Abstract: A remittance system comprising a remittance platform operable to process a remittance request originating from a sender to a target beneficiary; the remittance request comprising a primary account number (PAN) of the sender; the remittance platform further operable to create an electronic account for the target beneficiary upon determining that the target beneficiary does not have an approved PAN for remittance to take place; wherein the creation of the electronic account comprises a link between a unique identifier of the target beneficiary and the generation of a primary account number for the beneficiary.

Abstract: A transaction system comprising a transaction facilitator operable to receive and process a transaction request from a user device; a transaction channel 5 controller operable to change the state of the transaction channel between a first and a second state; and a fund provider operable to receive processed transaction request and determine if the transaction channel is in the first or second state; and provide or not provide the funds accordingly is disclosed.

Abstract: System and method for providing content to a plurality of subscribers in a communications network. The method includes receiving event parameters associated with an event from a third party; receiving location information for each subscriber from the communications network; comparing the event parameters with the location information for each subscriber to identify one or more subscribers within the plurality of subscribers within a predetermined range of the event associated with the event parameters; profiling each of the one or more subscribers to produce a profile rating and/or profile score wherein the profile rating and/or profile score are indicative of the likelihood of a given subscriber to attend the event; sorting the one or more subscribers into a number of categories based on the profile rating and/or profile score; compiling content for each category of subscribers; and delivering the content to said one or more subscribers within range of the event.

Abstract: System and method for providing content to a plurality of subscribers in a communications network. The method includes receiving event parameters associated with an event from a third party; receiving location information for each subscriber from the communications network; comparing the event parameters with the location information for each subscriber to identify one or more subscribers within the plurality of subscribers within a predetermined range of the event associated with the event parameters; profiling each of the one or more subscribers to produce a profile rating and/or profile score wherein the profile rating and/or profile score are indicative of the likelihood of a given subscriber to attend the event; sorting the one or more subscribers into a number of categories based on the profile rating and/or profile score; compiling content for each category of subscribers; and delivering the content to said one or more subscribers within range of the event.

Abstract: A transaction method and system comprising receiving a request to change a transaction channel or mode of an account having a plurality of transaction channels/modes from a first state to a second state; and changing the state of the transaction channel/mode to the second state in response to the received request is disclosed. The invention further discloses transaction facilitator for facilitating transactions in relation to an account having a plurality of transaction channels or modes, and operable to receive via the communication network a request from an owner of the account to change the state of a transaction channel/mode of the plurality of transaction channels/modes from a first state to a second state; wherein, upon receipt of the request the transaction facilitator is operable to change the state of the transaction channel to the second state.

Abstract: A system and method for providing credit to a subscriber, including a plurality of networks, each of said networks supporting a plurality of subscribers; a central settlement facility coupled to each network within the plurality of networks, said central settlement facility maintaining a plurality of subscriber accounts and wherein the central settlement facility is adapted, on receipt of a request for credit from a subscriber, to convert the request for credit to an intermediate value; obtain credit from a credit provider with said intermediate value; credit an account held by the subscriber on the settlement facility with an amount equivalent to the request for credit; and advise the subscriber of the approval of the request for credit is disclosed. The system is further configured for the provision of airtime to a subscriber.