Abstract: The invention refers to a method for handling electronic coupons, particularly in the retail and/or service industry, whereby a mobile terminal device, particularly a mobile phone or smartphone is used to pay cashless for one or several products and/or services—products—at a pay terminal, whereby the data to execute the payment process/the payment are preferably transmitted wirelessly between the mobile terminal device and the payment terminal via near field communication (NFC), whereby a receipt with regard to the paid products is transmitted to the mobile terminal device, whereby using the receipt information on the receipt the mobile terminal device preferably sends a request to the central database, whereby the database processes the request, whereby the database provides an electronic coupon for a coupon product depending on the receipt information transmitted in the request and whereby the electronic coupon is automatically redeemed when paying for the coupon product.