes the deposit money amount for each issuer, and performs the delivery of the cash for the totalized deposit money amount to the issuer.

Abstract: An electronic money system is provided which requires lower management and running cost, and features higher flexibility. An acquirer/brand holder managing an electronic money brand manages all keys used for authentication processing in the system, and issues the keys as necessary. The acquirer/brand holder distributes keys according to a tie-up agreement to IC card issuers, a POS center, an MMK center, and an affiliate merchant terminal unit. The POS center, the MMK center, and the affiliate merchant terminal unit are apparatuses for users to use the IC cards or for managing them. The acquirer/brand holder, however, does not distribute issued keys to cybershops which users can access by using a personal computer and a reader/writer. Instead, in this case the acquirer/brand holder saves the issued key itself, and carries out authentication processing with a predetermined IC card upon a request from the cybershop.