Patents by Inventor Oliver C. W. Blodgett

Oliver C. W. Blodgett has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 10210317
    Abstract: A mechanism is provided for verifying an identity of a user using dynamically generated questions based on transactions conducted by the user. Responsive to receiving a request to verify the identity of the user, one or more transaction based sources associated with the user are scanned for a set of transactions conducted by the user within a first predetermined time frame of a current time. A subset of transactions from the set of transactions are randomly selected as the basis for forming a set of questions to be used to verify the identity of the user. The set of questions are generated such that the user is required to identify one or more details about the subset of transactions in order to verify the user's identity. Responsive to the user correctly answering the one or more details about the subset of transactions, the user is authenticated.
    Type: Grant
    Filed: August 15, 2016
    Date of Patent: February 19, 2019
    Assignee: International Business Machines Corporation
    Inventors: Duncan S. Anderson, Oliver C. W. Blodgett, Timothy Durniak, Mikaela R. Moore, Martin Schmid
  • Publication number: 20180046785
    Abstract: A mechanism is provided for verifying an identity of a user using dynamically generated questions based on transactions conducted by the user. Responsive to receiving a request to verify the identity of the user, one or more transaction based sources associated with the user are scanned for a set of transactions conducted by the user within a first predetermined time frame of a current time. A subset of transactions from the set of transactions are randomly selected as the basis for forming a set of questions to be used to verify the identity of the user. The set of questions are generated such that the user is required to identify one or more details about the subset of transactions in order to verify the user's identity. Responsive to the user correctly answering the one or more details about the subset of transactions, the user is authenticated.
    Type: Application
    Filed: August 15, 2016
    Publication date: February 15, 2018
    Inventors: Duncan S. Anderson, Oliver C. W. Blodgett, Timothy Durniak, Mikaela R. Moore, Martin Schmid
  • Publication number: 20180047025
    Abstract: A mechanism is provided for verifying an identity of a user using dynamically generated questions based on transactions conducted by the user. One or more transaction based sources associated with the user are scanned for a set of transactions conducted by the user. A subset of transactions from the set of transactions are randomly selected as the basis for forming a set of questions to be used to verify the identity of the user. The set of questions are generated such that the user is required to identify one or more details about the subset of transactions in order to verify the user's identity. Responsive to the user correctly answering the one or more details about each of the subset of transactions vocally and voice analysis of the answers to the set of questions failing to indicate any discrepancy, the user is authenticated.
    Type: Application
    Filed: August 15, 2016
    Publication date: February 15, 2018
    Inventors: Duncan S. Anderson, Oliver C. W. Blodgett, Timothy Durniak, Mikaela R. Moore, Martin Schmid